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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

A stylized illustration depicts a multi-story brick house with a reddish-brown roof, dormer windows, and exposed timber framing, presented on a silver platter held by a hand in a formal suit sleeve. This visual metaphor represents the Stessa real estate financial tracking app, highlighting its role in simplifying property management and accounting for landlords, making real estate investments feel like they are "served up" conveniently. The image relates to the article's discussion of Stessa as an easier and faster alternative to spreadsheets for tracking rental properties, providing powerful, free tools for individual investors to monitor important metrics like debt, occupancy, and cash flow. The logo "THE COLLEGE INVESTOR" is visible in the bottom left corner.
February 11, 2021

Stessa Review: Pros, Cons, And Alternatives

Stessa is a free accounting software platform for real estate investors that helps them track the financial performance of their properties.

fair tax
February 1, 2021

What Is The Fair Tax? How It Would Work And Its Pros And Cons

The Fair Tax system would replace all the payroll and income taxes in the current tax code with one national sales tax.

This detailed illustration, set against a light blue background, visually represents the comprehensive nature of the ThinkorSwim trading platform, as discussed in "ThinkorSwim Review: Is It The Best Trading Platform?". The central image depicts a stylized head, filled with various elements symbolizing the platform's features. On the left side, green trees and lush foliage emerge, suggesting growth and perhaps long-term investment strategies. Towards the center, tall, modern buildings rise, indicative of financial institutions and complex market structures. On the right, a bright, glowing lightbulb with internal circuitry details signifies innovation, smart decisions, and the analytical tools available for active traders. Above these elements, the words "THINKORSWIM REVIEW" are prominently displayed, with "THINKORSWIM" in blue and "REVIEW" in red, clearly linking the image to the article's focus on reviewing this advanced trading platform offered by Charles Schwab.
January 29, 2021

ThinkorSwim Review: Is It The Best Trading Platform?

ThinkorSwim is a powerful trading platform offered for free to Charles Schwab clients. It offers free charts and analysis, and links to your investments to actively trade.

This image features a business-suited figure holding up various multi-colored lines that represent stock market trends and price swings, illustrating the core concept of swing trading. The lines, depicted in red, green, blue, and brown, intersect and move both upwards and downwards, symbolizing the volatility and potential momentum up trends in the market that swing traders aim to capitalize on. A prominent lightbulb with a glowing filament, located to the right of the figure, signifies insights, strategies, and the understanding required to successfully navigate swing trading. The text "SWING TRADING GUIDE" in bold capital letters, with "GUIDE" highlighted in red, clearly indicates the article's focus on educating readers about this specific stock trading strategy, which involves holding positions for a few days or weeks, distinguishing it from day trading or long-term investing.
January 27, 2021

Swing Trading 101: How To Get Started

Swing trading is a stock trading strategy that sits between day trading and long-term investing. Learn how it works!

January 22, 2021

How To Invest In Silver: Best 5 Ways To Own It

There are several ways to invest in silver, including mutual funds, ETFs, futures, options, and more. Learn how to get started!

Flat tax
January 18, 2021

What Is The Flat Tax?

In a flat tax system, everyone pays the same tax rate regardless of how much they earn in annual income. Learn more about how it works!

This stylized graphic on a pink background features two women interacting with a large smartphone, symbolizing the Step fintech app. The phone screen displays a prominent fingerprint icon, representing secure access and identity verification, which aligns with the app's features like building credit and managing savings. A large white key and a golden shield are positioned behind the women, illustrating the financial security and protection offered by Step's secured Visa card and FDIC-insured savings account. A paper airplane icon with a dotted flight path suggests the ease of sending money or quick transactions, while a large dark purple leaf element adds a touch of natural design. The "THE COLLEGE INVESTOR" logo is visible in the bottom left, indicating the source of this review. This image visually encapsulates the app's offerings for users to get ahead financially, including earning interest and cash back.
January 12, 2021

Step Review: Build Credit While You Bank

Step is a secured credit card account that pays you to save and can help you build a positive credit history.

Biden student loan forgiveness proposals
January 11, 2021

Biden Student Loan Forgiveness Changes And Proposals

Several Biden student loan forgiveness proposals have already been announced. Learn what they are and how they could impact you!

Best Self Employed Retirement Plans
January 5, 2021

The Best Self-Employed Retirement Investment Plans

The best self-employed retirement investment plans include the SEP-IRA, Solo 401(k), and the SIMPLE IRA. Here are some details on each!

This vibrant, cartoon-style illustration depicts a person sitting at a desk, likely a contractor or freelancer, diligently working on their taxes, which is highly relevant to understanding the 1099-NEC form. The individual, dressed in a blue shirt, is positioned centrally behind a dark grey desk, with papers stacked in front of them, suggesting the process of managing financial documents. To the left, a retro-style orange desk lamp illuminates the workspace, alongside an old-fashioned red rotary phone, adding a touch of classic office ambiance. On the right side of the image, a tall bookshelf filled with various books and binders reinforces the theme of financial record-keeping and knowledge associated with tax forms like the 1099-NEC, which is exclusively intended to report freelance and contractor compensation. The overall scene clearly communicates the administrative tasks associated with non-employee compensation and side hustle income.
January 2, 2021

What Is The 1099-NEC For Contractors and Freelancers?

The 1099-NEC is the form that employers use to report non-employee compensation. Learn who needs to file it and how to do so.

budgeting for your personality
January 1, 2021

Budgeting Strategies: 50/30/20 vs. Zero-Based vs. Pay Yourself First

Check out these popular budgeting strategies, like 50/30/20 or zero-based budgeting, if your past budgets have failed.

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  • UC San Diego, Bachelor of Arts in Political Science
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