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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP
April 12, 2025

Student Loan IDR Processing Resumes But Raises New Questions

Student loan IDR processing is back for some borrowers. The SAVE plan is gone and spousal income rules may be changing, raising new concerns.

Deferred College Application | Source: The College Investor
April 12, 2025

Deferred or Waitlisted College App? What to Know Now

Find out what it means to be deferred or waitlisted and how to use college data to understand your chances.

President Donald Trump speaks to reporters before signing an executive order in the Oval Office of the White House in Washington, Monday, March 31, 2025. (Pool via AP)
April 11, 2025

IDR Processing Expected Soon Amid SAVE Uncertainty

Student loan updates: IDR form returns, SAVE halted, and PSLF under threat. But IDR processing is expected to resume soon.

Student Choice Student Loans Review
April 11, 2025

Do You Need A New Student Loan Every Year? Yes and Here’s Why

Students must apply for a new student loan each year of college. Learn why and how it helps manage changing costs, majors, and graduation timelines.

Income Driven Repayment Plan | Source: The College Investor
April 10, 2025

IDR Application Returns Without SAVE Option

The SAVE plan is no longer listed as an option on the Income Driven Repayment Plan Request application.

Stock Market and Bond Market Decline | Source: The College Investor
April 10, 2025

Bond Market Crisis Could Be Bigger Than The Stock Market Crash

The bond market is under pressure. Find out why that matters for mortgage rates, borrowing costs, and government debt.

Sell in May and Go Away Investment Strategy
April 9, 2025

‘Sell In May And Go Away’ Investment Strategy

Does the “Sell in May and Go Away” philosophy for investing considered to be superstitious or does this theory actually have any legs?

United States Senate | Photo Credit: sborisov
April 9, 2025

Senate Democrats Introduce Bill To Protect SAVE Plan

The SOAR Act would protect and expand the SAVE Plan, but GOP control of Congress makes passage unlikely.

Cash Advance Apps
April 9, 2025

5 Best Cash Advance Apps to Avoid Overdraft Fees

Is it difficult to pay your bills in a timely manner? Take a look at cash advance apps and see if they are a good fit for your situation.

President Donald Trump attends a meeting with Israel's Prime Minister Benjamin Netanyahu in the Oval Office at the White House in Washington, Monday, April 7, 2025. (Pool via AP)
April 8, 2025

Who Could Lose PSLF Under New Restrictions?

New rulemaking may cut off loan forgiveness for teachers, healthcare workers, and others under PSLF. Key details on who’s targeted.

Aerial view of Michigan Wolverines football stadium in Ann Arbor | Photo: njproductions
April 7, 2025

Families Questioning College Value Ahead Of Decision Day

Families are reconsidering college as high costs and economic uncertainty push them to explore affordable alternatives like community college.

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