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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

USC University of Southern California
April 25, 2026

52 USC Marshall Professors Sign Letter Warning Of Business School’s “Downward Trajectory”

52 USC Marshall faculty signed a letter warning Dean Garrett of a “downward trajectory” in rankings, revenue, and reputation. Here’s what they want.

Santa Barbara City College facilities. Closeup, White stone with black name sign set in green garden with tree at entrance to the campus.
April 25, 2026

Community College Enrollment Climbs as 18-to-20-Year-Olds Lead

Students aged 18 to 20 became the largest share of first-time associate degree earners in 2024-25 as community college enrollment outpaced four-year schools.

Student Loans For MBA
April 24, 2026

Best MBA Student Loans To Pay For Business School

Here are the best college financing and MBA student loans to pay for graduate business school degree – including banks, financial aid options, and more.

Undersecretary Nicholas Kent | Source: American Enterprise Institute
April 24, 2026

Education Department Tells Borrowers To Expect Repayment, Not Forgiveness

Undersecretary Nicholas Kent told AEI that student loan forgiveness “is not happening” as Treasury takes over default collections and RAP launches July 1.

Federal Trade Commission exterior
April 24, 2026

This Week In College And Money News: April 24, 2026

FTC shuts down $8.8M student loan scam, Louisiana rejects scholarship repayment bill, 442 colleges face closure risk, and COVID remote learning still hurts enrollment.

Capital One Bank
April 23, 2026

Judge Approves $425M Capital One 360 Savings Settlement — Payments Expected July

A federal judge approved Capital One’s $425 million 360 Savings settlement. Here’s who qualifies, how much you’ll get, and when payments go out.

Filling Roth Conversion Buckets
April 23, 2026

How to Fill Your Tax Brackets With Roth Conversions

Use 2026 tax brackets to size Roth conversions that fill the 12% or 24% band without pushing into higher rates. Three examples for pre-retirees.

Ascent $10,000 Scholarship | Source: The College Investor
April 22, 2026

New Analysis Projects Class Of 2026 Will Borrow $43,500 For A Bachelor’s Degree

NerdWallet projects 2026 high school grads could borrow $43,500 for a bachelor’s degree as new federal repayment rules take effect July 1.

How To Use A 529 Plan To Repay Student Loans
April 22, 2026

How The Repayment Assistance Plan (RAP) Works: Payments, Eligibility, And Forgiveness

The Repayment Assistance Plan (RAP) launches July 2026. See how payments are calculated, who qualifies, and what changes for married borrowers.

Secretary of Education Linda McMahon testifies before a House Committee on Appropriations subcommittee budget hearing on the US Department of Education on Capitol Hill, Wednesday, May 21, 2025, in Washington. (AP Photo/Rod Lamkey, Jr.)
April 21, 2026

Treasury Set To Ramp Up Defaulted Student Loan Collections In July

Treasury and the Education Department plan to begin contacting roughly 500,000 defaulted student loan borrowers in July as collections ramp up.

Deciding yes, no, or maybe.
April 21, 2026

Roth vs. Traditional IRA 2026: A Decision Tree With The New IRS Limits

Use this 2026 IRA decision tree to choose between Roth or Traditional in six yes/no steps, using the latest IRS contribution limits and income phase-outs.

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