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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Capitalize Review
August 17, 2021

Capitalize Review: Pros, Cons, And Alternatives

Capitalize is a free service that can help you rollover your 401(k) into an IRA with the provider of your choice. Learn how it works!

A prominent, centered image features a bold, capitalized letter "W" in a classic serif font, rendered in black. This "W" is enclosed within a crisp white circular background, creating a clean and striking emblem. The white circle itself is set against a vibrant, solid yellow background, which provides a strong contrast and makes the central design pop. A subtle yet noticeable shadow extends from the bottom and right side of the white circle, giving the entire graphic a slight three-dimensional effect and depth. This visual representation serves as the iconic logo for Wealthsimple, a popular automated investing platform and robo-advisor mentioned in the accompanying article, which caters to Canadian investors with services like stock and crypto trading, and managed portfolios.
August 15, 2021

Wealthsimple Review: Best Canadian Robo-Advisor

Wealthsimple is a Canadian financial services company that offers robo-advisor portfolios, stock trading, crypto investing and more.

what is title iv
August 11, 2021

What Is Title IV And How Does It Impact Financial Aid?

Title IV status means that a school has been accredited by the Department of Education to participate in federal student aid programs.

An illustrative image on a light blue background depicts various individuals engaging in financial activities, representing the banking and student loan refinancing services offered by Nelnet Bank. In the foreground, two figures in light blue uniforms stand near what appears to be a large coin or medal, symbolizing financial transactions. Towards the right, a person in a brown suit interacts with a bank teller behind a counter, suggesting traditional banking services. Further back, more people are shown in different scenarios, including a group standing together and another individual with a laptop, reflecting modern financial interactions and potentially online services. Above these scenes, dark blue text prominently displays "BANKING & STUDENT LOAN REFINANCING," directly linking the visual elements to Nelnet Bank's core offerings discussed in the article, such as student loan refinancing, high-yield savings accounts, and CD products. This visual aims to help readers understand the range of financial services provided by Nelnet Bank, a subsidiary of the federal loan servicer, as they navigate the complexities of student loans and banking options.
August 10, 2021

Nelnet Bank Review: Savings And Student Loan Refinancing

Nelnet Bank, a subsidiary of Nelnet (the federal loan servicer), provides student loan refinancing and will soon offer high-yield CDs.

Inbox Dollars Review
August 10, 2021

InboxDollars Review: Pros, Cons, And Alternatives

InboxDollars is a legit online survey site that offers a $5 bonus to get started. But is it really a good way to earn extra money online?

A modern, illustrative image on a blue background depicts concepts related to financial management, spending, and saving, directly aligning with the article's review of the Douugh app. On the left, a stylized person, dressed in a vest and collared shirt, leans casually against a large, open blue wallet, symbolizing budgeting and money management. Above them, a "thumbs up" icon suggests positive financial outcomes or user satisfaction. To the right, another person sits cross-legged, focused on a laptop, representing online or app-based financial activity and the digital nature of tools like Douugh. Behind them, a white credit or debit card with generic numbers signifies banking and spending, while a speech bubble implies communication or AI interaction. Various cloud and network icons further emphasize the digital, AI-driven aspects of the Douugh app, highlighting its aim to simplify financial goals without headaches. The "The College Investor" logo is prominently displayed in the bottom left corner.
August 5, 2021

Douugh Review: Pros, Cons, And Alternatives

Douugh is a mobile-only app that offers a variety of AI-driven budgeting, saving, and investing tools. Learn more in our Douugh review.

Credit Karma Money Review
August 3, 2021

Credit Karma Money Review: Pros, Cons, And Alternatives

Credit Karma Money is a free checking account that provides strong security and no fees in addition to a savings boosts.

This image features a close-up of a United States five-dollar bill, prominently displaying Abraham Lincoln's portrait on the right side and the "5" denomination in various locations. To the left, a bold black circular badge with a jagged edge contains the white text "How To Invest With $5," drawing attention to the article's core theme of accessible investing. The top of the image has the faded text "STASH INVEST" in black, tying into the review of the Stash app which allows users to invest in fractional shares with minimal amounts. The visual combination of the five-dollar bill and the "How To Invest With $5" message effectively illustrates how Stash lowers investment barriers, making it easy for individuals to get started with very little money.
July 31, 2021

Stash Review: Automatic Investing App Pros And Cons

Stash allows investors to automatically invest in fractional shares of stocks and ETFs as well as in Smart Portfolios.

The image features a brown cardboard box, open at the top, overflowing with shiny golden coins, each marked with a dollar sign, some sparkling to indicate value. The coins symbolize the savings and investment growth possible with a Health Savings Account (HSA) for individuals with a High-Deductible Health Plan (HDHP), as discussed in the article about Optum Bank. Behind the box, a light blue circle with a dashed white outline suggests a protective or contained environment for these valuable assets. The background is a solid medium blue, creating a clear contrast, and the words "THE COLLEGE INVESTOR" are visible in white text in the bottom left corner, indicating the source of this financial content. This visual effectively represents the benefits of an HSA, offering access to saving and investing, key features of Optum Bank's full-service HSA product.
July 31, 2021

Optum Bank HSA Review: Pros, Cons, And Alternatives

Optum Bank is an HSA provider that offers multiple spending methods, investing through Schwab and Betterment, and 24/7 customer service.

An animated illustration depicts a volcano erupting with a large, golden Bitcoin symbol soaring above the explosion, set against a bright blue sky. The volcano's peak is dark grey, and the eruption features a mixture of white smoke, orange lava fragments, and dark grey ash spewing outwards. The prominent Bitcoin coin, circular and gold with a bold 'B' and two vertical lines, is positioned centrally above the volcanic plume, symbolizing the explosive growth and impact of cryptocurrencies like Bitcoin on the financial world. In the bottom left corner, the logo for "The College Investor" is visible, featuring a red graduation cap with a subtle graph line beneath it, suggesting the article's focus on financial education and investing in crypto assets. This image visually represents the exciting and sometimes volatile nature of investing in cryptocurrency, aligning with the article's discussion of Bitfinex as a professional crypto trading platform and the high-risk, high-reward landscape of digital assets for traders outside the US.
July 29, 2021

Bitfinex Review: Advanced Crypto Trading For Non-U.S. Investors

Bitfinex is a cryptocurrency exchange that combines state-of-the-art trading tools with low fees. But the platform is unavailable in the U.S.

Axos review
July 29, 2021

Axos Invest Review: Pros, Cons, And Alternatives

Axos Invest is a low-cost robo-advisor and commission-free trading platform that offers a simple and easy-to-use investing experience.

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