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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Close-up of a focused mechanic wearing a white T-shirt and grey overalls working under the open hood of a car, holding a wrench. This image serves as a visual metaphor for the student loan rehabilitation process—a deliberate, hands-on repair strategy that allows borrowers to fix their defaulted loans and restore their financial standing through consistent effort. Source: The College Investor
January 7, 2026

Student Loan Rehabilitation To Get Out Of Default In 2026

Student loan rehabilitation can remove default and stop collections. Here’s how the process works and who should consider it in 2026.

Boost Your Savings
January 7, 2026

5 Ways To Increase Your Savings In 2026

We break down five great ways to increase your saving this year that you may not have considered.

This image, titled "Key Life Skills For Incoming College Freshman," depicts a vibrant, educational graphic on a soft yellow background, featuring a large white semicircular element that dominates the lower half, creating a bright contrast. Scattered across the yellow background are small, dark blue dots arranged in groups, adding a subtle visual texture. On the right side of the image, three distinct light yellow boxes, designed with a slight 3D effect, are stacked and arranged, each containing a white icon. The top box shows an open book, likely symbolizing academics or studying, while the middle box features a calculator, representing financial management or budgeting, and the bottom box displays a calendar, indicating time management or scheduling. This visual emphasizes the crucial life skills college freshmen need to master before starting college, including managing time, money, and academics, directly relating to the article's focus on preparing students for independent living and success in their first year. | Source: The College Investor
January 6, 2026

Key Life Skills For Incoming College Freshman

If you have a high school senior, here are the key life skills they need to master before starting college this fall.

The image prominently features a yellow credit card with a gold chip on the left side, displaying "BANK" in the background and a placeholder credit card number "0000 0000 0000 0000." A faint globe icon is visible on the right, suggesting worldwide financial reach. A circular icon contains a green bill with a dollar sign, symbolizing money and financial transactions, emphasizing the importance of keeping a close eye on credit to protect against identity theft and improve credit scores, as discussed in the accompanying article about top credit monitoring services.
January 6, 2026

Best Credit Monitoring Services In 2026

Don’t sit idly by while identity thieves wreck your credit. Protect yourself by using one of the 6 best credit monitoring services of 2026.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
January 5, 2026

Federal Student Loan Changes Timeline: 2026-2028 Guide

A clear timeline of federal student loan changes from 2026 to 2028, including Grad PLUS, RAP, and repayment rule shifts.

IRS Refund Schedule
January 5, 2026

Why Your 2026 Tax Return Could Be Delayed

The 2026 tax season may start later than usual due to new tax laws, IRS staffing cuts, and the government shutdown. Here’s what to expect.

This graphic features a white outline of a rocket with a dollar sign inside a circle on its body, topped with a black graduation cap, launching upwards against a light blue background. The rocket visually represents the "College Ave Student Loans" topic, symbolizing the ascent of students towards higher education and financial success, potentially through student loan refinancing or private student loans. The left side of the image, set against a white background, includes minimalist geometric shapes like outlined circles, crosses, and a striped triangle, along with the partially visible text "COLLEGE INVESTOR" at the bottom left. The overall design emphasizes the modern and streamlined process of securing financial aid for college.
January 5, 2026

College Ave Student Loans Review: Pros, Cons, & Alternatives

If you’re looking for a student loan company with a variety of repayment options be sure to check out our College Ave Student Loans Review.

A focused young woman, wearing glasses and a white t-shirt, sits at a wooden table intently working on a silver laptop, representing the diligent process of researching and managing private student loans. She holds a blue pen to her chin in a thoughtful pose, with several papers and a dark smartphone resting beside her, indicating the detailed financial documents and information involved in student loan decisions. The background, blurred to emphasize her concentration, shows a modern indoor setting with large windows and hints of green and orange furniture, suggesting she could be in a college library, co-working space, or home office. This image visually conveys the careful consideration and analysis required when families, particularly parent borrowers, weigh federal versus private student loan options amidst changing repayment programs and interest rates for college funding. | Source: The College Investor
January 5, 2026

Are Private Student Loans Worth It In 2026? Comparing Rates, Risks, and Rewards

Weighing federal vs. private student loans? Learn how 2026 changes may shift which is right for your college funding plan.

Mega Backdoor Roth IRA
January 4, 2026

Understanding The Mega Backdoor Roth IRA

The Mega Backdoor Roth IRA allows you to contribute after-tax 401k contributions and then roll them over into a Roth IRA.

Options For Parent PLUS LOans
January 4, 2026

Parent PLUS Loans: How They Work, Loan Forgiveness, And More

Here are the limited options for parents and borrowers if you can’t afford your Parent PLUS Loans, including changing your repayment plan.

This image is a simplified, graphic representation featuring a golden piggy bank, three rows of golden star ratings, and dollar signs, all set against a white background with decorative elements. The piggy bank, a classic symbol of saving money for retirement, is positioned in the lower right, implying growth and investment, central to discussions about Roth and Traditional IRAs. Above it, three distinct rows display star ratings, with the top row showing five full stars, the middle row four stars, and the bottom row three stars, possibly representing evaluations of different IRA account providers like M1 Finance based on commissions, fees, investment options, and ease of use. To the right of the star ratings, three black squares each contain a white dollar sign, reinforcing the financial theme of saving for retirement and the tax-free growth benefits of an IRA. The overall design uses simple shapes and a color palette of gold, black, and white, making it a clear visual aid for an article discussing the best IRA accounts.
January 4, 2026

The Best IRA Accounts Of 2026: Top 10 Ranked

We break down and look at the best IRA Accounts (both traditional and Roth) of 2026 to see where you should invest your money!

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