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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

What Information Do Banks And Credit Unions Share About You?
March 17, 2025

9.2 Million Borrowers May Be Delinquent On Student Loans

An estimated 9.2 million borrowers are now delinquent on student loans. Find out why payments are being missed and what options are available to avoid default.

529 Plan Strategies
March 16, 2025

529 Plan Strategies For A Stock Market Drop

With the stock market down, should families adjust their 529 plan investments? Learn the best strategies based on your child’s age.

borrower defense to repayment
March 14, 2025

Student Loan Bills Rise Due To IDR Processing Freeze

Borrowers face unexpected student loan payment hikes as IDR recertification remains stalled. Some are pushed into forbearance as loan servicers struggle.

SAVE repayment plan
March 13, 2025

SAVE Student Loan Plan Is On the Brink of Elimination

The SAVE student loan plan faces likely elimination after a court ruling. Borrowers should prepare for changes in repayment.

This abstract graphic visually represents the concept of Public Service Loan Forgiveness (PSLF) and student loan repayment. A prominent orange semi-circle forms the base, with a dark hand holding a rectangular banknote featuring a white dollar sign icon, symbolizing financial transactions and loan payments. Surrounding these central elements are various geometric shapes, including a grid of black dots, individual yellow dots, thin black lines, a black-and-white striped triangle, and a white plus sign, all against a clean white background. The image reinforces the article's focus on federal student loan forgiveness programs and the mechanics of making qualified payments over 10 years for those in public service jobs.
March 13, 2025

PSLF Buyback Delays: Timeline & Updates

PSLF Buyback lets borrowers retroactively count past deferment months. Processing takes 60-90 days. Learn how it works and what delays to expect.

Student Loan Payment Pause Be Extended
March 12, 2025

Trump Moves To Dismantle Education Department

The Department of Education is cutting 50% of its workforce as Trump pushes to dismantle the agency. Office closures and layoffs will impact federal programs.

Grandparent-Owned 529 Plan
March 12, 2025

How Grandparents Can Save For College

Grandparents can save for college with a 529, UGMA, or Coverdell ESA. See which option is best for financial aid and estate planning.

This graphic visually represents the core concept of VA education benefits and military financial assistance for college. The image features a prominent stack of five books, with the top three in a warm orange hue and the bottom two in white, symbolizing the educational resources and learning involved. Above the books, a dark circular icon displays a white graduation cap, clearly indicating academic achievement and higher education. To the right of the book stack, another dark circular icon contains a white dollar sign, emphasizing the financial aspect of these benefits and scholarships. The background is a clean white, adorned with abstract geometric shapes in matching dark gray and orange tones, including plus signs, circles, and dotted rectangles, which add a modern, dynamic feel to the illustration, reinforcing the opportunities and funds available for servicemembers, spouses, children, and veterans seeking to take advantage of these vital programs. Source: The College Investor
March 10, 2025

60 Universities Face Title IV Warnings Over Discrimination

The Department of Education has warned 60 universities about Title IV violations linked to antisemitic harassment. Schools risk losing federal aid.

How To Find College Scholarships
March 9, 2025

How To Find College Scholarships

Looking for free college funding is no easy task. However, it’s something you should definitely do. Here’s how to find college scholarships and grants.

Minimalist vector illustration of a piggy bank filled with liquid and a dollar bill icon, symbolizing financial savings or aid. This graphic headers a guide on understanding financial aid award letters, helping students decode complex terminology like "net cost" versus "net price" and navigate the funding process for college. Source: The College Investor
March 9, 2025

High School Grad Advice: Avoid Debt, Win At Money

Here are our favorite financial tips and high school grad advice for the person that wants to be in the 1% as fast as possible.

Biden Student Loan Forgiveness Plan
March 8, 2025

Can Trump Block Certain Workers From PSLF?

Trump’s plan to block certain workers from PSLF faces legal challenges, as federal law protects student loan forgiveness eligibility.

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