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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Upset young woman opening box, an analogy to the disgust families face in dealing with the college pricing black box. Source: The College Investor
June 2, 2026

College Pricing Black Box: How Colleges Inflate the Cost of a Degree

Colleges advertise one price but charge another. See how aid tactics, fees, and lost credits inflate what families really pay — and how to push back.

A picture of a schoolage boy holding a credit card, representing financial literacy in America. Source: The College Investor
June 1, 2026

Gen Z Got Only 38% Right On A Basic Money Quiz — The Worst Of Any Generation

Most Americans flunked a basic money quiz this year. Adults got just 47% of personal finance questions right — the worst score in a decade. Gen Z scored worst.

sorry we are closed sign hanging outside, representing colleges as risk of closure.
June 1, 2026

Could Your College Close? 5 Warning Signs Every Family Should Watch For

Hampshire and Anna Maria just announced closures. Here are 5 warning signs your college could shut down — and what to do to protect yourself.

College Students Walking On Campus
May 31, 2026

On-Campus Students, Online Classes: What Are They Actually Paying For?

40% of California college classes are now online — even for on-campus students. A look at what tuition and housing dollars are really buying.

A folder and gavel with paperwork that says "Wage Garnishment". Source: The College Investor
May 30, 2026

Is Wage Garnishment Ever Cheaper Than Student Loan Repayment?

Wage garnishment rarely beats IBR or RAP on cost. Here’s the math — and the narrow cases where default looks cheaper before fees and credit damage.

A doctor and young patient illustrating the 2027 HSA contribution limits were release. Source: The College Investor
May 29, 2026

2027 HSA Contribution Limits Rise to $4,500 and $9,000

IRS sets 2027 HSA contribution limits at $4,500 self-only and $9,000 family. See the new HDHP deductibles, out-of-pocket caps, and DPCSA rule.

HSA Contribution Limits
May 29, 2026

HSA Contribution Limits And IRS Plan Guidelines

If you have a high-deductible health plan, using an HSA is a way to save & invest. Here are the HSA contribution limits for 2026 and 2027.

Calculate Your PSLF Buyback Amount | Source: The College Investor
May 29, 2026

How PSLF Buyback Amounts Are Calculated

Learn how PSLF Buyback payments are calculated based on income, family size, and duration of the deferment.

Smiling elementary school students with backpacks running down an outdoor school corridor lined with brick walls and white columns. This image illustrates the expanded utility of 529 plans, which can now be used for a broader range of K-12 educational expenses, including tuition, tutoring, and materials, with annual caps rising to $20,000 in 2026. Source: The College Investor
May 29, 2026

This Week In College And Money News: May 29, 2026

Celebrate 529 Day with bonus offers and our Reddit AMA, plus climbing mortgage delinquencies, the grad loan-cap healthcare fight, and new FAFSA hurdles.

Advertisement billboard displaying logo of The University of California, Berkeley, a public, land-grant research university in Berkeley, California, USA
May 28, 2026

UC Faculty Demand SAT Return For STEM Majors After 30x Spike In Students Below High School Math

Over 600 UC faculty are demanding the SAT return for STEM majors by 2027, citing a 30x jump in students testing below high school math level.

Education Secretary Linda McMahon speaks in the Oval Office of the White House before President Donald Trump signs an executive order regarding childhood cancer and the use of AI, Tuesday, Sept. 30, 2025, in Washington. (AP Photo/Alex Brandon)
May 28, 2026

Wage Garnishment On Defaulted Student Loans Restarts This Fall

Federal wage garnishment on defaulted student loans restarts this fall. 5M borrowers face 15% paycheck cuts. Three ways to stop it before it starts.

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