Preparing Your Investment Portfolio For Losing Your Job

It’s one of the worst moments that can happen to you while working – getting laid off and losing your job.  And guess what?  The job market and economy is still weak and millions of Americans don’t have a stable job.  Even big companies, like Wells Fargo, are announcing layoffs.  In fact, I was just […]

Your Professor’s Employment Status Affects Your Education

One semester, when I was teaching as an adjunct professor, a student came to class early, and while everyone was filtering into the classroom and getting comfortable, they asked me, “So, do you teach anywhere else?” I was startled, because freshmen so rarely ask personal questions – or take an interest in their professor’s lives. […]

3 Future Finance Steps You Shouldn’t Ignore When You’re Young

Being young is great in many ways. But you don’t tend to have the wealth and financial sense that older, more experienced people have. And it’s easy to make decisions at this age which will make future wealth difficult to attain. If you are determined to make some respectable money in your lifetime, it’s important […]

Using P2P Lending To Lower Your Student Loan Payments

If you’re a student loan borrower, then you are always looking for ways to lower your payments. This is even “truer” if you have private student loans. But one option most student loan borrowers don’t think about is looking at peer-to-peer lending for help. If you have student loan debt, you’ve likely already looked at […]

How to Make Money By Helping the Person Directly Behind You

Several years ago, I decided that I wanted to start a business. I was struggling in a full-time office job, which I’d taken because I needed a break from teaching. I wanted more flexibility in my schedule, and more control over my earning power. I wasn’t sure what type of business I wanted to create, […]

The Rule of 72 for Investing

Have you heard of the Rule of 72?  Maybe if you go back to your college finance class?  And even if you did remember it, you probably haven’t thought about it since then – especially in an investing context.  However, the Rule of 72 is a great tool that every investor should use – it […]

10 Ways to Pay Off Your Mortgage Faster

While we normally talk about student loans on this blog there’s another huge debt most of you will take on at some point in your life (if you haven’t already.) That debt is a mortgage. Personal finance is very personal. Depending on who you ask paying off a mortgage early could be a great move […]

4 Ways To Get Help For Your Student Loan Debt – Which One Is Right for You?

When you’ve got student loan problems, there are lots of choices to be made. From repayment options to dealing with private lenders, you’re facing a dizzying list of tasks to accomplish. Luckily, you’ve also got a number of places you can turn to as resources. As the amount of education debt has skyrocketed over the […]