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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

US Capitol Night Reflection Washington DC | Photo: Bill Perry
June 16, 2025

Senate Proposal Eases Endowment Tax Hike

The Senate tax bill proposes an 8% cap on college endowment taxes, much lower than the House’s 21% plan.

Viral Envelope Challenge To Save Money | Source: The College Investor
June 16, 2025

Viral Envelope Challenge Helps Students Save $5,000

Save $5,050 in 100 days with the viral envelope challenge. Easy, flexible, and surprisingly effective.

Parent PLUS Loan | Source: The College Investor
June 14, 2025

Senate Proposal Targets Parent PLUS Loans

Parent PLUS borrowers must be on ICR before the new bill is signed or lose access to all IDR student loan repayment options.

The Treasury Building in Washington D.C. This public building is a National Historic Landmark and the headquarters of the US Department of the Treasury | Photo by mandritoiu
June 13, 2025

Education Dept Looking To Move Student Loans To Treasury

Court documents reveal that the Department of Education was working to move staff to Treasury to help manage student loans.

Marriage Penalty Student Loans | Source: The College Investor
June 12, 2025

Senate Student Loan Bill Brings Back The Marriage Penalty

The Senate bill removes a key exemption for married borrowers, increasing payments under the new student loan repayment plan.

PRINCETON, NJ USA - NOVENBER 12, 2019: Ivy League College Building, Princeton University, NJ USA | Photo by hydrobiolog
June 12, 2025

Ivy League Acceptance Rates Drop Again In 2025

Ivy League and top universities hit record-low admit rates in 2025 amid rising applications and growing admissions pressure.

United States Senate | Source: The College Investor
June 11, 2025

Senate Softens Student Loan Bill Provisions

The Senate higher ed and student loan plan raises PLUS loan limits and drops Pell cuts while keeping the new RAP repayment plan.

Scholarship Displacement Shocked Student | Source: The College Investor
June 11, 2025

How To Prevent Scholarship Displacement

Winning a private scholarship can shrink your financial aid. Here’s how to avoid scholarship displacement and protect your funding.

Stock Market Decline | Source: The College Investor
June 10, 2025

What Happens If The U.S. Defaults On Its Debt?

What happens if the U.S. defaults? From job losses to global instability, the risks are growing as the debt ceiling deadline looms.

Geisel Library is the main library building of the University of California San Diego Library. It is named in honor of Audrey and Theodor Seuss Geisel. — Photo by bonandbon
June 10, 2025

UC System May Cut In-State Enrollment By 2026

UC system warns budget cuts could freeze in-state enrollment by 2026, putting access to college at risk for thousands of California students.

SAVE borrower timelines moving | Source: EdZbarzhyvetsky
June 9, 2025

SAVE Borrowers See Forbearance Extended To Fall 2025

SAVE plan borrowers are now seeing forbearance extended to fall 2025, hinting that repayment may not resume until 2026.

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