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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

This vibrant illustration depicts the concept of the Royalty Exchange marketplace, where artists and investors connect. On the left, a businessman in a suit diligently works on a laptop, situated within a large, glowing orange lightbulb, symbolizing an investor or buyer of royalties. On the right, a businesswoman also uses a laptop, seated inside a bright yellow lightbulb, representing an artist or seller of royalties. Two intertwined, flowing pipes, one orange and one yellow, connect the tops of the lightbulbs, with arrows indicating a two-way exchange of value, such as money and musical NFT. This visually represents the platform's role in facilitating high-yield investments in music catalogs and other intellectual property. The "The College Investor" logo is prominently displayed in the bottom left corner against a solid blue background, underscoring the article's focus on financial insights for investors.
July 1, 2021

Royalty Exchange Review: Invest In Music Catalogs

Royalty Exchange is an online marketplace that matches artists looking to monetize their music and investors hoping to buy streams of income.

Republic Review
June 29, 2021

Republic Review: Equity Crowdfunding In Startups, Real Estate, And More

Republic is an equity crowdfunding platform that allows anyone to invest as little as $10 in startups, real estate, gaming, and crypto.

What Is Income-Contingent Repayment
June 28, 2021

What Is Income-Contingent Repayment (ICR)?

Income-Contingent Repayment (ICR) is the oldest income-driven repayment plan and the only one that’s available to Parent PLUS Loan borrowers.

Lili Bank
June 25, 2021

Lili Business Banking Review: Pros, Cons, And Alternatives

Lili is a no-fee checking account that is mobile-only and offers expense and tax management tools for small businesses.

This image features a modern silver laptop with a golden-yellow envelope emerging from its screen, set against a calming teal background. Inside the open envelope, a white document is visible, clearly displaying the word "ACCEPTED" in prominent green capital letters, signifying an acceptance letter. This visual metaphor directly relates to the article's focus on securing funding for college through private student loans and refinancing options like those offered by ISL Education Lending. The "ACCEPTED" message symbolizes the successful outcome of applying for federal financial aid or supplemental private student loans, helping students achieve their educational goals. The "THE COLLEGE INVESTOR" logo is subtly placed in the bottom left corner.
June 24, 2021

ISL Education Lending Review: Pros, Cons, And Alternatives

ISL Education Lending is a nonprofit that offers private student loans and student loan refinancing. Learn all the details in our review!

Snowball Wealth Review
June 24, 2021

Snowball Wealth Review: Free Student Loan Analysis And Planning

Snowball Wealth is an online platform that provide free tools to help you optimize your student loan repayment strategy. Learn how it works!

NorthOne Online Business Banking
June 22, 2021

NorthOne Business Banking Review: Pros And Cons

NorthOne’s business bank accounts provide a suite of digital tools, fee-free ATM access, mobile check deposits, and more.

An isometric illustration depicts various individuals engaged in financial growth activities, symbolizing income share agreements (ISAs) and investment. In the foreground, a man in a blue suit and white shirt with a tie pushes a wheelbarrow filled with golden coin stacks, each topped with a small green plant, towards larger stacks of coins. Another man, also in a blue suit, climbs a silver ladder to reach a large stack of coins, from which a green plant with golden coin-like leaves sprouts. To the left, a person wearing a blue suit waters a plant growing from a stack of coins. In the bottom right corner, another individual tends to a similar plant growing from a coin stack. In the background, partially visible, are large golden dollar signs, reinforcing the financial theme. The image visually represents the concept of investing in education through ISAs and the potential for future financial returns.
June 20, 2021

Best ISA Providers: Top Places To Find Student Income Share Agreements

Income share agreements are alternatives to student loans that often provide better downside protections. We compare the best ISA providers.

This image features a vibrant blue background, illustrating the concept of airline mileage malls and how consumers can earn miles for everyday shopping. A hand holds two airline boarding passes, one predominantly red and the other orange, signifying travel and rewards. Encircling the boarding passes is a dashed white line, forming a circular path that includes various white icons representing aspects of travel and shopping. These icons include airplanes, a globe, a map, sunglasses, a briefcase, a sun, and location pins, alluding to the destinations and purchases possible through airline mileage programs. The bottom left corner displays "THE COLLEGE INVESTOR" in white text, indicating the source of the article and its focus on financial strategies, such as maximizing airline miles.
June 18, 2021

Best Airline Mileage Malls: Earn Miles For Shopping Online

Airline mileage malls reward you with airline miles for doing the spending you would normally do anyway. Find the best airline mileage malls to use in this post.

This image features a grid of colorful squares, each containing a white or light-colored globe icon, illustrating the international reach of Prodigy Finance. The top two rows show simple globe outlines with intersecting lines, presented in various background colors like green, yellow, dark gray, and light brown. The middle row displays more detailed globe icons with stands, in backgrounds of red, light blue, orange, and a darker blue. The bottom row showcases detailed world map globes with visible continents in light colors against shades of orange, green, and dark blue. In the bottom left corner, the text "THE COLLEGE INVESTOR" is prominently displayed in white. This visual effectively reinforces the article's focus on Prodigy Finance's services for international graduate students across over 150 countries and 800 schools worldwide.
June 17, 2021

Prodigy Finance International Student Loans Review

In this Prodigy Finance review you’ll learn about the company including who can borrow money and what the interest rates and terms are like.

MEFA Student Loans
June 13, 2021

MEFA Student Loans Review: Non-Profit Lender With Low Rates And Fees

MEFA students loans offer reasonable rates and terms to undergraduate and graduate students attending eligible non-profit colleges.

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