200,000 Borrowers Await Ninth Circuit Ruling on $12 Billion Student Loan Settlement
The Ninth Circuit heard arguments in the Sweet v. McMahon borrower defense settlement. Here’s what 200,000 borrowers need to know.
Robert’s latest articles
PSLF Strategy in 2026: New Employer Rule, RAP Plan, and Parent PLUS Changes
The SAVE Plan is dead, a new RAP plan launches July 2026, and Parent PLUS borrowers face a closing window. Here are the four PSLF requirements and what’s changed for each.
What Are Ghost Students? Financial Aid Fraud Explained
Ghost students use stolen identities to enroll in college and steal financial aid. Learn how the scam works and what ED is doing about it.
Why Is College So Expensive? 5 Forces Behind Rising Tuition Costs
College tuition has tripled even after adjusting for inflation, per NCES data. We break down the structural forces (from administrative bloat to state funding cuts) driving the increase.
576,000+ Borrowers Still Stuck in Student Loan Repayment Plan Backlog
Over 576,000 borrowers remain stuck in a student loan repayment plan backlog. New apps process in days, but old ones face months of delays.
Spousal IRA: How Non-Working Spouses Can Still Save for Retirement
A spousal IRA lets non-working spouses contribute up to for retirement. Learn who qualifies and what’s deductible in 2026.
This Week In College And Money News: March 20, 2026
Colleges face financial strain, policy battles, and shifting enrollment trends this week.
Treasury Department Takes Over Student Loan Collections From Dept Of Education
The Treasury Department is taking over defaulted student loan collections from the Department of Education. Here’s what borrowers should know and do now.
Roth Conversion Ladder Explained For FIRE
Learn how the Roth conversion ladder lets early retirees access 401(k) funds penalty-free before 59½. Step-by-step 5-year plan included.
Parents Spend $1,474/Month on Adult Kids vs. $673 on Retirement
Rising housing costs and $1.8T in student debt are pushing young adults to ask parents for help. Here’s how to give it without risking retirement.
Best Order of Operations For Saving For Retirement
Here’s the best order of operations of how to save for retirement, with which accounts to fund in the right financial order.