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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

This illustrative graphic depicts the concept of parent student loans, crucial for families navigating college education costs. The image features several stacks of golden coins, symbolizing financial resources and the loans parents might consider to pay for college when a child's financial aid package falls short. In the background, a graduation cap and a diploma scroll are subtly visible, representing the ultimate goal of higher education. This visual reinforces the article's exploration of the significant differences and potential long-term costs associated with parents borrowing for their children's education, emphasizing informed decision-making regarding college financing.
May 1, 2026

Best Parent Student Loans For College

We break down the best college loans for parents, including parent student loans. Look at your options as well as some alternatives.

Exterior view of the Howard University sign on a brick wall.
May 1, 2026

This Week In College And Money News: May 1, 2026

The Education Department finalizes new student loan rules effective July 1. Plus: 15 HBCUs launch a research coalition, a $10K AI degree is announced, and a court blocks admissions data collection at 170+ colleges.

UNITED STATES - APRIL 28: Secretary of Education Linda McMahon adjusts her microphone before the start of the Senate Appropriations Subcommittee on Labor, Health and Human Services, Education, and Related Agencies hearing on "A Review of the President's Fiscal Year 2027 Budget Request for the Department of Education" in the Dirksen Senate Office Building on Tuesday, April 28, 2026. (Bill Clark/CQ Roll Call via AP Images)
April 30, 2026

Department of Education Finalizes Loan Limits and Repayment Plan Changes

The Education Department finalized new student loan limits, ended Grad PLUS, and launched two new repayment plans. Here’s what changes July 1, 2026.

Side view shot of a man's hands using smart phone in interior, rear view of business man hands busy using cell phone at office desk, young male student texting on phone sitting at wooden table
April 30, 2026

Teen Brokerage vs. UTMA: Key Differences Explained

Teen brokerage and UGMA/UTMA accounts look alike but differ on ownership, taxes, and FAFSA. Here’s how to pick the right one before funding it.

Welcome to Idaho sign at the state border
April 29, 2026

Idaho Approves Largest Tuition Hike in Three Years

Idaho’s State Board approved 4.4-4.7% tuition increases (the largest in three years) signaling a broader increase in public college costs.

Federal Reserve Chairman Jerome Powell speaks at a news conference at the Federal Reserve, following the Federal Open Market Committee meeting, in Washington, Wednesday, April 29, 2026. (AP Photo/Cliff Owen)
April 29, 2026

Fed Holds Rates Steady In Rare 8-4 Split: What It Means For Savings, CDs, And Mortgages

The Federal Reserve held rates steady April 29 in a rare 8-4 split. Here’s what the pause means for HYSA yields, CD rates, and 30-year mortgage pricing.

Education Secretary Linda McMahon testifies during a Senate Committee on Appropriations subcommittee hearing to examine proposed budget estimates and justification for fiscal year 2027 for the Department of Education on Capitol Hill, Tuesday, April 28, 2026, in Washington. (AP Photo/Mariam Zuhaib)
April 29, 2026

Education Secretary McMahon: 1 in 4 Student Loan Borrowers Now Delinquent or in Default

Education Secretary Linda McMahon told a Senate subcommittee that more than one in four federal student loan borrowers are delinquent or in default.

Least Expensive Colleges
April 29, 2026

10 Least Expensive Colleges In 2026: Six Charge $0 Tuition

Here are the least expensive colleges in the U.S. based on annual tuition for in-state students.

Free Credit Check
April 28, 2026

How To Get A Free Credit Report Every Week From Equifax, Experian, And TransUnion

You shouldn’t have to pay to check your credit. Here are 3 ways to get a free credit score report easily.

New Department of Education Building Washington DC. Photo Credit: Robert Farrington
April 27, 2026

Borrowers Report Parents Loans Showing Up on Their Student Aid Accounts After Weekend Update

Borrowers say their parents’ Parent PLUS Loans (many discharged, some showing default) appeared on their StudentAid accounts after the FSA weekend update.

Photo of FAFSA - free application for federal student aid | Source: The College Investor
April 27, 2026

FAFSA’s Real-Time Fraud Tool: What Students Need to Know Before They Apply

The Education Department’s new automated FAFSA identity check screens applicants for fraud in real time, targeting a $1 billion ghost student problem.

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