New Student Loan Rule Could Raise Your Payments Overnight
Senate bill ends SAVE and PAYE. Borrowers may face higher student loan payments starting in 2026. Learn what changes could affect your monthly bill.

Senate bill ends SAVE and PAYE. Borrowers may face higher student loan payments starting in 2026. Learn what changes could affect your monthly bill.

Congress officially passed the One Big Beautiful Bill, capping student loans, adding Trump Accounts, and changing student loan repayment plans.

BNPL loans will soon show up on credit reports, affecting FICO scores.

Parent PLUS loan borrowers face a July 2026 deadline to consolidate and enroll in income-driven repayment, or lose access to affordable payments and PSLF.

The Senate bill ends Grad PLUS and caps Parent PLUS loans starting in 2026. New loan limits may push families toward private lenders.

Senate bill makes RAP plan PSLF-eligible and removes PSLF access for future Parent PLUS loans. Existing payments will still count.

FAFSA will no longer include small business and farm assets starting in 2026, helping families qualify for more aid.

Senate bill caps student loans, ends Grad PLUS, and replaces IDR plans with RAP for new borrowers, while existing borrowers must switch plans by 2028.

Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue.

Student loan delinquencies near record highs, credit scores fall. Here’s what the latest data says about student loan repayment.

The Senate Parliamentarian ruled that student loan plan changes can’t impact current borrowers. But future changes could still pass.
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