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Mark Kantrowitz

Mark Kantrowitz is an expert on student financial aid, scholarships, 529 plans, and student loans. He has been quoted in more than 10,000 newspaper and magazine articles about college admissions and financial aid. Mark has written for the New York Times, Wall Street Journal, Washington Post, Reuters, USA Today, MarketWatch, Money Magazine, Forbes, Newsweek, and Time. You can find his work on Student Aid Policy here.

Mark is the author of five bestselling books about scholarships and financial aid and holds seven patents. Mark serves on the editorial board of the Journal of Student Financial Aid, the editorial advisory board of Bottom Line/Personal, and is a member of the board of trustees of the Center for Excellence in Education. He previously served as a member of the board of directors of the National Scholarship Providers Association. Mark has two Bachelor's degrees in mathematics and philosophy from the Massachusetts Institute of Technology (MIT) and a Master's degree in computer science from Carnegie Mellon University (CMU).

Mark’s latest articles

Prepaid Tuition vs. 529 Plans
March 25, 2026

Prepaid Tuition Plan vs. 529 Plan: Which Is Best?

Prepaid tuition plans are benefit plans, while 529 plans act like contribution plans. Find out which one might be best for your needs.

EVANSTON, IL,USA - JUNE 20, 2021 - Entrance sign and gardens to Northwestern University.
March 4, 2026

Are Expensive Colleges Worth It? New Data on Price, Selectivity, and Graduation Rates

Do more expensive colleges lead to better outcomes? New data shows how tuition, selectivity, and graduation rates are actually connected.

Vice President JD Vance, right, speaks at a rally about "America's industrial resurgence," as he is flanked by Administrator of the Small Business Administration Kelly Loeffler, far left, and his wife, Usha Vance, Friday, March 14, 2025, at Vantage Plastics in Bay City, Mich. (AP Photo/Jose Juarez)
February 26, 2026

Can The Government Sell Its $1.6 Trillion Student Loan Portfolio?

President Trump is looking to privatize student loans again. Here’s what can happen, what it means for borrowers, and why it’s even an issue.

frontloading financial aid
February 19, 2026

Front-Loading Financial Aid: Watch Out For This Sneaky Trick

More than 80% of US colleges practice front-loading of financial aid and grants. Find out how this bait-and-switch technique is driving up the cost of college for families.

Profile views of a young woman and a young man facing each other, set against a grey background adorned with hand-drawn lightbulbs. A single bright yellow lightbulb glows centrally between them, symbolizing the realization or "bright idea" regarding the shifting gender dynamics in higher education. This visual metaphor accompanies an analysis of the growing gender gap in college degree attainment, where women now outpace men in earning Associate's, Bachelor's, Master's, and Doctoral degrees. Source: The College Investor
February 18, 2026

Gender Gap in College Degrees: 50 Years of Data Explained

Women now earn the majority of college degrees at every level. Explore 50 years of data on the shifting gender gap in higher education.

Using a 529 Plan For yourself
February 14, 2026

How Does A 529 Plan Affect Your Financial Aid And FAFSA?

How does a 529 plan affect your financial aid and how to report a 529 plan on your FAFSA.

Harvard University | Source: The College Investor
February 11, 2026

Do More Expensive Colleges Actually Have Better Graduation Rates?

Do expensive colleges have better graduation rates? New data reveals how cost, selectivity, and student income shape outcomes.

A minimalist graphic illustration depicts a white university building with dark outlines and blue window accents on the left, symbolizing higher education and institutional loans. To its right, a large unfurling scroll, also outlined in dark blue, features a dollar sign at the top and several lines of text, representing a bill, financial aid award, or loan document. This visual emphasizes the connection between colleges and financial obligations, such as university loans or private student loans. The background is a light, speckled pattern with a large teal circle behind the scroll and a plus sign near the university, reinforcing the article's focus on understanding and comparing different types of student loans, including those offered directly by colleges and universities.
February 1, 2026

University Loans: Private Student Loans Offered By Colleges

A university loan differs from other types of student loans, such as a federal loan. Learn more about them and whether you should apply.

Sunny view of a tree-lined campus path winding past historic stone university buildings. This scene visualizes the setting for the ongoing debate about administrative bloat at U.S. colleges, providing context for the analysis of staffing ratios and operational costs at institutions like Ivy League schools. Source: The College Investor
January 28, 2026

The Truth About Administrative Bloat At U.S. Colleges

Viral claims about college staffing don’t hold up. Here’s what NCES and IPEDS data reveal about staff and students.

An illustration depicts a student, identified by a graduation cap, nearly stepping into a dark circular hole in the ground, symbolizing the pitfalls of disorganization in scholarship applications. Floating around him are financial documents resembling scholarship application forms, each marked with a dollar sign, and several individual dollar coin icons, representing the numerous scholarship opportunities available. An exclamation point in a thought bubble above the student's head conveys alarm and the urgent need to track applications, avoid missing deadlines, and stay organized to successfully navigate the complex process of securing financial aid for college. Source: The College Investor
January 26, 2026

How To Avoid College Scholarship Mistakes When You Apply

Winning a scholarship can lessen the financial burden of college, but you must be aware of these common scholarship mistakes that can cost you financial aid.

This graphic illustrates the concept of securing private student loans without a cosigner, a challenging but possible endeavor for students. The central image features a bold outline of a document, possibly representing a loan application or a student's financial profile, with a paperclip attached to the top. To the lower left of this document, a prominent white circle with a dollar sign inside emphasizes the financial aspect of student loans. The background is a vibrant red, adorned with various white and black geometric shapes and symbols, including circles, crosses, dotted squares, and triangles, creating a dynamic and modern visual. These elements subtly reinforce the complexity and various factors involved in qualifying for a no-cosigner private student loan, such as credit history and income requirements, as discussed in the article. The "COLLEGE INVESTOR" logo is clearly visible in white text at the bottom left. Source: The College Investor
January 23, 2026

No-Student Loan Colleges: What To Know And Gotchas To Avoid

No-loan colleges are designed to ensure students can attend college without student loans. But these financial aid policies have pros and cons.

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Expertise

  • Financial Aid
  • Student Loans
  • Scholarships
  • 529 Plans
  • FAFSA

Education

  • Massachusetts Institute of Technology, Bachelor of Science in Mathematics and Philosophy
  • Carnegie Mellon University, Master of Science in Computer Science

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