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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Image of credit score along laptop. Source: VitalikRadko
June 27, 2025

Record Number Of Student Loan Borrowers Behind On Payments

Student loan delinquencies near record highs, credit scores fall. Here’s what the latest data says about student loan repayment.

US Capitol in Washington DC (District of Columbia), United States of America | Source: The College Investor
June 26, 2025

Senate Blocks GOP’s Plan To Cut Student Loan Options

The Senate Parliamentarian ruled that student loan plan changes can’t impact current borrowers. But future changes could still pass.

Linda McMahon testifies before the Senate Health, Education, and Labor Committee during a nomination hearing as Secretary of Education in Washington DC, USA, on February 13, 2025. (Photo by Lenin Nolly/NurPhoto via AP)
June 26, 2025

Proposed PSLF Rules May Block Workers From Loan Forgiveness

Proposed PSLF rule changes could affect millions of public service workers, blocking some from future loan forgiveness.

Credit Card Debt | Source: The College Investor
June 25, 2025

Credit Card Debt Stands At $1.18 Trillion In 2025

U.S. credit card debt hits $1.18 trillion. Young adults face rising delinquencies and high rates.

Gen Z and Social Security | Source: The College Investor
June 24, 2025

Gen Z May Pay More For Less In Social Security

Social Security may be forced to cut benefits by 2034. What that means for Millennials and Gen Z.

Apprenticeship Programs | Source: The College Investor
June 24, 2025

Apprenticeships And Career Programs Are Booming

More students are choosing apprenticeships over college as paid career programs expand across industries and states.

Graduate School Debt | Source: The College Investor
June 23, 2025

TikTok Dentist’s $1.2M Loan Sparks Real Talk On Grad Debt

A dentist on TikTok joked about having $1.2M in student loans. For some grads, it’s real. Here’s how it happens and what they can do.

What Is Student Loan Insurance | Source: The College Investor
June 23, 2025

What Is Student Loan Insurance And Should You Get It?

Student loan insurance is a new option from EdInsure that allows you to buy protection if your future income doesn’t allow you to make a student loan payment.

Side Hustles To Pay For College | Source: The College Investor
June 23, 2025

How Side Hustles Are Helping Grads Tackle Student Loan Debt

Students are turning to side hustles like reselling and freelancing to pay tuition and loans.

High School ROTC Selective Service | Source: The College Investor
June 22, 2025

Selective Service Rules Every 18-Year-Old Should Know

Selective Service registration is required by law. Here’s what happens if you don’t sign up, and even though it’s no longer on the FAFSA, why you still should.

PSLF Buyback Frustration | Source: mentalmind
June 21, 2025

Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?

PSLF borrowers stuck in Buyback queues may benefit by switching to IBR or Standard plans. Here’s what to weigh.

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  • UC San Diego, Bachelor of Arts in Political Science
  • UC San Diego, Master of Business Administration

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