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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

This image features pixel art graphics on a split background, with the top half in a lighter teal and the bottom half in a darker teal, creating a horizon line effect. The central focus is the text "HOW TO INVEST IN DOGECOIN" displayed in a blocky, retro pixel font. "INVEST IN" is highlighted in red, while "HOW TO" and "DOGECOIN" are in dark blue. Surrounding the text are multiple golden, circular pixelated coins, appearing like digital currency or tokens. Four coins are positioned above the text, and four more are lined up below it, with one of the bottom coins shown from a side perspective, suggesting movement or a 3D effect. The overall aesthetic is reminiscent of classic 8-bit video games, visually representing the concept of investing in the cryptocurrency Dogecoin, as discussed in the accompanying article about its recent rise, partly fueled by Elon Musk's tweets.
February 20, 2021

How To Buy And Invest In Dogecoin

We break down how to invest in Dogecoin on a crypto exchange and answer all of your burning questions about this much-hyped cryptocurrency.

Agriculture investing
February 16, 2021

How To Invest In Farming And Agriculture

There are several ways to invest in farming and agriculture. We break down your best options including REITs, ETFs, crowdfunding, and more.

How Much Americans Pay To File Their Taxes
February 15, 2021

How Much Americans Pay To File Their Taxes

We surveyed 1,200 Americans to get an understanding of how much they paid, on average, to file their taxes and what services they used.

Master Promissory Notes (MPN)
February 15, 2021

Master Promissory Notes (MPN): What To Know

Master Promissory Notes (MPN) are legally-binding documents that all federal student loan borrowers must sign. Learn why they’re important!

A stylized illustration depicts a multi-story brick house with a reddish-brown roof, dormer windows, and exposed timber framing, presented on a silver platter held by a hand in a formal suit sleeve. This visual metaphor represents the Stessa real estate financial tracking app, highlighting its role in simplifying property management and accounting for landlords, making real estate investments feel like they are "served up" conveniently. The image relates to the article's discussion of Stessa as an easier and faster alternative to spreadsheets for tracking rental properties, providing powerful, free tools for individual investors to monitor important metrics like debt, occupancy, and cash flow. The logo "THE COLLEGE INVESTOR" is visible in the bottom left corner.
February 11, 2021

Stessa Review: Pros, Cons, And Alternatives

Stessa is a free accounting software platform for real estate investors that helps them track the financial performance of their properties.

fair tax
February 1, 2021

What Is The Fair Tax? How It Would Work And Its Pros And Cons

The Fair Tax system would replace all the payroll and income taxes in the current tax code with one national sales tax.

This detailed illustration, set against a light blue background, visually represents the comprehensive nature of the ThinkorSwim trading platform, as discussed in "ThinkorSwim Review: Is It The Best Trading Platform?". The central image depicts a stylized head, filled with various elements symbolizing the platform's features. On the left side, green trees and lush foliage emerge, suggesting growth and perhaps long-term investment strategies. Towards the center, tall, modern buildings rise, indicative of financial institutions and complex market structures. On the right, a bright, glowing lightbulb with internal circuitry details signifies innovation, smart decisions, and the analytical tools available for active traders. Above these elements, the words "THINKORSWIM REVIEW" are prominently displayed, with "THINKORSWIM" in blue and "REVIEW" in red, clearly linking the image to the article's focus on reviewing this advanced trading platform offered by Charles Schwab.
January 29, 2021

ThinkorSwim Review: Is It The Best Trading Platform?

ThinkorSwim is a powerful trading platform offered for free to Charles Schwab clients. It offers free charts and analysis, and links to your investments to actively trade.

This image features a business-suited figure holding up various multi-colored lines that represent stock market trends and price swings, illustrating the core concept of swing trading. The lines, depicted in red, green, blue, and brown, intersect and move both upwards and downwards, symbolizing the volatility and potential momentum up trends in the market that swing traders aim to capitalize on. A prominent lightbulb with a glowing filament, located to the right of the figure, signifies insights, strategies, and the understanding required to successfully navigate swing trading. The text "SWING TRADING GUIDE" in bold capital letters, with "GUIDE" highlighted in red, clearly indicates the article's focus on educating readers about this specific stock trading strategy, which involves holding positions for a few days or weeks, distinguishing it from day trading or long-term investing.
January 27, 2021

Swing Trading 101: How To Get Started

Swing trading is a stock trading strategy that sits between day trading and long-term investing. Learn how it works!

January 22, 2021

How To Invest In Silver: Best 5 Ways To Own It

There are several ways to invest in silver, including mutual funds, ETFs, futures, options, and more. Learn how to get started!

Flat tax
January 18, 2021

What Is The Flat Tax?

In a flat tax system, everyone pays the same tax rate regardless of how much they earn in annual income. Learn more about how it works!

This stylized graphic on a pink background features two women interacting with a large smartphone, symbolizing the Step fintech app. The phone screen displays a prominent fingerprint icon, representing secure access and identity verification, which aligns with the app's features like building credit and managing savings. A large white key and a golden shield are positioned behind the women, illustrating the financial security and protection offered by Step's secured Visa card and FDIC-insured savings account. A paper airplane icon with a dotted flight path suggests the ease of sending money or quick transactions, while a large dark purple leaf element adds a touch of natural design. The "THE COLLEGE INVESTOR" logo is visible in the bottom left, indicating the source of this review. This image visually encapsulates the app's offerings for users to get ahead financially, including earning interest and cash back.
January 12, 2021

Step Review: Build Credit While You Bank

Step is a secured credit card account that pays you to save and can help you build a positive credit history.

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