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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

passive vs. active investing
July 14, 2021

Passive vs. Active Investing: Which Is Best?

We break down the pros and cons of passive investing vs. active investing to help you choose the best investment strategy for you.

The image displays the iconic Charles Schwab logo, featuring the word "charles" in a flowing, elegant white script font positioned above the word "SCHWAB" in a bolder, all-caps white sans-serif typeface, all set against a vibrant blue background. This recognizable branding element introduces a comprehensive review of Charles Schwab, one of the world's largest and most well-known investment companies. The logo signifies the company's offerings, including brokerage services, commission-free stock and ETF trades, solid banking options, and a user-friendly mobile app, as detailed in the accompanying article discussing reasons why Schwab is considered one of the best places to invest.
July 11, 2021

Charles Schwab Review: Pros, Cons, And Alternatives

Charles Schwab is one of the most well-known investment companies in the world. See what this brokerage has to offer in our review.

Allio Finance Review
July 11, 2021

M1 Finance Review: Pros, Cons, And Alternatives

If your investment strategy includes fractional shares and low cost ETFs, you’ll be hard pressed to find a better tool than M1 Finance.

multi-legged options configurations
July 9, 2021

Multi-Leg Options Strategies: Advanced Options Trading

Multi-leg options strategies often provide defined risk while also requiring less capital than single-leg strategies. Learn how to use them!

The image features a cartoon illustration of a financial broker, representing Tradier Brokerage, against a dark green background. The broker, a faceless figure with light gray skin, wears a white shirt, red tie, and a headset with a microphone, suggesting a focus on customer service and active trading. He is pointing upwards with a pen, surrounded by various financial symbols: a dollar sign within a circular magnifying glass, a briefcase, a stacked document icon, Japanese yen symbols, a candlestick chart, and a euro sign. To the right, a laptop displays a green line graph, symbolizing online trading and market analysis. At the bottom left, "THE COLLEGE INVESTOR" is displayed in white text. This visual cues highlight Tradier's offerings, including commission-free options trading, advanced order capabilities, and deep research tools, catering to sophisticated investors and developers who utilize their API services.
July 8, 2021

Tradier Brokerage Review: Flat-Fee Trading On Stocks, ETFs, And Options

Tradier Brokerage offers unlimited trading for one flat monthly fee and its mobile-only traders don’t pay any per contract fees. Learn more!

An overhead, graphic illustration displays numerous simplified house icons scattered across a light-colored surface, casting soft shadows. Most of the houses are rendered in a neutral gray tone with black outlines, representing various real estate investments. However, several houses are distinctly colored in a vibrant green, highlighting the specific real estate opportunities discussed in the accompanying article, such as private REITs like Streitwise. This visual effectively conveys the concept of diversifying an investment portfolio with real estate, emphasizing the neglect of this asset class by many investors. In the bottom left corner, "THE COLLEGE INVESTOR" logo is prominently featured in white text, reinforcing the source of the financial advice and guidance on topics like asset allocation and passive income through real estate investment trusts.
July 7, 2021

Streitwise Review: Invest In A Private REIT

Streitwise is an online REIT platform that is open to both accredited and non-accredited investors and has enjoyed strong historical returns. 

This image features a vibrant pie chart on a bright yellow background, representing a visual metaphor for financial allocation and money management, key functions of the Albert app discussed in the article. The largest section of the pie chart is white, signifying a significant portion, while smaller segments in red, light blue, and dark blue suggest different categories or distributions of funds, potentially illustrating banking, saving, or investing. The chart has a subtle drop shadow, giving it a three-dimensional effect. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is prominently displayed, tying the image directly to the financial advice and resources provided by the website, particularly regarding personal finance apps like Albert.
July 6, 2021

Albert App Review: An All-In-One Personal Finance Assistant

Albert is a personal finance app that offers automated savings, budgeting, bill negotiation, guided investing, and more.

GradJoy Review
July 6, 2021

GradJoy Review | View And Manage All Your Student Loans

GradJoy is a mobile app that lets you view all of your student loans in one place, helps you find the best repayment plan, and more.

Vanguard
July 5, 2021

Vanguard Review: Pros, Cons, And Alternatives

Looking for an easy way to start investing? Vanguard is a full-service discount brokerage firm. Learn more in this Vanguard Review.

ZenGo Review
July 4, 2021

Zengo Review: Simple And Secure Crypto Wallet

Along with being the first keyless cryptocurrency wallet, ZenGo allows users to buy, sell, and earn interest on cypto assets. Read our review!

This illustrative image visually represents the concept of "DEFAULTED STUDENT LOAN REFINANCING," a service offered by lenders like Yrefy, as discussed in the accompanying article. The central focus is a collection of financial elements, including stacks of golden coins, a brown money bag with a dollar sign, and a red apple resting on coins, symbolizing wealth, debt, and the potential for a fresh start. To the right, a long document resembling a loan agreement or promissory note, complete with a seal, emphasizes the legal and contractual nature of student loans and refinancing. In the background, a stack of books topped with a golden trophy or award signifies education and achievement, while an hourglass suggests the passage of time and the urgency of addressing defaulted loans. Small, silhouetted figures of people are scattered around these items, some seemingly interacting with the financial elements, underscoring the human impact of student loan debt and the act of refinancing to secure a lower interest rate. The overall composition effectively conveys the challenges and opportunities associated with managing and refinancing defaulted private student loans.
July 3, 2021

Yrefy Review: Defaulted Student Loan Refinancing

Yrefy allows borrowers with delinquent or defaulted private student loans to refinance them to a lower interest rate.

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