BNPL Loans Will Soon Impact Your Credit Score
BNPL loans will soon show up on credit reports, affecting FICO scores.
Robert’s latest articles
Parent PLUS Borrower Options For Repayment And Forgiveness
Parent PLUS loan borrowers face a July 2026 deadline to consolidate and enroll in income-driven repayment, or lose access to affordable payments and PSLF.
The Best Student Savings Accounts In 2026
Children, adults, college students, and young adults all need a great savings account. Here are the best student savings accounts.
Senate Bill Ends Grad PLUS, Caps Parent PLUS Loans
The Senate bill ends Grad PLUS and caps Parent PLUS loans starting in 2026. New loan limits may push families toward private lenders.
How Annuities Are Protected If An Insurer Fails
Annuities aren’t FDIC insured. Learn how state guaranty associations protect your money.
PSLF Changes Coming In 2026 Big Beautiful Bill Plan
Senate bill makes RAP plan PSLF-eligible and removes PSLF access for future Parent PLUS loans. Existing payments will still count.
Families With Farms Or Businesses Get FAFSA Relief
FAFSA will no longer include small business and farm assets starting in 2026, helping families qualify for more aid.
Senate Bill Caps Loans And Cuts Repayment Plans
Senate bill caps student loans, ends Grad PLUS, and replaces IDR plans with RAP for new borrowers, while existing borrowers must switch plans by 2028.
Supreme Court Limits Injunctions: What It Means For SAVE Plan
Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue.
Record Number Of Student Loan Borrowers Behind On Payments
Student loan delinquencies near record highs, credit scores fall. Here’s what the latest data says about student loan repayment.
Senate Blocks GOP’s Plan To Cut Student Loan Options
The Senate Parliamentarian ruled that student loan plan changes can’t impact current borrowers. But future changes could still pass.