Injured Spouse Relief: How To File Form 8379 And Protect Your Tax Refund In 2027
Tax refund offsets for defaulted student loans are restarting. Form 8379 lets you claim your share of a joint refund. Here’s how to file for 2027.
Robert’s latest articles
PSLF Checklist: What Student Loan Borrowers Must Do
PSLF can wipe out student debt, but only if you follow every rule. Here’s how to avoid the most common mistakes borrowers make.
OIG Report: Education Department Cut 40% Of Staff, Gutting Student Loan Oversight
An Education Department OIG report found a 40% workforce cut, with 32 Federal Student Aid suboffices (including loan servicer oversight) left with no staff.
FinCEN Orders Banks To Report Student Aid Fraud As Ghost Student Schemes Spread
FinCEN issued an alert directing banks to flag federal student aid fraud, targeting ghost student and straw student schemes draining $120 billion in aid.
Senate Bill Would Exempt State Student Loans From 2007 Scandal Conflict Rules
New Senate bill S.4097 would exempt state student loan programs from preferred lender arrangement rules Congress passed after the 2007 financial aid scandal.
Nearly 92% Of U.S. Kids Qualify For The New $1,700 Federal Scholarship Tax Credit
New report: 51.7 million kids (91.7% of K-12 students) qualify for Education Freedom Tax Credit scholarships starting 2027. See if your state opted in.
You Insure the Phone, the Car, and the Spring Break Trip. Why Not the $30,000 Tuition Bill?
Families pay for insurance for cars and vacations, but tuition insurance may be the most valuable thing to insure.
Student Loan Interest Elimination Act Gets Second Push as Defaults Hit $233 Billion
Welch and Courtney are pushing Congress again to pass the Student Loan Interest Elimination Act, which would set all federal student loan interest to 0%.
7 Types Of Student Loans And Alternatives
Federal loans, private loans, HELOCs and more: make sure you understand the types of student loans before borrowing for school.
SoFi’s SEC Filing Says Its Private Student Loans Can Be Discharged in Bankruptcy
SoFi’s 2026 SEC filing says its private student loans “may be discharged in bankruptcy in certain situations”, cutting against a costly borrower myth.
Department of Education Tells IDR Applicants To Reapply After Payment Error
The Department of Education is emailing IDR applicants that an error produced incorrect payment amounts and they must reapply. Here’s how to check your status.