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Mark Kantrowitz

Mark Kantrowitz is an expert on student financial aid, scholarships, 529 plans, and student loans. He has been quoted in more than 10,000 newspaper and magazine articles about college admissions and financial aid. Mark has written for the New York Times, Wall Street Journal, Washington Post, Reuters, USA Today, MarketWatch, Money Magazine, Forbes, Newsweek, and Time. You can find his work on Student Aid Policy here.

Mark is the author of five bestselling books about scholarships and financial aid and holds seven patents. Mark serves on the editorial board of the Journal of Student Financial Aid, the editorial advisory board of Bottom Line/Personal, and is a member of the board of trustees of the Center for Excellence in Education. He previously served as a member of the board of directors of the National Scholarship Providers Association. Mark has two Bachelor's degrees in mathematics and philosophy from the Massachusetts Institute of Technology (MIT) and a Master's degree in computer science from Carnegie Mellon University (CMU).

Mark’s latest articles

President Donald Trump speaks to reporters before signing an executive order in the Oval Office of the White House in Washington, Monday, March 31, 2025. (Pool via AP)
January 23, 2026

Can President Trump Reverse Student Loan Forgiveness?

Can President Trump claw back student loan forgiveness? Understand the legal limits and what borrowers need to know about future forgiveness changes.

student loan discharged disability
January 19, 2026

Student Loan Forgiveness Due To Disability: What To Know

Find out what options you have if your student loan was automatically discharged due to disability. Otherwise, the loan may be reinstated.

State Taxes and Loan Forgiveness | Photo Credit: Aleximx
January 16, 2026

Which States Tax Student Loan Forgiveness?

The guide to state taxes and student loan forgiveness: learn which states exclude forgiveness from your income and which states may levy taxes on forgiven student loans.

Grandparent-Owned 529 Plan
January 15, 2026

Understanding Grandparent-Owned 529 Plans

A grandparent-owned 529 plan is a type of college savings plan where the account owner is a grandparent, as opposed to a parent.

A stylized graphic illustrates the concept of writing a financial aid appeal letter, a key topic for students seeking to increase their financial aid package. On a light gray background, a white document titled "Appeal" is prominently displayed on the right, with several lines representing text. This document is layered over a dark teal rectangular shape, adding depth to the composition. To the left, various abstract elements in teal and white create visual interest: a square grid of dots, two plus signs, and a circle. The image visually reinforces the article's focus on how to write a successful financial aid appeal, emphasizing the importance of providing relevant new information about special circumstances to college financial aid administrators. Source: The College Investor
December 31, 2025

How To Appeal A Financial Aid Award (Merit And Need-Based)

Is a sudden loss of income or other circumstance leaving you unable to pay your college bills? Find out how to write a financial aid appeal letter. Learn more.

First Mid Bank and Trust Review
December 29, 2025

IRS Raises Standard Mileage Rate To 72.5 Cents for 2026

The IRS has announced the 2026 mileage rates: 72.5¢ for business, 20.5¢ for medical/moving, and 14¢ for charity. Find out what this means for you.

This illustrative image visually represents the challenges students face when trying to afford college and the role of financial aid. A large, stylized hand labeled "FINANCIAL AID" extends from above, holding a paper boat in which a small figure is cheering, symbolizing assistance being offered to students. Below, several other small figures are depicted in various states of distress, some in sinking paper boats, others struggling in the water, surrounded by euro coin symbols, suggesting the financial burden of tuition. The overall scene conveys the desperate need for support when facing the high costs of higher education. This image directly relates to the article's focus on options for paying for school when financial aid is insufficient, highlighting the sticky situations students can find themselves in without enough assistance.
December 29, 2025

Options If You Can’t Afford College Due To Not Enough Financial Aid

Can’t afford college because you didn’t get enough aid? Here are ten options to help pay for school when you don’t have enough financial aid.

odds of winning a scholarship are increasing
December 25, 2025

Are Scholarships Taxable? Maybe… Here’s What To Know

Unlike other forms of generosity, scholarship funds can be taxable to recipients. Learn the rules concerning taxable scholarships.

Administration building at the University of Tennessee in Knoxville, Tennessee.
November 25, 2025

Borrower Defense Claims Expand Beyond For-Profits

New data shows 22% of loan discharge claims involve nonprofit or public colleges, not just for-profit schools. Here’s what the borrower defense data shows.

Education Secretary Linda McMahon speaks in the Oval Office of the White House before President Donald Trump signs an executive order regarding childhood cancer and the use of AI, Tuesday, Sept. 30, 2025, in Washington. (AP Photo/Alex Brandon)
November 20, 2025

Trump Admin Moves Six Education Dept Programs As Breakup Begins

The Trump Admin is shifting six Department of Education programs to other agencies, raising new questions about the structure and direction of federal education policy.

A bright red envelope, centrally positioned against a white and dark gray background, signifies a past due notice for student loans. The envelope is open, revealing a white document with a dollar sign icon and the words "PAST DUE" prominently displayed in white capital letters. To the right, a stack of four books with red covers and white pages symbolizes education, contrasting with the negative implications of the past due notice. Various abstract shapes and lines in black and red, including dashed lines, triangles, and dots, are scattered across the background, adding a modern, graphic design element. The lower left corner shows "COLLEGE INVESTOR" in black sans-serif font, clearly branding the image within the context of student loan discussions. This visual emphasizes the severe consequences of strategic default on federal student loans, reinforcing the article's warning against intentional non-payment and highlighting the financial penalties and collection actions taken by the federal government. Source: The College Investor
November 20, 2025

Strategic Default On Student Loans: It Always Backfires

When a borrower defaults on federal student loans, the only one hurt is the borrower, Here’s what you need to know about strategic default for student loans.

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  • Massachusetts Institute of Technology, Bachelor of Science in Mathematics and Philosophy
  • Carnegie Mellon University, Master of Science in Computer Science

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