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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Juno Student Loans
January 11, 2026

Juno Student Loans Review: Pros, Cons, And Alternatives

Juno student loans uses collective bargaining power to negotiate better rates on undergraduate, graduate, and refinance student loans.

Is An MBA Worth It
January 11, 2026

Are MBAs Worth It In 2026? How Valuable Is Business School

Going to business school and getting an MBA is lauded as a great way to boost your income, but is it always worth it?

Is college worth it?
January 10, 2026

Is College Worth It In 2026? It Depends On How Much You Spend

The question of whether college is worth it continues to come up as tuition costs rise nationwide, so here’s how to calculate your ROI.

Best Cell Phone Plans
January 10, 2026

Best Phone Plans For College Students In 2026

A breakdown of the best phone plans for college students to save money in 2026, like Mint Mobile, Verizon, AT&T, and more!

A digital illustration features a prominent yellow graduation cap with a black tassel on the left, symbolizing academic achievement and students. To the right, a classic yellow and black depiction of a bank or institutional building with columns represents financial services. These two main elements are connected by a thin, dashed line and surrounded by small, geometric shapes including circles and plus signs in yellow, orange, and black, suggesting a connection between students and banking services. The text "THE COLLEGE INVESTOR" is visible in black at the bottom left, reinforcing the article's focus on free college student checking accounts, no fees, and the best options like Discover Cashback Debit, highlighting the benefits and conveniences for students managing their finances.
January 9, 2026

Best College Student Checking Accounts Of July 2026

We break down the best college student bank accounts for 2026, with a focus on free checking, mobile banking, and more.

A stylized graphic illustrates the concept of no-penalty Certificates of Deposit (CDs). The central focus is a stack of three rectangular certificates, with the topmost certificate prominently displaying a yellow outline of a classical bank building icon and several horizontal lines representing text. A circular gold medal with a dollar sign in its center and a yellow ribbon hangs from the bottom right corner of the front certificate. The background is light gray with abstract geometric shapes in yellow and black, including plus signs and a curved rectangle, creating a modern and clean aesthetic. The upper left corner features the text "THE COLLEGE INVESTOR" in black capital letters. This image visually represents financial instruments like penalty-free CDs, which offer higher-than-average interest rates and flexibility for early withdrawals, akin to high-yield savings accounts, as discussed in the accompanying article on the best no-penalty CD rates.
January 9, 2026

Best No-Penalty CDs Rates Of July 2026

We share the best no-penalty CD rates of 2026, including CIT Bank, Sallie Mae, and more. Earn more on your certificate of deposit.

Close-up of a calculator, U.S. hundred-dollar bills, and a tax form with the word "Refund" circled in bold red ink. This image highlights the projected increase in 2026 tax refunds due to retroactive tax law changes, such as new deductions for tip income, overtime pay, and auto loan interest, which were not reflected in paycheck withholding throughout the year. Source: The College Investor
January 9, 2026

This Week In College And Money News: January 9, 2026

Tax season begins, tuition stays flat at one college, loan forgiveness becomes taxable, and tuition rules change in Virginia.

Internal Revenue Service sign at the IRS Building in Washington, DC — Photo by paulbradyphoto
January 8, 2026

When Does IRS E-File Open For 2026?

The IRS is signaling a delayed e-file opening for 2026 due to tax law changes and staffing challenges. What taxpayers should know.

IRS Refund Schedule
January 8, 2026

Path Act 2026 Tax Refund Dates

The PATH Act is designed to stop tax refund fraud, but the result is that it delays the tax refunds for millions of Americans.

Front view of the Federal Reserve headquarters building in Washington, D.C., under a bright blue sky. This image represents the recent report from the Federal Reserve Bank of Philadelphia analyzing the impact of upcoming 2026 graduate student loan caps, which could leave nearly one in three borrowers facing a funding gap. Source: The College Investor
January 8, 2026

New Federal Study Warns On Grad Loan Access

A new report from the Federal Reserve finds nearly 40% of high-balance grad borrowers may struggle to get private loans for graduate school.

Investment in real gold than gold bullion and gold | Credit: ginasanders
January 8, 2026

How To Invest In Gold In 2026

There are several ways to invest in gold and inflation proof your portfolio, including stocks, ETFs, options, futures, and physical gold bars.

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