New Parent PLUS Limits Take Effect July 1 — What Families Need To Plan For Fall
Parent PLUS loans will be capped at $20,000/year and $65,000 lifetime starting July 1, and Grad PLUS ends. Here’s what families with fall 2026 students need to know.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Parent PLUS loans will be capped at $20,000/year and $65,000 lifetime starting July 1, and Grad PLUS ends. Here’s what families with fall 2026 students need to know.

Trump’s executive order launches TrumpIRA.gov by 2027, but the $1,000 federal match it promotes was created under Biden’s SECURE 2.0 Act in 2022.

EAB’s 2026 survey shows 67% of students who skipped college blamed cost of living — up from 51% — as AI uncertainty reshapes major and career choices.

The Department of Education will give SAVE borrowers 90 days after July 1 to pick a new plan — or be auto-enrolled in standard repayment. Here are the options.

Five truths every high school senior needs to hear on Decision Day — from picking the cheapest college to borrowing smart and building real experience.

The University of Pittsburgh will cover full tuition at its Bradford, Greensburg, Johnstown, and Titusville campuses for PA families earning under $75K.

WalletHub’s new student money survey finds 53% of college students feel social media pressure to overspend and 28% question their tuition’s value.

Here are the best medical school student loans and financial aid options, from federal loans to private loans, and grants and scholarships.

We break down the best college loans for parents, including parent student loans. Look at your options as well as some alternatives.

The Education Department finalizes new student loan rules effective July 1. Plus: 15 HBCUs launch a research coalition, a $10K AI degree is announced, and a court blocks admissions data collection at 170+ colleges.

The Education Department finalized new student loan limits, ended Grad PLUS, and launched two new repayment plans. Here’s what changes July 1, 2026.
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