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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Side view shot of a man's hands using smart phone in interior, rear view of business man hands busy using cell phone at office desk, young male student texting on phone sitting at wooden table
April 30, 2026

Teen Brokerage vs. UTMA: Key Differences Explained

Teen brokerage and UGMA/UTMA accounts look alike but differ on ownership, taxes, and FAFSA. Here’s how to pick the right one before funding it.

Welcome to Idaho sign at the state border
April 29, 2026

Idaho Approves Largest Tuition Hike in Three Years

Idaho’s State Board approved 4.4-4.7% tuition increases (the largest in three years) signaling a broader increase in public college costs.

Federal Reserve Chairman Jerome Powell speaks at a news conference at the Federal Reserve, following the Federal Open Market Committee meeting, in Washington, Wednesday, April 29, 2026. (AP Photo/Cliff Owen)
April 29, 2026

Fed Holds Rates Steady In Rare 8-4 Split: What It Means For Savings, CDs, And Mortgages

The Federal Reserve held rates steady April 29 in a rare 8-4 split. Here’s what the pause means for HYSA yields, CD rates, and 30-year mortgage pricing.

Education Secretary Linda McMahon testifies during a Senate Committee on Appropriations subcommittee hearing to examine proposed budget estimates and justification for fiscal year 2027 for the Department of Education on Capitol Hill, Tuesday, April 28, 2026, in Washington. (AP Photo/Mariam Zuhaib)
April 29, 2026

Education Secretary McMahon: 1 in 4 Student Loan Borrowers Now Delinquent or in Default

Education Secretary Linda McMahon told a Senate subcommittee that more than one in four federal student loan borrowers are delinquent or in default.

Least Expensive Colleges
April 29, 2026

10 Least Expensive Colleges In 2026: Six Charge $0 Tuition

Here are the least expensive colleges in the U.S. based on annual tuition for in-state students.

Free Credit Check
April 28, 2026

How To Get A Free Credit Report Every Week From Equifax, Experian, And TransUnion

You shouldn’t have to pay to check your credit. Here are 3 ways to get a free credit score report easily.

New Department of Education Building Washington DC. Photo Credit: Robert Farrington
April 27, 2026

Borrowers Report Parents Loans Showing Up on Their Student Aid Accounts After Weekend Update

Borrowers say their parents’ Parent PLUS Loans (many discharged, some showing default) appeared on their StudentAid accounts after the FSA weekend update.

Photo of FAFSA - free application for federal student aid | Source: The College Investor
April 27, 2026

FAFSA’s Real-Time Fraud Tool: What Students Need to Know Before They Apply

The Education Department’s new automated FAFSA identity check screens applicants for fraud in real time, targeting a $1 billion ghost student problem.

April 27, 2026

8 Colleges Closing In 2026: Full List Of Closures

Hampshire, Anna Maria, Lourdes and five more U.S. colleges will close in 2026. See the full list of closures and six major mergers underway.

Man in Jeans shows the Empty Pockets Closeup on the White Background reflects the fact that most college dropouts leave school due to financial issues.
April 26, 2026

43 Million Americans Have Some College But No Degree — Here’s Why They Left

New survey: 35% of college dropouts left over personal finances, not academics. 43.1 million Americans have some college, no degree.

Ranking Member U.S. Sen. Elizabeth Warren (D-MA) speaks during a Senate Committee on Banking, Housing, and Urban Affairs hearing in the Dirksen Senate Office Building on February 26, 2026 in Washington, D.C. (Photo by Samuel Corum/Sipa USA)(Sipa via AP Images)
April 25, 2026

Senate Democrats Push To Extend SAVE Plan Transition Deadline For 7M Borrowers

Senate Democrats led by Merkley, Kaine, Warren, and Whitehouse press Education Secretary McMahon to extend the 90-day SAVE Plan transition deadline.

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