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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

An illustrative cartoon image depicting a stylized Robin Hood-like character, wearing a green tunic, hat with a red feather, and brown boots, kneeling on one knee with a bow and arrow aimed towards a pot of gold coins resting on a tree stump. The character, with a friendly expression, has a quiver of arrows on his back. In the background, three small yellow birds fly above evergreen trees and blue clouds, creating a whimsical forest setting. The image visually represents the concept of Robinhood's commission-free trading and investing platform, as discussed in the article "Robinhood Review 2024," symbolizing the idea of taking from the rich (Wall Street firms) and giving to the less fortunate (everyday investors) through accessible financial tools like stocks, ETFs, options, and cryptocurrency trading. The bottom left corner features "THE COLLEGE INVESTOR" logo, connecting the image to the article's source.
June 3, 2026

Robinhood Review: Investing App Pros And Cons

Robinhood is a commission-free brokerage that is app-based, where you can trade stocks, options, and even cryptocurrency.

Photo of FAFSA - free application for federal student aid | Source: The College Investor
June 2, 2026

Real-Time FAFSA Result Launch: What Students And Financial Aid Offices Need To Know

The Department of Education launched real-time FAFSA results on May 31, 2026. Students now get their SAI and Pell eligibility instantly.

Upset young woman opening box, an analogy to the disgust families face in dealing with the college pricing black box. Source: The College Investor
June 2, 2026

College Pricing Black Box: How Colleges Inflate the Cost of a Degree

Colleges advertise one price but charge another. See how aid tactics, fees, and lost credits inflate what families really pay — and how to push back.

A picture of a schoolage boy holding a credit card, representing financial literacy in America. Source: The College Investor
June 1, 2026

Gen Z Got Only 38% Right On A Basic Money Quiz — The Worst Of Any Generation

Most Americans flunked a basic money quiz this year. Adults got just 47% of personal finance questions right — the worst score in a decade. Gen Z scored worst.

sorry we are closed sign hanging outside, representing colleges as risk of closure.
June 1, 2026

Could Your College Close? 5 Warning Signs Every Family Should Watch For

Hampshire and Anna Maria just announced closures. Here are 5 warning signs your college could shut down — and what to do to protect yourself.

Best Student Loans And Rates
June 1, 2026

Best Student Loans And Current Rates In July 2026

Here’s our guide to help you find the best student loans and rates so that you can get the best interest rate on your student loans.

College Students Walking On Campus
May 31, 2026

On-Campus Students, Online Classes: What Are They Actually Paying For?

40% of California college classes are now online — even for on-campus students. A look at what tuition and housing dollars are really buying.

A folder and gavel with paperwork that says "Wage Garnishment". Source: The College Investor
May 30, 2026

Is Wage Garnishment Ever Cheaper Than Student Loan Repayment?

Wage garnishment rarely beats IBR or RAP on cost. Here’s the math — and the narrow cases where default looks cheaper before fees and credit damage.

A doctor and young patient illustrating the 2027 HSA contribution limits were release. Source: The College Investor
May 29, 2026

2027 HSA Contribution Limits Rise to $4,500 and $9,000

IRS sets 2027 HSA contribution limits at $4,500 self-only and $9,000 family. See the new HDHP deductibles, out-of-pocket caps, and DPCSA rule.

HSA Contribution Limits
May 29, 2026

HSA Contribution Limits And IRS Plan Guidelines

If you have a high-deductible health plan, using an HSA is a way to save & invest. Here are the HSA contribution limits for 2026 and 2027.

Calculate Your PSLF Buyback Amount | Source: The College Investor
May 29, 2026

How PSLF Buyback Amounts Are Calculated

Learn how PSLF Buyback payments are calculated based on income, family size, and duration of the deferment.

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