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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

An abstract, graphic illustration on a white background depicts the complex issue of student loan oversight and forgiveness programs. In the foreground, a prominent black outline of an open hand reaches up from the bottom right, symbolizing receiving or giving financial aid. Above the hand, a large, stylized golden-yellow circle contains a white silhouette of a person's head and shoulders, representing a borrower or individual. Three smaller circular icons, two black and one golden-yellow, each with a white dollar sign, float near the person icon, visually illustrating student loan balances or payments. The background features various geometric shapes in golden-yellow and black, including a grid of dots, squares, and lines, conveying a sense of policy framework and financial intricacies surrounding federal student loans, Public Service Loan Forgiveness (PSLF), and employer eligibility rules. Source: The College Investor
November 19, 2025

Could Your Nonprofit Job Lose PSLF Status?

A new rule may disqualify public service employees from Public Service Loan Forgiveness (PSLF). Learn what you need to know to assess your risk.

Outdoor corporate sign featuring the bright green Nvidia logo and metallic text. This illustrates major employers offering student loan repayment assistance (SLRA) benefits to help staff repay debt. | Source: The College Investor
November 19, 2025

Student Loan Repayment Assistance: Employers Offering SLRA

These companies offer student loan repayment assistance as benefit to their employees. The list of companies continues to grow.

This image features the prominent gray logo and wordmark "Abbott" on the clean, white facade of an Abbott Laboratories building, signifying the company's corporate identity. Below the logo, a striking tree with vibrant red and orange autumn foliage adds a natural contrast against the modern architecture and the clear, bright blue sky above. The building's windows reflect the sky and surrounding environment, adding depth to the scene. This visual serves to contextualize Abbott Laboratories as one of the major U.S. employers offering retirement plan matches tied to student loan payments, a key point discussed in the accompanying article about the SECURE 2.0 provision. Source: The College Investor
November 18, 2025

Which Companies Offer Student Loan 401(k) Matches

More companies now match 401(k) contributions based on student loan payments. Here’s a list of major employers that offer the beneit.

Education Secretary Linda McMahon testifies before the House Education and Workforce Committee on Capitol Hill on June 4, 2025 in Washington, D.C. (Photo by Sha Hanting/China News Service/VCG via AP )
November 17, 2025

IBR Eligibility Rules Changed To Remove Financial Hardship Requirement

Student loan borrowers can now join the IBR plan without proving financial hardship, but it will take more time for loan servicers to update their systems.

A close-up shot of a businessperson, dressed in a white shirt and black tie, carefully placing personal items into a cardboard box on a white office desk. The person's face is not visible, emphasizing the act of packing. Inside the box, a picture frame, a small potted plant, and decorative black berries are discernible, suggesting a recent termination or "tech layoff" as discussed in the article. The background shows a modern office environment with large windows, blurred office chairs, and desks, indicating a corporate setting. This image powerfully illustrates the current struggles faced by young workers in the tech industry, including college graduates and soon-to-be graduates, who are experiencing fewer job opportunities and a tougher path into the sector due to mass layoffs and a reshaping of early-career hiring patterns. Source: The College Investor
November 17, 2025

Tech Layoffs Are Reshaping The Job Market For College Grads

Tech layoffs and AI spending are cutting entry-level roles and internships, leaving students with fewer paths into the industry.

A graphic on a blue background illustrates the concept of managing average student loan monthly payments. A white calendar with a red circle highlighting a specific date in the middle signifies the recurring nature of monthly payments. Surrounding the calendar are various financial elements: several gold coins with dollar signs, representing money and debt, and scattered banknotes, including two showing the number "100," further emphasizing financial transactions. In the background, faded white line art icons depict common student life and financial elements such as a globe, an envelope, a lightbulb, pencils, speech bubbles, and gears, alluding to education, communication, planning, and the complexities of student loan debt. The text "THE COLLEGE INVESTOR" is prominently displayed in white in the bottom left corner, reinforcing the article's source and focus on financial guidance for college students and borrowers. Source: The College Investor
November 16, 2025

What Is The Average Monthly Student Loan Payment?

The average monthly student loan payment in the US is $503. See what the average borrower can expect to pay on each type of repayment plan.

A cheerful group of diverse cartoon graduates, some with light brown skin, some with fair skin, and some with darker skin, are depicted in two rows against a solid light blue background, symbolizing the completion of higher education. Each graduate wears a traditional black cap and gown, with various hair colors and styles peeking out from beneath their caps, indicating different ages and backgrounds. This image visually represents the millions of Americans who have earned a bachelor's degree and often carry student loan debt, directly correlating with the article's focus on "Average Student Loan Debt" and how these amounts compare by graduating class. The bottom left corner prominently displays "THE COLLEGE INVESTOR" logo, reinforcing the financial literacy and investment context of the accompanying article. Source: The College Investor
November 16, 2025

Average Student Loan Debt By Year (Graduating Class)

We break down the average student loan debt by year for each graduating class and highlight the trend of growing student loan debt.

An illustration depicting a graduation cap acting as a collection plate, filled with several folded dollar bills, symbolizing the various ways to pay for college without relying solely on student loans. The image also shows the lower legs and feet of a person wearing dark pants and black dress shoes with light brown laces, positioned as if stepping away from or towards the cap. The background is a textured grey, suggesting a neutral or contemplative setting. Below the cap, a red graduation tassel lies on the ground, and to the left, the logo "THE COLLEGE INVESTOR" is visible, reinforcing the article's focus on financial strategies for higher education. This visual effectively introduces the article's core message about exploring alternatives to student loans for financing college education. Source: The College Investor
November 16, 2025

How To Pay For College: The Best Order Of Operations

Here’s how to pay for college, with the best order of operations to maximize financial aid and minimize student loan debt.

A close-up, slightly upward-angled shot of the Internal Revenue Service (IRS) federal building's entrance in Washington D.C., USA, emphasizing its prominent stone facade and the bold, black carved letters spelling "INTERNAL REVENUE SERVICE" above the doorway. The classic, ornate architectural details, including decorative dark rosettes flanking the text and intricately carved stone trim, are clearly visible. The image conveys a sense of official authority and directly relates to the article discussing the IRS's annual inflation adjustments for retirement accounts, specifically the raised 2026 contribution limits for 401(k) and IRA plans, as detailed in Notice 2025-67.
November 16, 2025

IRS Announces Official 2026 IRA And 401k Contribution Limits

The IRS officially raised the 2026 contribution limits for 401(k)s, IRAs, SIMPLE plans, and saver credits.

Renters Insurance
November 16, 2025

Guide To Renters Insurance For College Students

Here is the ultimate guide to renters insurance policies, with quotes and coverage options for college students and traditional renters.

The Geisel Library on the UC San Diego campus
November 14, 2025

This Week In College And Money News: November 14, 2025

The latest updates on higher education, personal finance, financial aid, and student loans impacting students on college campuses nationwide.

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