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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Student Loan Payment
March 3, 2026

What To Do If You Can’t Afford Your Student Loan Payment

Here are best steps that you can take today if you can’t afford your student loan payment – in order from best to worst option.

Education Secretary Linda McMahon testifies during an appropriations hearing on Capitol Hill June 3, 2025. (Francis Chung/POLITICO via AP Images)
March 2, 2026

Why Staying In SAVE Forbearance Could Cost You Thousands

SAVE forbearance may feel helpful, but it can delay forgiveness and raise costs. Here’s how to decide if staying is a mistake.

Gov. Gavin Newsom gives his State of the State address at the State Capitol on Thursday, Jan. 8, 2026, in Sacramento, Calif. (Hector Amezcua/The Sacramento Bee via AP, Pool)
March 2, 2026

California Budget Proposal: More College Funding, Less Middle-Class Financial Aid

California’s 2026–27 budget preserves Cal Grants but cuts middle-income scholarships and defers some college funding.

A man with blonde hair, dressed in a white collared shirt, sits relaxed on a wooden bench with his hands clasped behind his head, gazing out over a calm body of water at sunset. A silver laptop is visible next to him on the bench, suggesting he has just finished working or is taking a break while his investments generate passive income. The warm, soft light of the setting sun creates a tranquil atmosphere, emphasizing the freedom and peace of mind associated with achieving financial independence through passive income streams. This image perfectly illustrates the article's core message about earning money without continuous active effort, highlighting the desired outcome of strategic monetary or time investments.
March 1, 2026

30 Passive Income Ideas To Build Wealth In 2026

Looking for passive income ideas? These proven strategies can help you build wealth and generate extra cash without constant effort.

Student Loans IBR PAYE Married
March 1, 2026

Married Filing Separately For Your Student Loan Payments (IBR And RAP)

Calculating the math behind whether it makes sense to do married filing separately for IBR or RAP for student loan debt.

Diverse group of smiling college students walking together on a sunny campus path, carrying backpacks and books. This image illustrates the value of perseverance, specifically encouraging sophomores to re-file the FAFSA for potential financial aid opportunities they may have missed as freshmen. Source: The College Investor
March 1, 2026

83% of College Students Link Money to Happiness, New CFP Report Finds

A new CFP Board report shows 83% of students link money to happiness while worrying about jobs, debt and housing costs.

Traditional white wooden church with a tall steeple and arched stained-glass windows, standing against a bright blue sky with white clouds. This image represents the analysis of educational attainment among U.S. religious groups, specifically highlighting the diverse range of college completion rates within Christian denominations, from Episcopalians to evangelicals. Source: The College Investor
February 28, 2026

The Most Educated Religious Groups In America

Pew Research data shows Hindus and Jews lead U.S. religious groups in college degrees. See how Christians, Catholics and atheists compare.

Rear view of a female student with long dark hair, wearing a maroon shirt, writing complex algebraic equations and geometry formulas on a large chalkboard. This image illustrates the critical role of mastering high school math concepts—specifically Algebra 2 and Geometry—as foundational preparation for success on the SAT and ACT exams. Source: The College Investor
February 28, 2026

The Best Math Course Sequence For College Admissions And SAT Success

Here’s what math courses sequences your child needs to take in middle and high school to be better prepared for selective college admissions.

Supreme Court Building | Source: The College Investor
February 27, 2026

Judge Dismisses SAVE Plan Lawsuit — SAVE Borrowers Still In Limbo

A federal judge dismissed the SAVE lawsuit as moot. Here’s what it means for student loan borrowers and repayment timelines.

President Donald Trump speaks to reporters before signing an executive order in the Oval Office of the White House in Washington, Monday, March 31, 2025. (Pool via AP)
February 27, 2026

Trump May Forgive Upwards Of $170B In Student Loan Debt

The Trump administration could oversee $170B in student loan forgiveness through PSLF, IDR, and borrower defense programs.

Secretary of Education Linda McMahon testifies before a House Committee on Appropriations subcommittee budget hearing on the US Department of Education on Capitol Hill, Wednesday, May 21, 2025, in Washington. (AP Photo/Rod Lamkey, Jr.)
February 27, 2026

This Week In College And Money News: February 27, 2026

The Education Department urges colleges to reduce loan defaults amid privatization discussions.

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