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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Instalend
March 30, 2021

Instalend Review: Invest In Real Estate Senior Debt

Instalend is a crowfunding platform that allows accredited investors to invest in income-generating, short-term real estate loans.

how to calculate your adjusted gross income (AGI)
March 29, 2021

How To Calculate Your Adjusted Gross Income (AGI)

Adjusted gross income (AGI) is your total income minus certain above-the-line deductions. Learn how to calculate your AGI and why it matters.

SPACs 101
March 26, 2021

SPACs 101: What Is A SPAC And Should You Invest?

SPACs are shell companies that raise capital from investors through an IPO with the intention to acquire a private company within two years.

Everyday Life Insurance
March 25, 2021

Everyday Life Insurance Review: Pros And Cons

Everyday Life Insurance uses its technology to automatically adjust your policy when you reach different life milestones.

overdraft protection
March 19, 2021

Overdraft Protection: How It Works And How To Avoid Fees

Overdraft protection prevents bank customers from having transactions declined due to insufficient funds. Learn how to avoid overdraft fees.

BitIRA
March 18, 2021

BitIRA Review: Buy And Sell Digital Currency In Your IRA

BitIRA is a turnkey service that allows you to trade and safely store cryptocurrencies inside a Traditional, Roth, SIMPLE, or SEP IRA.

This illustrative banner image for a "Holdfolio Review" features a bold, red "REVIEW" text prominently displayed in the upper center, hinting at the in-depth analysis of the real estate crowdfunding platform discussed in the accompanying article. Below the "REVIEW" text, a dark grey briefcase with a prominent buckle closure is depicted, symbolizing professional investment and financial management, directly relating to the article's focus on investing in multifamily real estate properties. To the right of the briefcase, a stylized representation of apartment complexes or other real estate structures with small windows in shades of white and grey reinforces the core business of Holdfolio, which concentrates on multifamily real estate. The background features a solid, light orange or peach color, providing a clean and approachable aesthetic for the financial topic. The overall image contextually sets the stage for a detailed discussion about Holdfolio's unique offering, where the platform invests its own money alongside investors in real estate deals.
March 16, 2021

Holdfolio Review: Invest In Multifamily Real Estate Properties

Holdfolio is a real estate crowdfunding platform that focuses on multifamily properties such as apartment complexes.

Gift Of College
March 11, 2021

Gift Of College Review: 529 Plan Or Student Loan Gift Cards

Gift Of College is a gift registry that makes it easy to accept 529 plan contributions or student loan payments from family and friends.

This flat-lay image displays essential tools for an individual investor, arranged neatly on a light blue background. At the top center, a silver laptop with a dark screen and white keyboard signifies detailed analysis and research. To its left, a dark calculator with an orange display highlights financial computations, while to its right, a silver tablet with a dark screen suggests mobile access to investment platforms. Below the laptop, an orange spiral-bound notebook and a yellow pencil with a black pen emphasize note-taking and planning. A white ID badge with a blue clip rests beside the writing tools, possibly indicating professional investment activities. In the bottom right, a light grey landline phone represents communication, and next to it, a white cup of coffee or tea suggests extended periods of work. The phrase "THE COLLEGE INVESTOR" is prominently displayed in white text in the bottom left corner, reinforcing the article's focus on helping college investors utilize services like Morningstar Investor for stock, ETF, and mutual fund analysis.
March 9, 2021

Morningstar Review: Pros, Cons, And Alternatives

Morningstar helps long-term investors uncover value in stocks, ETFs, and mutual funds through its exclusive research, ratings, and tools.

This image visually represents the concept of "Growth Investing: What Is It & How To Start," featuring two professional male figures shaking hands against a background with an upward-trending blue arrow graph. The man on the right is more visible, dressed in a grey suit jacket, white shirt, and a red tie, with dark blue pants, suggesting a business or financial context. The text overlay in prominent red letters reads "WHAT IS IT & HOW TO START," emphasizing the article's focus on defining growth investing and guiding beginners. The upward arrow symbolizes the appreciation and potential for outsized returns associated with growth stocks and funds, a key aspect of this aggressive investing strategy. The handshake signifies partnership, advice, or making a deal within the investment world.
February 26, 2021

Growth Investing: What It Is And How To Start

Growth investing is a strategy that prioritizes buying stocks and funds that are expected to grow faster than average. Learn how it works!

An illustrative graphic depicts a stylized city skyline under a vibrant red sky, with darker blue buildings in the foreground and lighter cream-colored buildings silhouetted against the red background, suggesting a bustling urban environment. The image is directly relevant to the article's focus on real estate investing, real estate crowdfunding, and platforms like Sharestates, which facilitate investment in mortgage loans for real estate projects. The bottom left corner features "THE COLLEGE INVESTOR" in white text, reinforcing the context of financial education and investment opportunities discussed in the article. This visual metaphor effectively sets the stage for a discussion about passive real estate investment options for individual and accredited investors.
February 25, 2021

Sharestates Review: Invest In Vetted Mortgage Loans

Sharestates is a real estate crowdfunding platform that enables accredited investors to invest as little as $5,000 in quality mortgage loans.

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