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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Famous Bull of Wall St | Source: The College Investor
June 18, 2025

Banks And Markets Closed For Juneteenth: What to Expect

Banks, credit unions, and the stock and bond markets will be closed on Thursday, June 19 for Juneteenth.

Do I Have To File Taxes In Multiple States?
June 18, 2025

Personal Finance Classes Are Now Mandatory In 28 States

28 states now require high school students to take a personal finance class before graduation. Learn which states made the change in 2025.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
June 17, 2025

New Report: IDR Processing Jumps As Backlog Shrinks Slightly

The Department of Education processed 286K IDR applications in May, but over 1.5 million remain pending, according to the latest status report.

how 529 plans work
June 17, 2025

529 Plan Account Balances Just Hit A Record In 2025

529 plan balances jumped to $525B in 2025, driven by a new Roth rollover rule. Here’s why parents are saving more.

What happens to an HSA when you die
June 16, 2025

Congress Stalls On HSA Contribution Limit Increase

The Senate removed the HSA limit increase from its tax bill, leaving caps unchanged despite high out-of-pocket costs.

US Capitol Night Reflection Washington DC | Photo: Bill Perry
June 16, 2025

Senate Proposal Eases Endowment Tax Hike

The Senate tax bill proposes an 8% cap on college endowment taxes, much lower than the House’s 21% plan.

Viral Envelope Challenge To Save Money | Source: The College Investor
June 16, 2025

Viral Envelope Challenge Helps Students Save $5,000

Save $5,050 in 100 days with the viral envelope challenge. Easy, flexible, and surprisingly effective.

Parent PLUS Loan | Source: The College Investor
June 14, 2025

Senate Proposal Targets Parent PLUS Loans

Parent PLUS borrowers must be on ICR before the new bill is signed or lose access to all IDR student loan repayment options.

The Treasury Building in Washington D.C. This public building is a National Historic Landmark and the headquarters of the US Department of the Treasury | Photo by mandritoiu
June 13, 2025

Education Dept Looking To Move Student Loans To Treasury

Court documents reveal that the Department of Education was working to move staff to Treasury to help manage student loans.

Marriage Penalty Student Loans | Source: The College Investor
June 12, 2025

Senate Student Loan Bill Brings Back The Marriage Penalty

The Senate bill removes a key exemption for married borrowers, increasing payments under the new student loan repayment plan.

PRINCETON, NJ USA - NOVENBER 12, 2019: Ivy League College Building, Princeton University, NJ USA | Photo by hydrobiolog
June 12, 2025

Ivy League Acceptance Rates Drop Again In 2025

Ivy League and top universities hit record-low admit rates in 2025 amid rising applications and growing admissions pressure.

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