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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Qube Money
December 3, 2020

Qube Money Review: Pros, Cons, And Alternatives

Qube money offers an all-in-one online budgeting and banking solution by pairing digital cash envelopes with physical debit cards.

This image displays various education-related icons organized into two rows, illustrating the concept of "Rollovers & Transfers Pros and Cons" for 529 plans, as highlighted by the bold red text at the top. The top row features three distinct scenarios: a desk with a laptop and documents suggesting academic work, a graduation cap symbolizing higher education, and a stack of books with the Union Jack flag, possibly indicating international study or diverse educational options. The bottom row showcases three more icons: a stack of colorful textbooks next to an open laptop displaying "529," reinforcing the financial planning aspect; a pile of books with purple headphones, representing online learning or audio resources; and another stack of books resting on a tablet, signifying digital educational materials. The overall image contextually supports an article discussing the benefits and potential downsides of transferring or rolling over 529 college savings plans, addressing concerns like high fees, website navigation issues, or reallocating funds if a child forgoes college.
December 2, 2020

529 Plan Rollovers And Transfers: Pros And Cons

We break down all the benefits of 529 plan rollovers and transfers as well as a few potential downsides you’ll want to watch out for.

Maximus federal student loans
December 1, 2020

Maximus Federal Student Loans: What To Know

Maximus Federal Services currently collects on defaulted federal student loans, but may service more loan types in the future. Learn why!

EveryDollar
November 26, 2020

EveryDollar Review: Budgeting App From Dave Ramsey

EveryDollar is a zero-based budgeting app created by Ramsey Solutions that can help you plan for monthly expenses and track your spending.

An illustrative image for an article on "Floating Rate Funds | What They Are And How They Work" features a vibrant blue and orange color scheme, designed to attract attention on platforms like Pinterest. In the foreground, a businessman in a dark suit pushes a wheelbarrow overflowing with gold coins, symbolizing potential returns and investment. To his right, another figure in a blue suit sits casually on a large, dark-colored wallet, which has an open flap revealing a white, abstract shape inside, possibly representing the complex nature of these funds. In the background, a third suited figure stands, observing the scene. The image visually conveys the concept of floating rate funds as fixed-income investments that could offer higher returns compared to traditional bond funds, while also acknowledging the associated higher risks. The prominent text "FLOATING RATE FUNDS WHAT THEY ARE AND HOW THEY WORK" clearly identifies the article's focus on helping investors understand this specific type of diversified portfolio addition.
November 25, 2020

Floating Rate Funds: What They Are And How They Work

Floating rate funds are fixed-income investments that may offer better returns than traditional fixed-income funds, but are also higher-risk.

A vibrant, illustrative image on a gradient red and pink background depicts a person walking from left to right, burdened by student loan debt. The individual, dressed in dark blue pants and a light blue top, carries an oversized blue credit card with a yellow stripe, symbolizing financial obligations. Attached to their left ankle is a dark blue ball and chain, metaphorically representing the weight of debt. To the right of the person sits a pink piggy bank with yellow ears, next to a small green potted cactus, suggesting the slow growth of savings or the thorny nature of financial struggles. The top of the image features red and blue text that reads "(TEXAS GUARANTEED STUDENT LOANS): WHAT TO KNOW," directly referencing the article's topic about Trellis Company and its role in the student loan industry. This visual effectively encapsulates the challenges and key information surrounding student loan management and the services provided by Trellis Company.
November 24, 2020

Trellis Company (Texas Guaranteed Student Loans): What To Know

Discover who Trellis Company is, how they help student loan borrowers today, and why they may soon become a federal Direct Loan servicer.

Edward Jones
November 19, 2020

Edward Jones Review: High Fees, Poor Reviews

Edward Jones (EJ) is a full-service investment brokerage firm that does estate planning, financial planning, retirement planning, and more.

Prism app
November 17, 2020

Prism App Review: Free App Takes The Stress Out Of Bill Management

With the Prism app, you can track and pay all of your bills in one place to help you achieve your budgeting and savings goals.

This image depicts a stylized illustration representing advocacy for student loan borrower protections, directly relating to the California Student Borrower Bill of Rights discussed in the article. A prominent red and white megaphone in the upper left corner, held by a light-skinned hand, points rightward, emitting three blue sound waves, symbolizing a powerful message or announcement. Below the megaphone, a diverse group of hands, some open and raised as if in agreement or participation, and others clenched into fists, are shown, suggesting unity and strength among student loan borrowers. These hands vary in skin tone, emphasizing broad support and the impact of the new law on a wide range of individuals. The background is a soft, light green. In the bottom left corner, the text "THE COLLEGE INVESTOR" is displayed in white, indicating the source of this important information regarding student loan reform and consumer protection laws like AB 376.
November 16, 2020

Understanding The California Student Borrower Bill Of Rights

The California Student Borrower Bill of Rights provides strong protections for student loan borrowers and accountability for servicers.

A visually engaging graphic illustrating the process of filing taxes with multiple W-2 forms is displayed against a light purple background. At the top, bold blue and red text clearly states, "HOW TO FILE YOUR TAXES WITH TWO OR MORE W2S," emphasizing the article's core subject for the millions of Americans who hold more than one job or change employers. Below the title, a white document resembling a tax form, likely an IRS W-2, is partially visible, indicating the official paperwork involved in tax season. Prominently featured in the foreground are three stacks of green paper money, each stack consisting of several bills, symbolizing income and the financial aspect of tax filing. This imagery directly relates to the article's discussion of how the IRS views W-2 income and helps busy workers understand the ease of submitting their tax return, even with various W-2s from different employers throughout the year.
November 11, 2020

How To File Your Taxes With Multiple W-2 Forms

If you’re one of the millions of Americans who have two or more jobs, here’s how to file your tax return with multiple W-2 forms.

Best Accounting Software
November 2, 2020

Best Online Accounting Software For Side Hustlers And Freelancers

We compare the best online accounting software options for freelancers and side hustlers, including Quickbooks, Xero, Wave, and FreshBooks.

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