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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

A cartoon illustration features a construction worker in an orange hard hat and red overalls holding a large, green credit card, while a thought bubble above his head displays a house icon. The credit card, a visual representation of credit-building apps and tools, has a small house logo in the top right, symbolizing home mortgages and property ownership, which often require a solid credit history. The background is a blueprint-style drawing with architectural letters and numbers like "A," "B," "C," "D," "15.6," and "1/3," emphasizing the foundational aspect of building credit and connecting it to significant financial milestones such as qualifying for loans. Two dollar signs float above the worker's head, representing the financial benefits and improved interest rates associated with a good credit score. The image effectively illustrates the article's focus on understanding credit history, how it's used by lenders, and the importance of credit-building apps to achieve financial goals like homeownership. Source: The College Investor
November 9, 2025

Best Credit Builder Apps That Actually Work

Compare 6 leading credit builder apps that report to all major bureaus and help you rebuild credit safely.

Wage Garnishment
November 8, 2025

How To Stop Wage Garnishment For Student Loan Debt

Student loan garnishment resumed in 2025. See how to stop it, get back on track with your student loans, and protect your paycheck.

Student Loan Repayment Restart
November 8, 2025

What Is A Direct Student Loan? Pros And Cons

Direct Loans, or Direct Student Loans, are a particular type of student loan issued by the government. Learn about them right here!

graduate school admissions guide
November 7, 2025

Graduate Degree vs. Professional Degree For Student Loans

With the changes to student loan borrowing caps, there’s a lot of questions about what counts as a graduate degree or professional degree.

Davis Wade Stadium, home of the Mississippi State Bulldogs football team. — Photo by C5Media
November 7, 2025

This Week In College And Money News: November 7, 2025

The latest updates on higher education, personal finance, financial aid, and student loans impacting students on college campuses nationwide.

Virginia State University | Photo Credit: Fireandstone
November 7, 2025

Commentary: How Spanberger Can Improve Virginia’s HBCUs

Governor-elect Spanberger outlines funding and policy reforms to strengthen Virginia’s HBCUs and boost workforce pipelines.

Barnes and Noble Review
November 7, 2025

Barnes and Noble Textbook Marketplace Review

Barnes and Noble is a national bookstore chain that offers a large online marketplace, with a modest selection of textbooks for purchase, but there is no textbook rental option.

President Donald Trump holds the executive order to dismantle the Department of Education he just signed with Education Secretary Linda McMahon during an event in the East Room of the White House in Washington, D.C. on March 20, 2025. The Department of Education was first formed in 1980 by President Jimmy Carter and has long been a target for Republicans. (Photo by Samuel Corum/Sipa USA)(Sipa via AP Images)
November 6, 2025

21 States Sue Trump Administration Over New PSLF Rule

21 states and Washington DC sue to block a PSLF rule they say targets public service employers.

investing bonus offers
November 5, 2025

Best Brokerage and Investing Bonus Offers In October 2026

New investing bonus offers are coming out frequently. Here’s a roundup of some of the best offers — and there are a lot of them!

Punishment for Lying on the FAFSA
November 5, 2025

The Punishment For Lying On The FAFSA

Lying on the FAFSA can bring $20,000 fines, 5 years in prison, and loss of aid. Learn the real penalties and how to correct mistakes.

WOODBURY, MN, USA - Tesla automobile dearship exterior and logo. Photo Credit: wolterke
November 5, 2025

Schwab Faces Backlash Over ETF Votes Against Elon Musk’s Tesla Compensation

Tesla investors pull assets from Schwab after ETFs vote against Elon Musk’s $1T pay plan.

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