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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

separately managed account
March 18, 2020

What Is an SMA (Separately Managed Account) and the Benefit of One?

Learn about what a separately managed account is and get answers to some questions about them. Here are facts you might want to know.

A detailed line graph titled "Relative returns of market indices" illustrates the performance of two small-cap indices compared to the S&P 500. The horizontal axis displays dates at six-month intervals, while the vertical axis represents index value without specific numerical labels, implying relative growth. Three distinct lines plot the index values: a teal line for the S&P 500 (^SPX), an orange line for the S&P 600 (^SML), and a dark blue line for the Russell 2000 Index (^RUT). The S&P 600 and Russell 2000, representing small-cap stocks, show greater volatility and generally higher returns, particularly during economic recovery periods, compared to the more stable and lower-performing S&P 500. This visual evidence supports the article's discussion on the performance and volatility of small-cap stocks versus larger market capitalizations.
March 16, 2020

What Are Small-Cap Stocks? (And How to Invest!)

What are small-cap stocks and how do they perform in the market? Learn how to invest in them and discover if they can be rewarding.

student loan
March 9, 2020

Student Loan Forgiveness for Doctors: A Step-by-Step Guide

Are you a doctor with a lot of student loan debt? Take a look at some options for student loan forgiveness for doctors and save some money!

Student Loan Planner
February 25, 2020

Student Loan Planner Review: Professional Student Loan Help

Are you stressed out about student loans? If so, you might want to consult with an expert. Learn about Student Loan Planner right here!

The image depicts a vibrant, illustrative graphic relevant to understanding an Employer Identification Number (EIN). In the foreground, a stylized businessman, partially obscured by a transparent overlay, is running towards the right side of the frame. He is dressed in a grey suit, white shirt, and a red tie, with his legs in mid-stride. Behind him, a series of upward-pointing arrows in shades of orange and green suggest growth and financial progress. In the background, a light blue sky meets a cityscape of modern buildings, implying a business environment. The dominant feature of the image is the clear, bold red and blue text overlaid on the upper portion, which reads: "WHAT IS AN EIN AND HOW TO GET ONE." This text directly addresses the article's topic, serving as a visual headline that explains what an EIN is and guides the reader on how to obtain one, emphasizing its importance for business checking accounts and filing taxes.
February 21, 2020

What Is an EIN? (And How You Can Get One to Use!)

What is an Employer Identification Number (EIN)? Here are some things to know and where you can go to get an EIN.

tax debt
February 17, 2020

Is Tax Debt Relief Legit? Here’s Help for Your Back Taxes!

Do you owe back taxes? You might be able to pursue tax debt relief. Here are some legitimate ways to find relief from your tax debt. Learn more!

A digital illustration depicts the concept of online banking security, directly relevant to a Vio Bank review. On the left, a hand extends from a computer monitor, holding a miniature, light blue bank building with "BANK" clearly written on its facade, symbolizing accessing banking services online. On the right, hands type on a black keyboard, while a smartphone displaying a lock icon and text message is positioned in front of it. Above the phone, a blue box with a password field and a visible asterisk pattern signifies secure login, and the words "ACCOUNT SECURITY" float nearby. The green background highlights the digital and financial theme, underscoring the article's focus on secure, high-yield savings accounts and whether Vio Bank is a worthwhile option for consumers seeking competitive rates.
February 13, 2020

Vio Bank Review: Pros, Cons, And Alternatives

Are you looking for a savings account with a high yield? If so, consider Vio Bank. Here are some details about the savings account choice.

installment agreement
February 6, 2020

Form 9465: IRS Installment Agreement for Your Taxes

What is Form 9465? Should you file it? Explore this form and learn about installment agreement fees. Also learn about the types of agreements!

A stylized image featuring a dark brown tree trunk and branches reaching upwards, with numerous green leaves of varying shades adorning the branches and background. Each leaf prominently displays a white dollar sign ($) symbol, creating the visual metaphor of a "money tree." Overlaid on the image in a bold, sans-serif font are the words "BRANCH APP" in red at the top, followed by "REVIEW" in blue below it. This image serves as a visual identifier for an article discussing a Branch cash advance app review, highlighting its function as a paycheck advance company and an alternative to payday loans, helping users get money before their paycheck arrives.
February 4, 2020

Branch Review: Cash Advances for Consumers and Employees

If you’re in the difficult position of needing money before a paycheck arrives, consider a cash advance from Branch. Here are details!

MyPoints review
January 30, 2020

MyPoints Review: Pros, Cons, And Alternatives

We’re going in-depth on whether MyPoints, a popular survey and rewards tool, is worth your time to earn extra money online.

Form 10-K
January 13, 2020

What Form 10-K Is and How to Understand It to Use It

If you want to get in-depth with financial analysis of companies, then you should consider looking for their Form 10-Ks. Learn more!

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