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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Vector illustration set against a blue background featuring a wrapped gift box on the left and a flying piggy bank wearing a graduation cap on the right. The piggy bank, symbolizing education savings, has a coin with a dollar sign being deposited into it. This graphic represents the concept of gifting money to a 529 plan, highlighting how friends and family can contribute to a child's future college education through direct deposits, crowdfunding platforms, or estate planning strategies. Source: The College Investor
December 3, 2025

How To Gift Money To A 529 Plan

Want to gift money to a 529 plan? Learn the best ways to contribute, tax rules to know, and how to avoid common mistakes when giving to college savings.

Close-up of a businessman in a suit using a calculator next to coins and wooden letters spelling "TAX." This illustrates the financial planning involved when considering a tax refund advance loan to bridge the gap between filing taxes and receiving a refund from the IRS. Source: The College Investor
December 3, 2025

Best Tax Refund Advance Loans: TurboTax, H&R Block, And More

Get your tax refund early with a refund advance loan. See updated offers from H&R Block, TurboTax, Jackson Hewitt, and others.

The White House stands under a dramatic sky filled with vivid orange and purple sunset clouds, symbolizing the dawn of the new Trump Accounts program. This image accompanies the guide on claiming the $1,000 "Baby Bonus" for children born 2025–2028, a major federal savings initiative launching with a philanthropic boost from the Dell Foundation. Source: The College Investor
December 2, 2025

How To Claim The $1,000 Trump Account Baby Bonus

Learn how parents can claim the new $1,000 Trump Account baby bonus and the added $250 gift for eligible families.

A large pile of wrapped presents under a decorated Christmas tree. This scene illustrates the typical holiday abundance of toys and material gifts, highlighting the alternative value of gifting stock or investments to build a child's future wealth instead of adding to household clutter. Source: The College Investor
December 2, 2025

How To Give A Gift Of Stock (For Kids And Family)

Teaching kids financial literacy & setting them up to build wealth is important. Here’s how you can give kids the gift of stock this year.

Side view of a smiling young man with tied-back curly hair and a beard, driving a car with a hands-free navigation device mounted on the dashboard. He is dressed in a casual t-shirt and jeans, with his hands comfortably gripping the steering wheel. This image illustrates the flexibility and income potential of driving-based side hustles—such as rideshare, food delivery, and package transport—highlighted in the "10 Proven Ways to Make Money Driving" guide. Source: The College Investor
December 2, 2025

10 Ways You Can Make Money Driving

If you’re looking for some ways you can make money driving, there’s almost sure to be one listed here that you’d be interested in! Let’s go!

U.S. Representative Lloyd Doggett speaks at a podium during a press conference, flanked by colleagues and American flags. The image captures the Congressman introducing the Health Savings Account Consumer Protection Act, a proposal aimed at tightening HSA rules to address tax avoidance by high-income households and implement stricter fee transparency. (AP Photo/Rod Lamkey, Jr.)
December 1, 2025

House Democrats Propose Misguided HSA Reforms

Proposed health savings account (HSA) restrictions raise concerns about flexibility while boosting fee transparency.

Minimalist vector illustration of a piggy bank filled with liquid and a dollar bill icon, symbolizing financial savings or aid. This graphic headers a guide on understanding financial aid award letters, helping students decode complex terminology like "net cost" versus "net price" and navigate the funding process for college. Source: The College Investor
December 1, 2025

How To Read A Financial Aid Award Letter And Package

Here’s how to read and understand your financial aid award letter, and what you can do if you need more financial aid.

US Bank Bonus Offer | Source: The College Investor
December 1, 2025

Raisin Savings Bonus Offer Pays Cash Each Quarter

Raisin launches a bonus of up to $1,600 using promo code GIFT. See how you can earn money each quarter!

529 Plan By Age
December 1, 2025

How Much Should You Have In A 529 Plan By Age

How much you should have in a 529 plan by age to save for college for your children, including high and low contributions for public and private school.

529 Plan And College Savings Calculator
November 30, 2025

Discretionary Income Calculator For Student Loans

Use our discretionary income calculator and see how your income can impact your student loans and income driven repayment plans.

companies that give shareholders perks and rewards
November 30, 2025

Companies That Give Shareholders Perks And Rewards

Looking for a little more from that company stock you purchased? Here are 10 companies currently offering shareholder perks and rewards.

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  • UC San Diego, Bachelor of Arts in Political Science
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