While the holiday season is filled with giving, family and plenty of good food it’s also a season that’s full of extra earning opportunities. Many companies are looking for extra help, families are looking for some assistance, and people are looking to buy things. All of it adds up to being a great time to […]
Archives for November 2016
This is one of the toughest questions I get asked: I can’t afford my private student loans and I don’t see any options to get out of it – what do I do? It’s estimated that over 1.4 million borrowers have private student loan debt, with an outstanding balance of over $150 billion in loans. And […]
Do you have a “free” checking or savings account at one of the big banks? If you’re a financial boy scout or girl scout, the account is truly free to you. But someone who is a financial wreck is subsidizing you. If you’ve ever overdrafted on your account, the $35 per day overdraft charge proves […]
When my husband and I combined our finances, our first goal was to start saving for an emergency fund. At that point, we were planning to quit our jobs, move to Colorado and become self-employed. To do that, we really needed an emergency fund as a safety net…but we would also need a “go to hell” […]
There are so many money-making ideas that involve maximizing income. While this is a great way to change your financial status and pay off student loans, there are more fundamental steps to improving your financial life. One of the most important is to improve your credit – a concept that is poorly understood by many […]
It would be fair to say that where there are people, there is money to be made. But what’s important to remember is that it’s not as simple as declaring you’re going to make it as a small business owner in the Big Apple or the Windy City; you have to be in the right […]
Here’s our mega guide to crowdfunding investments, including equity crowdfunding, real estate crowdfunding, and the due diligence needed.
The key to investing success is finding asymmetric risks and rewards. Over time, if you consistently invest your money into assets with small downside potential but huge upside potential, you will see huge returns. It is a well-documented fact that finding asymmetric risk through the stock exchange is a struggle. Professional fund managers who invest […]
A chart and schedule that shows you when you can expect your tax refund in 2017. Also, how to check the status of your refund.
How to get started investing in your 30s if you’ve never invested before, with a look at life events, financial balance, and more.
$20,000 in student loan debt can turn into over $120,000 in 30 years. Here’s an example of why you should minimize your student loans.
One of the biggest questions I’ve been seeing this year are what the various reference codes mean on the IRS Where’s My Refund Tool. A lot of tax filers are getting IRS Reference Codes back, but don’t know what they mean and don’t know if they are in trouble. For more information on WMR, check […]
The IRS had made huge progress in trying to be transparent about the refund process. But, with every step forward, there are two steps back. The IRS used to publish an IRS refund calendar, but they discontinued that for the new “21 days for 90% of filers”.They have also introduced tools like Where’s My Refund […]
Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do. Pele Educationists and psychologists have discovered several methods which are scientifically proven to help students prepare their material effortlessly and preserve for long time. Here are a few tried […]
Most people with student loans try their hardest to forget about them while still in school. It can make the entire experience kind of unpleasant when you think about the massive price tag you’re paying. But as you inch closer to graduation, the thought hits sooner or later: I’ll actually need to pay these off […]
With Christmas right around the corner you may be giving your budget a look over for some extra spending cash. While it’s always a great idea to look for ways to save, it can be equally as helpful to look for ways to earn. Last year I shared 23 Ways to Earn Extra Money for […]