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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

An illustrative image depicting the growth of investments, featuring four glass jars arranged horizontally against a dark blue background with a light blue grid pattern. The first jar on the left is empty, with three gold coin-like shapes falling into it. The second jar contains a small green sprout emerging from a few gold coins at the bottom. The third jar shows a more developed green plant growing from a larger pile of gold coins. The fourth and final jar on the right is overflowing with gold coins, and a thriving green plant with sparkling leaves sprouts from the top, indicating significant financial growth. A light blue line graph trends upwards across the jars, visually representing increasing returns over time. The words "THE COLLEGE INVESTOR" are prominently displayed in white text in the bottom left corner. This image visually reinforces the article's discussion on interest-bearing checking accounts and financial growth offered by NBKC Bank.
October 29, 2021

NBKC Bank Review: High-Yield Checking Account

In this NBKC Bank review, you’ll learn about their interest checking accounts that are almost entirely fee-free. Is it a good option?

A white and light blue robot, representing artificial intelligence or automation, stands on the left side of a dark gray laptop screen displaying various financial data visualizations. The robot holds a pink speech bubble with a white percentage symbol, suggesting discussion around investment returns or fees. On the laptop screen, multiple browser-like windows show charts, graphs, and settings icons, illustrating alternative investment opportunities and self-directed IRA management. Two pink gears float above the robot, and an orange gear is visible in a window, symbolizing financial mechanisms or adjustments. The overall image, set against a teal background, visually conveys how Alto IRA simplifies investing in alternative assets like cryptocurrency and real estate within a retirement account for "The College Investor" audience.
October 28, 2021

Alto IRA Review: Pros, Cons, And Comparisons

If you want to use your retirement money for alternative investments, take a look at this Alto IRA review. You might find it’ll work for you!

This detailed isometric illustration visualizes the comprehensive services offered by Square Business Banking, emphasizing the convenience of managing business finances in one place. A large smartphone with "ONLINE BANKING" displayed prominently on its screen serves as the central hub, with a finger poised to tap a checkmark, symbolizing ease of use and approval. Around the phone, various business activities unfold: a woman interacts with an ATM, two individuals work at computers in an office setting, and a woman presents a chart on an easel. Stacks of money, both bills and coins, are piled on the phone, representing financial transactions and growth. Below the phone, a small safe and two business professionals in conversation further underscore the secure and comprehensive nature of business banking solutions. The image effectively conveys how Square helps small business owners streamline their checking, savings, and loan needs, minimizing hassle and stress associated with multiple financial accounts.
October 28, 2021

Square Business Banking Review: Pros And Cons

Square Business Banking offers no-fee checking, high-yield savings, and flexible loans for business owners. Learn more in our full review.

An illustration depicts a small, white house with a dark green roof, centered within a grey circular background that includes subtle hints of tall, dry grass on the right side. Several shining gold coins are shown falling from the top of the image, with some landing directly into a slot on the house's roof, symbolizing an investment into the home. The artwork represents the concept of tapping into home equity, as discussed in the accompanying article about Hometap, a fintech company offering an alternative to traditional home equity loans. The bottom left of the image features "THE COLLEGE INVESTOR" in white, bold, sans-serif text, identifying the source of this content.
October 27, 2021

Hometap Review: Pros, Cons, And Alternatives

Hometap allows homeowners to tap into their home’s equity without taking out a loan in exchange for a share of the home’s future value.

A clear glass jar, half-full with an assortment of paper money and a few gold coins, sits prominently against a teal background, symbolizing saving and business income. A beige label with a bold black dollar sign is affixed to the front of the jar, emphasizing the financial aspect. The jar has a light brown, flat lid. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is visible, indicating the source of the article content. This image visually represents the concept of managing business and personal income, a crucial step for entrepreneurs separating their finances with a small business checking account like the one offered by Novo, as discussed in the review of top business checking accounts.
October 24, 2021

Novo Review: Pros, Cons, And Alternatives

Novo offers a business checking account — with minimal fees. See why Novo is one of the best online business checking accounts.

This illustrative graphic, titled "Support From Parents Survey," depicts a millennial woman with long purple hair, wearing a yellow long-sleeved shirt, purple pants, and a red beanie, sitting at a dark purple desk. She is holding a red mug in her left hand, looking at a laptop displaying a survey or questionnaire with red and white elements. A potted plant with red flowers sits on the desk to her left. The image, set against a light gray, abstract background, visually represents the topic of millennials receiving financial and other forms of support from their parents, especially in the context of the economic challenges highlighted in the article, such as those related to the pandemic and millennial net worth. The image serves as a visual introduction to the survey findings discussed in the article from "The College Investor."
October 22, 2021

64% Of Millennials Receive Support From Their Parents

We surveyed 1,500 millennials to find out how much financial support they receive from their parents, and in what categories they get aid.

iHelp Big Logo
October 21, 2021

ZuntaFi Student Loans (iHelp) Review

ZuntaFi student loan refinancing and private student loans are funded by community banks. Learn about its rates and terms!

NFCU Student Loans Review
October 21, 2021

Navy Federal Credit Union (NFCU) Student Loans Review

If you’re looking for a low-interest student loan option, NFCU student loans may be a contender. Learn more in this detailed review.

Student Loan Forgiveness Real
October 20, 2021

Is Student Loan Debt Forgiveness Real? Debunking The Myth

Student loan forgiveness is not just a myth. There are many different programs to consider and you can learn about your options here.

The image prominently features a stylized black silhouette of a roaring lion's head with a flowing mane, positioned on the right side of the frame against a vibrant orange and yellow gradient background with subtle sunburst rays emanating from the left. This powerful lion imagery represents "MoneyLion," the finance app discussed in the accompanying article, which offers a comprehensive suite of financial products and services. The bottom left corner of the image displays the "The College Investor" logo, featuring a red graduation cap icon, indicating the source of this review and its relevance to financial guidance for college investors seeking options like free checking accounts or early direct deposits. The visual design effectively conveys the brand's strength and the article's focus on MoneyLion's compelling offerings and how they compare to alternatives.
October 19, 2021

MoneyLion Review: Pros, Cons, And Alternatives

MoneyLion offers banking, no-interest cash advances, investing, and credit-builder loans. Check out the full details in our MoneyLion review below.

An illustrative image displays a stylized representation of online banking services, relevant to the article's discussion of Varo Bank. The central focus is a white smartphone with a classical bank building icon displayed on its screen, surrounded by a faint network of dotted lines connecting to other banking-related symbols. To the left, a white cloud icon with a red padlock signifies cloud security, essential for online-only banks, adjacent to a stack of gold coins representing savings. On the right, a stylized globe with an arrow wrapping around it suggests global accessibility and digital transactions, with a single gold coin floating nearby. Prominently overlaid in red, bold text are the words "CHECKING AND SAVINGS ACCOUNTS," emphasizing key offerings of digital banks like Varo, which is highlighted for its high APY savings accounts and fee-free services. This visual reinforces the convenience and benefits of modern digital banking discussed in the "Varo Bank Review."
October 19, 2021

Varo Bank Review: Pros, Cons, And Alternatives

Varo Bank is an online-only bank that charges no fees, pays a high APY on deposits, and offers automatic savings tools.

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