5 Best HELOC Alternatives For Home Equity In 2026
HELOCs have been hard to come by during the pandemic. But you may still be able to tap your home equity with one of these HELOC alternatives.
Find the best home loans and HELOCs using our comprehensive reviews and tools.
How A Reverse Mortgage Works
A reverse mortgage is a HELOC alternative that is targeted towards 62 and older homeowners who often have completely paid off their mortgage.
Splitero Review: Access Your Home Equity
Do you have significant home equity you’re unable to access? Find out why a Spplitero home equity investment (HEI) can be a good alternative to a HELOC.
Nada Review: Access And Invest In Home Equity
Nada offers Home Equity Agreements (HEA) and a Home Equity investment fund (Homeshares).
What Is An Escrow Or Impound Account And How To Cancel It?
Escrow and impound accounts are typically managed by a third party to manage funds on your behalf. But what are they and when do you need one? Learn more.
Unlock Review: Pros, Cons, And Alternatives
Struggling to qualify for a Home Equity Line of Credit to access your home equity? In this Unlock Review, find out about a HELOC alternative with no payments.
Simplist Mortgage Review: Compare Mortgage Rates
Simplist Mortgage is a platform to help you easily comparison shop for the best mortgage rates with a single application.
Fraction Review: “Fair” Home Equity Sharing
Fraction is a HELOC alternative for paid-off homes that may be a better option than a HELOC or cash-out refinance.
EasyKnock Review | Unlock Cash In Your Home
EasyKnock allows homeowners to access up to 90% of their home’s equity upfront and allows them to stay as renters until they’re ready to move.
Hometap Review: Pros, Cons, And Alternatives
Hometap allows homeowners to tap into their home’s equity without taking out a loan in exchange for a share of the home’s future value.
Unison Home Equity Review: Pros, Cons, And Alternatives
In this Unison review you’ll discover how you can uniquely use the equity in your house. Explore some factors in deciding if it’s for you.