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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Front facade of the US Supreme Court Building in Washington DC | Photo by PTHamilton
July 14, 2025

Supreme Court Allows Trump’s Education Department Layoffs

Supreme Court allows Trump to proceed with 1,300 layoffs at the Education Department while legal challenges continue.

Save vs. IBR | Source: The College Investor
July 14, 2025

Should You Switch From SAVE To IBR?

SAVE student loan borrowers face interest starting August 1. Should you switch from SAVE to IBR now or wait?

Grandparent-Owned 529 Plan
July 14, 2025

What Parents Should Know When Comparing Student Loans

Parents comparing student loan options to help their child pay for college need to understand the pros and cons of federal and private loans.

financial aid terminology
July 13, 2025

Should You Use AI For Financial Planning?

Using AI for financial advice can be risky. AI can’t personalize your financial plan. Here’s why real tools and advisors are still better.

Loan interest clock | Source: The College Investor
July 12, 2025

SAVE Borrowers Face Deadline: Should You Switch Plans Now?

Student loan borrowers are at a crossroads: SAVE loan interest begins August 1. Should you switch to IBR?

Credit Report With Medical Debt | Source: The College Investor
July 12, 2025

Medical Debt Will Return To Credit Reports After Court Ruling

A judge has struck down the CFPB’s medical debt rule, allowing it to appear on credit reports again.

Columbia University of New York | Source: The College Investor
July 12, 2025

Columbia Pays $9 Million Over False Data Used In Rankings

Columbia agrees to pay $9 million to settle a lawsuit over false data submitted for college rankings.

Desperate man looking for IDR payment counts | Source: The College Investor
July 11, 2025

Where Is Your IDR Payment Count? Still Missing

Millions of student loan borrowers await updates as federal loan forgiveness counts remain “missing”.

Dogs of the Dow
July 10, 2025

Dogs Of The Dow Investment Strategy Explained

Learn how the Dogs of the Dow strategy works and why it appeals to income-focused investors.

Linda McMahon testifies before the Senate Health, Education, and Labor Committee during a nomination hearing as Secretary of Education in Washington DC, USA, on February 13, 2025. (Photo by Lenin Nolly/NurPhoto via AP)
July 9, 2025

Student Loan Interest Will Resume For SAVE Borrowers

The Education Department quietly announced it plans to restart interest on SAVE loans in August, impacting 8 million borrowers still in forbearance.

White House | Photo Credit: WOPictures
July 9, 2025

Big Changes Coming To Student Loan Deferment And Forbearance

Starting July 2027, new borrowers lose access to student loan hardship and unemployment deferments, and there will be new limits on forbearance.

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  • UC San Diego, Bachelor of Arts in Political Science
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