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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

international student loans
February 10, 2026

Best International Student Loan Lenders In 2026

Although foreign students aren’t eligible for federal loans, they may qualify for private international student loans with these lenders.

Top-down view of a mother wearing white pajamas sleeping peacefully next to her newborn baby on a white bed. This image accompanies a guide on navigating student loan repayment during maternity leave, illustrating how mothers can manage reduced income and rising household expenses through deferment, forbearance, or income-driven repayment strategies. Source: The College Investor
February 10, 2026

Student Loans and Maternity Leave: What to Do

New parents may qualify for lower student loan payments during maternity leave. Here’s how it works.

what is a reverse mortgage
February 10, 2026

How A Reverse Mortgage Works

A reverse mortgage is a HELOC alternative that is targeted towards 62 and older homeowners who often have completely paid off their mortgage.

Jimmy Donaldson aka MrBeast at the BEAST GAMES Season 2 Premiere held at the Academy Museum of Motion Pictures in Los Angeles, CA on Tuesday, ​January 6, 2026. (Photo By Sthanlee B. Mirador/Sipa USA)(Sipa via AP Images)
February 9, 2026

MrBeast Moves Into Teen Banking With Step Deal

MrBeast says he’s acquiring teen banking app Step, signaling a major push into fintech, financial education, and youth-focused money tools.

Rear view of a diverse group of adults sitting in a modern classroom, looking at a large screen displaying a colorful bar chart. A woman stands presenting, while attendees in casual attire focus on the data. This image illustrates the "workforce" aspect of the new Workforce Pell Grants, highlighting how adult learners can access federal funding for short-term, job-focused training programs in high-demand fields. Source: The College Investor
February 9, 2026

Workforce Pell Grant: Eligibility, Programs, Timeline

Workforce Pell launches July 2026 to fund short job training. See who qualifies, which programs count, how FAFSA fits, and what to do now.

Rear view of a businesswoman in a white shirt looking up at a chalkboard with three large arrows pointing in different directions. This conceptual image illustrates the complex decision-making process parents face regarding student loans in 2026, as new federal limits on Parent PLUS loans force families to weigh federal versus private borrowing options. Source: The College Investor
February 8, 2026

Parent PLUS Student Loan Alternatives in 2026: Private vs. Federal

Parent PLUS caps arrive July 2026. Compare private loans and remaining federal options, with steps for families paying this year and next.

Common IRS Where’s My Refund Questions and Errors
February 8, 2026

Common IRS Where’s My Refund Questions and Errors

Our FAQ of the most common IRS Where’s My Refund Questions, Errors, Comments, Concerns, and more.

Close-up of a person’s hands typing on a modern keyboard next to financial documents and a cup of coffee. This image illustrates the process of managing tax information, specifically focusing on Form 1098-T, scholarships, and understanding the tax implications for students and families. Source: The College Investor
February 7, 2026

1098-T Explained: Scholarships, Taxes, and Credits

Learn how Form 1098-T works, when scholarships are taxable, and how families can maximize education tax credits.

Sunny view of a paved pathway leading toward the historic, castle-like red brick buildings of Yale University's campus. This image visually anchors the news of Yale raising its free-tuition income threshold to $200,000, highlighting the elite institution's efforts to expand affordability amidst rising costs. Source: The College Investor
February 6, 2026

This Week In College And Money News: February 6, 2026

Yale expands free tuition, FAFSA filings surge, universities tighten budgets, and new research questions who college aid really helps.

A close-up, slightly blurred image of a spinning top, illustrating the concept of a "spin off" in the financial market. The top has a bright orange and yellow central disc with concentric rings, suggesting rapid motion and energy. A metallic silver ring forms the outer edge, providing stability to the spinning object. The stem and tip of the top are a lighter yellow, pointing downwards, making contact with a subtly textured, light-colored surface. The blur effect emphasizes the dynamic nature of a spin off, where a piece of a parent company is disconnected and made public as its own entity, much like the individual components of the spinning top creating a single, fast-moving object. This visual metaphor directly relates to how companies like Kraft or Abbott Laboratories conduct spin offs, creating new shareholder value and streamlining operations.
February 6, 2026

6 Weird Stock Market Indicators That Sound Fake — But Investors Still Watch Them

From Super Bowl winners to lipstick sales, these weird stock market indicators have a surprising track record. Here’s what they really say about the market in 2026.

Close-up of a silver stopwatch held against a backdrop of stormy clouds and blue sky. The stopwatch hands are in sharp focus, symbolizing the urgency of the upcoming 2028 sunset date for the PAYE and ICR student loan repayment plans, while the turbulent sky represents the uncertain transition period borrowers face.
February 5, 2026

PAYE and ICR Are Ending: What Borrowers Should Do Before 2028

ICR and PAYE end in 2028. Learn how borrowers can prepare, compare IBR and RAP, and avoid repayment surprises.

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