Achieving and maintaining a great credit score is quite possibly one of the best things that can happen to your finances. Unless you are thinking of buying a house or car, it may not seem like a priority, but as is the case with most things related to investing a good credit score requires time […]
Learn how credit scores are used by lenders and what credit score ranges mean for your financial life. Also, here’s how to get your score!
Wouldn’t it be nice to have your credit score monitored for you? You can, with myFICO. Read this myFICO review to learn how.
Credit Karma is our favorite free tool for checking your credit score and monitoring your credit.
If you’re looking for an easy way to watch your credit score, check out this CreditWise review and decide if it is right for you.
Monitoring your credit is important. CreditSesame is a free tool that helps you do this & check your score. Learn more in this review.
You shouldn’t have to pay to check your credit. Here are 3 ways to get a free credit report easily.
If you’re looking for a website that will help you track your credit score, check out this American Express® MyCredit Guide review.
We break down step by step how to get your credit score for free with Chase Journey, even if you’re not a Chase customer or cardmember.
If you’re looking to save money while paying down debt, should you use a 0% balance transfer card or a personal loan to save the most?
Want to know how the fair credit reporting act affects your student loan debt? Here’s everything you need to know.
The conversation surrounding student loans is typically pretty negative – and for good reason. Loan rates are rising, and student loan debt is an epidemic affecting millions of Americans. But did you know that student loans can be a good thing? While frustrating to pay back, student loans are also a great way to build a […]
One of the most thrilling parts about growing up is detaching yourself from any monetary support systems you may have and becoming financially independent. Learning how to do so can be quite challenging for many though. Numerous college grads and students have financial responsibilities such as rent, health insurance, auto insurance, cell phone plans and […]
After you leave college and start to build your life, the numbers you pay attention to will change. Instead of GPA’s and exam scores, your focus will shift to bank balances and credit scores. As a recent college grad, it’s important that you have an awareness of these numbers right from the start so that […]
Your credit score will be very important throughout your life. It will be used to determine if you can get a credit card as well as if you qualify for a home, auto, personal, or business loan. Lenders use your credit score to determine your creditworthiness. If you have a high credit score, lenders will […]
The last thing you worry about when you are in college is your credit, and unfortunately that means when you join the workforce and get ready to start living, you start realizing why that was probably one of the worst things you could have neglected. There is no reason for me to remind you of […]
A student loan can affect your credit score by lowering or improving it based on how you repay your student loan debt or if you default.
Many different factors come into play when it comes to calculating your credit score, and each credit bureau does things just a little differently (their algorithms are secret and change constantly to try and always have the best possible risk ratings). However, there are common themes among all three bureaus that most people know about: Payment History […]
“Bad Credit” It’s such a negative term but lately it’s becoming more and more common. Each individual has their own circumstances and it doesn’t necessarily have to be because of poor money management skills. With the recent economic downfall we have experienced the last several years, more and more Americans are facing this problem. Prepare […]
A lot of financial “gurus” preach on a regular basis that you should check your credit score or your FICO score and know where you stand. Well, I’m telling you today that you SHOULDN’T! You may be saying, “Wait!!! You need to know what your score is to get a credit card, buy a house, […]