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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

This detailed graphic visually represents the concept of investing in InfraShares, a crowdfunding platform for infrastructure projects, set against a green background. The central focus is a document titled "SHARES" with lines of text resembling a ledger, suggesting financial records and investment opportunities. A large magnifying glass prominently placed over this document symbolizes careful review and analysis of these shares, aligning with the article's purpose of providing an "InfraShares review." To the right, another document displays a colorful pie chart and bar graphs, representing diverse financial data, portfolio diversification, and potential returns from infrastructure investments. Above these documents, stacks of dollar bills with prominent dollar signs signify the financial rewards and capital involved in such projects. A small calculator sits at the bottom, further emphasizing financial calculations and smart investing. This image effectively illustrates the article's theme of making large infrastructure project investments accessible to the average investor through platforms like InfraShares.
October 14, 2021

InfraShares Review: Invest In Infrastructure

InfraShares is a crowdfunding investing platform that helps startups raise capital for infrastructure projects. Read our InfraShares review!

This illustrative graphic depicts various financial elements against a soft green and white background, symbolizing growth and investment. On the left, a green house icon features a prominent dollar sign, representing real estate investment, with an upward arrow and percentage sign indicating increasing value. A woman stands beside a stack of coins topped with a pink circle containing a percentage symbol, suggesting interest or returns. In the center, a large blue chart shows several upward arrows and house icons, further emphasizing property value appreciation. To the right, a man sits on a stack of gold coins, holding a small house, with a large green upward-pointing arrow and percentage sign signifying overall market or investment growth, relevant to discussions on avoiding wash sales and understanding tax-loss harvesting for investors.
October 11, 2021

What Is The Wash Sale Rule? (And Does It Apply To Crypto?)

The wash sale rule is meant to discourage the abuse of tax-loss harvesting benefits. Learn more about the rule and if it applies to crypto.

Go2bank
October 10, 2021

GO2bank Review: Pros, Cons, and Alternatives

GO2bank is a mobile bank account that offers several premium banking benefits for free to members that receive an eligible direct deposit.

A dynamic illustration depicts a professional woman, dressed in a dark blue suit jacket and skirt, with black hair, energetically running forward while holding a briefcase. She is shown in profile against a deep blue background. Below her, several light pink piggy banks are scattered, each with a gold coin resting on its back, symbolizing savings and high-yield accounts. The woman's stride suggests she is moving quickly past these opportunities, with one of her feet appearing to step over a piggy bank. A large white arrow on the right side of the image points to the right, reinforcing the sense of forward momentum and progress, potentially towards financial goals or better banking options. In the bottom left corner, the text "THE COLLEGE INVESTOR" is prominently displayed in white, indicating the source or focus of the financial content. This image effectively visualizes the pursuit of maximizing funds and finding competitive interest rates, a key theme in the accompanying article about Quontic Bank's checking and savings accounts.
October 7, 2021

Quontic Bank Review: Pros, Cons, And Alternatives

Quontic Bank offers a variety of checking and savings account products that all offer competitive interest rates and charge no monthly fees.

An isometric digital illustration depicts a streamlined, modern online tax filing setup, emphasizing the convenience of tax software and virtual CPA services like Taxhub. A desktop monitor prominently displays "TAX RETURN ONLINE" with a "CONTINUE" button, signifying easy navigation for tax filers. To the left, a stack of "TAX REPORT" documents with a pen suggests the paperwork involved in tax preparation, while a light blue mug of coffee indicates a typical home office environment. A keyboard and mouse are positioned in front of the monitor. Below the desk, neatly stacked coins and paper money reinforce the financial aspect of tax returns. On the right, a calendar showing "JAN" with snowflakes symbolizes the tax season. Below the calendar is a card reader and a credit card, further illustrating digital financial transactions. The overall image highlights the transition to efficient, low-cost online tax solutions and dedicated CPA assistance as discussed in "The College Investor" article.
October 7, 2021

Taxhub Review: Virtual Tax Prep From Dedicated CPAs

Taxhub matches tax filers with dedicated CPAs who prepare tax returns on their behalf and provide unlimited off-seasons consultations.

This image features a prominent, stylized white illustration of a classic bank or credit union building with a triangular pediment and ionic columns, centered against a light teal background. A dollar sign icon is faintly visible within the pediment, subtly emphasizing financial services. Above the building, bold red text reads "CONSUMERS CREDIT UNION REVIEW," with "CREDIT UNION" and "REVIEW" highlighted in red for emphasis, clearly stating the article's focus. To the left, a white circular icon displays an upward-trending arrow graph, symbolizing growth, investments, or high yields. To the right, a muted yellow circle contains a globe icon, suggesting nationwide availability and widespread access to the Consumers Credit Union's offerings, such as their high-yield checking accounts and free checking options, as discussed in the accompanying article.
October 7, 2021

Consumers Credit Union Review: Pros, Cons, And Alternatives

Consumers Credit Union is the best of both worlds – a credit union that offers nationwide free checking. Plus, Consumers Credit Union offers some amazing perks.

This illustrative graphic, presented on a dark purple background, features eight distinct icons related to financial transactions and money management, directly supporting an article reviewing the Cash App. The top row showcases images of money: a stack of paper currency with gold coins, a hand holding a single gold coin, a hand receiving multiple gold coins, and a hand holding a single dollar bill. The bottom row continues the financial theme with icons depicting stacks of dollar bills alongside a magnifying glass, a brown coin purse with a gold coin, a hand clutching a green money bag adorned with a dollar sign, and a brown wallet overflowing with dollar bills. These visuals collectively represent the various functionalities of financial service platforms like Cash App, which enables users to send and receive money, invest in stocks and Bitcoin, and manage their banking needs, as detailed in "The College Investor" article.
October 6, 2021

Cash App Review: Money Transfers, Banking, And Investing

Cash App started as a money transfer app but has turned into a financial platform that offers stock and crypto investing, banking services, and more.

Stockpile Review
October 5, 2021

Stockpile Review: Pros, Cons, And Alternatives

Stockpile is a brokerage platform that allows for fractional share investing, stock gift cards, and tries to make investing kid-friendly.

This image features a global investing concept, centered around a blue and yellow stylized world map, symbolizing the reach and accessibility of J.P. Morgan Self-Directed Investing. Several animated figures in business attire are actively engaging with the world, some appearing to fly or float around it, suggesting the ease and freedom of a commission-free trading platform. Golden coin symbols are scattered across the map, representing financial growth and investment opportunities. The top of the image prominently displays "J.P. Morgan Self-Directed Investing App Review" in bold red and black text, directly referencing the article's focus on the J.P. Morgan Self-Directed Investing app, which competes with platforms like Robinhood, Fidelity, and Schwab in the market for free trading and high-value brokerage accounts.
October 5, 2021

J.P. Morgan Self-Directed Investing Review: Pros And Cons

J.P. Morgan Self-Directed Investing is a commission-free trading platform. It compares well with other apps on cost. But some of its top competitors offer more account types and tradable assets.

A colorful cartoon illustration depicts financial growth and successful retirement planning, relevant to the Boldin review for financial independence. Against a light blue sky with several white, fluffy clouds, stacks of green paper money and golden coin rolls are arranged in an increasing bar graph pattern from left to right, symbolizing growing savings and investments. A prominent red arrow curves upwards over these financial stacks, pointing towards the top right corner, emphasizing an upward trend in wealth and the maximization of one's estate. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is displayed, indicating the source of this article and its focus on helping individuals, including college investors, build their path to retirement savings goals. The image visually represents the positive outcomes of using tools like NewRetirement for detailed charting and reports on financial planning.
October 5, 2021

Boldin (Formerly NewRetirement) Review: Pros And Cons

Boldin (formerly NewRetirement) is a digital financial planning tool that offers free retirement calculators and fee-only support from coaches and CFPs.

An illustrative graphic titled "FNBO DIRECT REVIEW" in prominent red text against a white background, serving as the featured image for an article discussing the online banking services of FNBO Direct. The image depicts various isometric icons representing digital banking concepts, reflecting the convenience and accessibility of online financial management. Key visuals include a laptop displaying banking interfaces, a smartphone for mobile banking transactions, a credit card secured with a padlock symbolizing security, and a money transfer icon with dollar bills and arrows indicating financial flow. These elements collectively highlight the benefits of online banks like FNBO Direct, such as high-yield checking and savings accounts, no monthly fees, and seamless digital payment options, as discussed in the accompanying review article.
October 3, 2021

FNBO Direct Review: Pros, Cons, And Alternatives

FNBO Direct is an online bank that offers checking and savings accounts with high yields and no monthly fees or minimum balance requirements.

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