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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Biden student loan forgiveness proposals
January 11, 2021

Biden Student Loan Forgiveness Changes And Proposals

Several Biden student loan forgiveness proposals have already been announced. Learn what they are and how they could impact you!

Best Self Employed Retirement Plans
January 5, 2021

The Best Self-Employed Retirement Investment Plans

The best self-employed retirement investment plans include the SEP-IRA, Solo 401(k), and the SIMPLE IRA. Here are some details on each!

This vibrant, cartoon-style illustration depicts a person sitting at a desk, likely a contractor or freelancer, diligently working on their taxes, which is highly relevant to understanding the 1099-NEC form. The individual, dressed in a blue shirt, is positioned centrally behind a dark grey desk, with papers stacked in front of them, suggesting the process of managing financial documents. To the left, a retro-style orange desk lamp illuminates the workspace, alongside an old-fashioned red rotary phone, adding a touch of classic office ambiance. On the right side of the image, a tall bookshelf filled with various books and binders reinforces the theme of financial record-keeping and knowledge associated with tax forms like the 1099-NEC, which is exclusively intended to report freelance and contractor compensation. The overall scene clearly communicates the administrative tasks associated with non-employee compensation and side hustle income.
January 2, 2021

What Is The 1099-NEC For Contractors and Freelancers?

The 1099-NEC is the form that employers use to report non-employee compensation. Learn who needs to file it and how to do so.

budgeting for your personality
January 1, 2021

Budgeting Strategies: 50/30/20 vs. Zero-Based vs. Pay Yourself First

Check out these popular budgeting strategies, like 50/30/20 or zero-based budgeting, if your past budgets have failed.

This illustrative image depicts a cluster of financial and educational symbols against a soft pink background, centered around the bold red text "WHAT TO KNOW" and partially visible "F.H. CANN STUDENT LOANS" above it. The scene features stacks of gold coins, representing money or debt, alongside a small brown money bag with a prominent white dollar sign. A neatly stacked pile of green books suggests education or financial literacy, topped with a golden graduation cap. Additionally, a scrolled document, likely a loan agreement or legal notice, emphasizes the formal nature of student loan obligations. Several small, silhouetted figures of people are scattered amongst these items, appearing to interact with them, symbolizing borrowers or financial agents dealing with student loan debt. An hourglass sits to the right, hinting at the passage of time and deadlines associated with loan repayment. The overall visual communicates the complex and often burdensome nature of student loans, particularly those handled by servicers like F.H. Cann, as discussed in the article about defaulted student loans and their collection.
December 31, 2020

F.H. Cann Student Loans: What To Know

F.H. Cann student loans is a federal loan servicer that tries to collect on defaulted student loans. Learn what to do if you’ve been contacted by FHC!

MySolo401k
December 22, 2020

MySolo401k Review: Pros, Cons, And Alternatives

MySolo401k is a solo 401k provider that allows you to invest in alternative assets such as real estate, cryptocurrency, gold, and more.

An image representing student loans. In the upper left background, a light brown hand with two fingers extended appears to be dropping or placing several gold coin stacks, symbolizing money or debt relief. Below the text, in the lower right, an outline of a graduation cap with a tassel is faintly visible, subtly connecting the financial discussion to education and student loans.
December 17, 2020

73% of Americans Support Student Loan Forgiveness

According to a recent College Investor survey, 73% of Americans support Biden’s plan to forgive $10,000 in student loan debt.

Coinmama
December 17, 2020

Coinmama Review: Secure Crypto Investing With Payments

Coinmama is a non-custodial cryptocurrency exchange that offers multiple payment options, high spending limits, and instant coin delivery.

This illustrative graphic visually compares mutual funds vs. ETFs, a key topic for investors understanding different investment vehicles. The central figure, a smiling man in a suit and red tie, has his arms raised in triumph, symbolizing successful investing. He stands above a large green money bag, overflowing with dollar signs, representing wealth growth. Flanking him are two smaller, equally happy men in suits, each with a money bag, indicating that both investment types can lead to financial gains. Above the central figure, thought bubbles contain pie charts and bar graphs, suggesting data analysis and informed decisions. The clear, concise text "UNDERSTAND THE DIFFERENCE" emphasizes the article's focus on distinguishing between these two popular investment options, helping investors choose the best fit for their financial goals.
December 14, 2020

Mutual Funds vs. ETFs: Understand The Difference

When it comes to mutual funds vs. ETFs, which type of investment is best for you? Learn their most important similarities and differences.

75% of Americans are Familiar With Investing Apps
December 8, 2020

75% Of Americans Are Familiar With Investing Apps, And Most Prefer The Monthly Fee Service Model

A majority of Americans are familiar with investment apps and prefer the monthly fee model, according to a survey from The College Investor.

discount gift cards
December 7, 2020

Where To Buy Discount Gift Cards Online

If you’re going to buy gift cards, you might as well get them “on sale.” Here are the best websites to buy discount gift cards today.

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