Historical Federal Student Loan Interest Rates
Undergraduate, graduate, and PLUS student loan rates listed by year. Learn how the Treasury formula works for setting federal student loan interest rates.
Robert’s latest articles
Pension Freezes Are Back — What Workers Should Do When Guaranteed Retirement Benefits Disappear
Pension freezes are returning. Learn how workers can replace lost retirement income with 401(k)s, IRAs, and HSAs after benefit changes.
Do No-Buy Challenges Actually Save Money?
Can a no-buy challenge help pay off debt or save for college? Here’s what the data and financial planners say.
Republican AGs Fight to Reinstate SAVE Plan Injunction
The SAVE Plan’s legal saga took a new turn with GOP states asking for a stay on appeal. Here’s the full breakdown of the 8th Circuit emergency appeal and what it means for your student loans.
This Week In College And Money News: March 6, 2026
The SAVE student loan lawsuit continues as colleges launch new loan programs and states expand student support.
Best Veterinary School Student Loans And Rates
Understanding the best veterinary school student loans and the best ways to pay for vet school given the borrowing limit changes.
Court Refuses To Pause Dismissal Of SAVE Student Loan Case
A federal judge denied Missouri’s request to pause the SAVE plan lawsuit dismissal. Here’s what happens next for borrowers.
Best Online Stock Brokers for 2026 (Ranked by Real Investor Survey)
Here are the best stock brokers for 2026 based on an investor survey. See which brokers made the list – including Vanguard, Fidelity, Schwab.
Ultimate College Internship Guide
Everything you could want to know about getting a college internship, from interviewing to resumes, to following up after the internship.
Republican States Move To Revive SAVE Lawsuit: What It Means for Borrowers
Republican states seek to appeal dismissal in SAVE case. Borrowers should know payments remain unchanged unless ED issues new guidance.
Where to Get a Student Loan in 2026: Federal vs. Private Options
Learn where to get a student loan, from federal loans to private lenders, and how each option affects repayment and interest costs.