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Front view of the Federal Reserve headquarters building in Washington, D.C., under a bright blue sky. This image represents the recent report from the Federal Reserve Bank of Philadelphia analyzing the impact of upcoming 2026 graduate student loan caps, which could leave nearly one in three borrowers facing a funding gap. Source: The College Investor
January 8, 2026

New Federal Study Warns On Grad Loan Access

A new report from the Federal Reserve finds nearly 40% of high-balance grad borrowers may struggle to get private loans for graduate school.

IRS Refund Schedule
January 5, 2026

Why Your 2026 Tax Return Could Be Delayed

The 2026 tax season may start later than usual due to new tax laws, IRS staffing cuts, and the government shutdown. Here’s what to expect.

Close-up of a black graduation cap with a gold tassel resting next to a thick roll of U.S. dollar bills secured by a rubber band. This image symbolizes the significant financial shifts facing students and families in 2026, including the end of Grad PLUS loans, new caps on Parent PLUS borrowing, and the transition to the Repayment Assistance Plan (RAP). Source: The College Investor
January 2, 2026

5 Major Student Loan Changes Coming in 2026

Federal student loans are changing in 2026. New caps, a new repayment plan, and the end of Grad PLUS could reshape borrowing decisions.

fixed interest rate
January 1, 2026

moomoo Offering 8.1% APY On Your Univested Cash

moomoo has a limited time offer for new users. Earn a staggering 8.1% APY for up to 3 months with its current promotion. Find out more.

A family of four, including two adults and two young children, stands hand-in-hand facing away from the viewer, looking out over a sun-drenched, golden field at sunset or sunrise. The father, on the left, wears a plaid shirt and jeans, holding his daughter's hand. The daughter, in a striped shirt, holds her younger brother's hand, who is wearing a plaid shirt and a straw hat. The mother, on the right, wears a striped shirt, dark pants, and a plaid shirt tied around her waist, holding her son's hand. The warm, golden light of the sun, positioned centrally in the background, casts long shadows and illuminates the family and the expansive landscape of rolling hills and mountains in the distance. This image visually represents the "Family of Four Middle Class Squeeze" discussed in the article, highlighting the challenges middle-class families face with rising living costs and benefit cliffs, despite earning $100,000 to $200,000, as they struggle to get ahead financially. Source: The College Investor
December 31, 2025

The New Middle-Class Squeeze: Why $100K Feels Broke

The hidden math behind why America’s middle class can’t get ahead, even on six figures.

Close-up of a calculator, U.S. hundred-dollar bills, and a tax form with the word "Refund" circled in bold red ink. This image highlights the projected increase in 2026 tax refunds due to retroactive tax law changes, such as new deductions for tip income, overtime pay, and auto loan interest, which were not reflected in paycheck withholding throughout the year. Source: The College Investor
December 30, 2025

Why Tax Refunds May Be Bigger in 2026

New tax deductions could push 2026 refunds higher. Here’s why many Americans may see larger checks from the IRS.

Motion-blurred legs of people walking and running on treadmills in a bright gym. This image illustrates the common New Year's resolution of improving physical fitness, while serving as a visual hook for discussing the financial costs of gym memberships and offering budget-friendly alternatives for 2026 health goals. Source: The College Investor
December 27, 2025

Americans Expect to Spend $4,700 on 2026 Resolutions — Here’s How to Cut That in Half

Americans expect to spend $4,700 on 2026 resolutions. Here’s how to pursue health, career, and personal goals without overspending.

Wooden gavel resting next to a black wallet filled with cash. This symbolizes the legal resumption of wage garnishment for defaulted federal student loans starting in early 2026. Source: The College Investor
December 26, 2025

This Week In College And Money News: December 26, 2025

Wage garnishment for defaulted student loans returns in 2026 as FAFSA filings rise and families rethink college costs.

Smiling elementary school students with backpacks running down an outdoor school corridor lined with brick walls and white columns. This image illustrates the expanded utility of 529 plans, which can now be used for a broader range of K-12 educational expenses, including tuition, tutoring, and materials, with annual caps rising to $20,000 in 2026. Source: The College Investor
December 24, 2025

529 Plan Expansion 2026: New Rules For K-12 and Career Training

The 529 plan expansion reshapes education savings, covering career training and higher K–12 limits beginning in 2026.

This abstract and minimalist graphic features key elements related to student loans and tax refunds, designed to capture attention for an article discussing whether student loans will take tax refunds in 2025. On the left, a stylized hand with an open palm suggests receiving or giving, while above it, a yellow circle frames a credit card icon with a dollar sign, representing financial transactions and refunds. To the right, a classic white building with columns, outlined in yellow, symbolizes a bank or government institution, particularly relevant to federal student loans and the Treasury Offset Program. Black and white plus signs are scattered throughout, adding a modern, infographic feel. The bottom right features a dark blue section with a yellow outlined triangle and white dots, providing visual contrast. The "COLLEGE INVESTOR" logo is prominently displayed in the bottom left, reinforcing the article's source and focus on financial guidance for students. Source: The College Investor
December 23, 2025

Will Student Loans Take My Tax Refund in 2026?

Planning on getting a tax refund? If you’re in default on your federal student loans, your refund could be at risk. Here’s what you need to know.

Young woman with natural curls lying on her stomach in bed, wearing satin pink pajamas and browsing on a laptop while holding a credit card. This image illustrates the seamless integration of digital finance into daily life, reflecting 2025 trends where consumers increasingly manage payments, banking, and investments online from the comfort of home. Source: The College Investor
December 21, 2025

Most Visited Finance and Crypto Sites of 2025

See which banking, payments, and crypto platforms dominated internet traffic in 2025.

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A dynamic infographic illustration titled "The College Investor: Best Side Hustles" features a stylized figure of a man in a black shirt on the lower center, gesturing with an open hand towards a list of icons on a light blue panel on the right. The background is a mix of white and light blue, adorned with scattered light blue polka dots and minimalist black line art shapes like plus signs and triangles. The man's gesture highlights three black icons arranged vertically: a funnel, a camera, and a chef's hat, each accompanied by five blue stars, suggesting high ratings for these side hustle categories. This visual aims to help readers identify worthwhile side hustles with high earning potential, good scheduling flexibility, and growth opportunities, tying into the article's focus on effective ways to earn extra money to achieve financial goals like paying off student loans or saving for retirement.

20 Best Side Hustles of 2026: Ranked by Earnings, Flexibility, and Growth

Photograph of the historic Vassar College, a private, coeducational, liberal arts college in the town of Poughkeepsie, New York. Founded in 1861 by Matthew Vassar

30 Most Expensive Colleges in 2026: Tuition Tops $72,000 at Every School on the List

A man with blonde hair, dressed in a white collared shirt, sits relaxed on a wooden bench with his hands clasped behind his head, gazing out over a calm body of water at sunset. A silver laptop is visible next to him on the bench, suggesting he has just finished working or is taking a break while his investments generate passive income. The warm, soft light of the setting sun creates a tranquil atmosphere, emphasizing the freedom and peace of mind associated with achieving financial independence through passive income streams. This image perfectly illustrates the article's core message about earning money without continuous active effort, highlighting the desired outcome of strategic monetary or time investments.

30 Passive Income Ideas To Build Wealth In 2026

IRS Refund Schedule

IRS Tax Refund Calendar And Schedule 2026 (Updated)

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How Much Should You Have In A 529 Plan By Age

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2026 – 2027 Student Aid Index (SAI) Chart And Calculator

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54 Side Hustle Ideas To Make Money Fast

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How To Get Student Loan Forgiveness [Full Program List]

wait to repay your student loans

For-Profit College Student Loan Forgiveness List

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Average Net Worth Of Millennials By Age

Ultimate Guides

How To Fill Out The FAFSA | Source: The College Investor

How To Fill Out The FAFSA: 2026-27 Step-By-Step Guide

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The Full List Of Student Loan Forgiveness Programs By State

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529 Plans: The Ultimate Guide To College Savings Plans

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Latest Research

MINNEAPOLIS/USA - July 23: Tate Labratory on the campus of the University of Minnesota. The University of Minnesota is a university in Minneapolis and St. Paul, MN and the 6th largest university in the USA.

Why Is College So Expensive? 5 Forces Behind Rising Tuition Costs

EVANSTON, IL,USA - JUNE 20, 2021 - Entrance sign and gardens to Northwestern University.

Are Expensive Colleges Worth It? New Data on Price, Selectivity, and Graduation Rates

Profile views of a young woman and a young man facing each other, set against a grey background adorned with hand-drawn lightbulbs. A single bright yellow lightbulb glows centrally between them, symbolizing the realization or "bright idea" regarding the shifting gender dynamics in higher education. This visual metaphor accompanies an analysis of the growing gender gap in college degree attainment, where women now outpace men in earning Associate's, Bachelor's, Master's, and Doctoral degrees. Source: The College Investor

Gender Gap in College Degrees: 50 Years of Data Explained

Institutional Merit Grants

Who Gets Merit Based Scholarships At Private Colleges?

This image depicts a stylized graphic representing college education and its perceived value, set against a dynamic background of gold and black shapes. A prominent white circular icon in the center showcases a black graduation cap with a tassel, positioned above a rolled-up diploma tied with a ribbon, symbolizing academic achievement and a college degree. To the left, the top of a person's head and shoulders are visible, suggesting a student or individual considering their educational path. The background features various abstract shapes, including long, rounded rectangles in black and gold, smaller white dots, and thin diagonal lines, creating a sense of movement and modern relevance. This visual reinforces the article's theme about Americans weighing in on college costs, education policy, and the worth of a college degree in 2025, particularly given that public sentiment on college value is currently low.

New Poll Reveals How Americans Feel About College

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