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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
April 23, 2025

Deferment And Forbearance Are Not Student Loan Default

There’s a lot of confusion about whether the SAVE forbearance, other deferments, or $0 payments are considered defaulted for student loans.

April 21, 2025

Student Loan Collections Resume May 5: What to Know

Student loan collections restart May 5. Defaulted borrowers face garnishment unless they act now to resolve loans.

Stock market circuit breakers | Source: Depositphotos
April 21, 2025

Dow Drops Nearly 1,000 Points As Trump Escalates Fed Feud

Dow drops 1,000 points as Trump renews Fed attacks and tariffs unsettle markets. S&P 500 and Nasdaq also fall sharply.

bungled FAFSA launch
April 21, 2025

FAFSA Completions Up 60% This Year

Class of 2025 FAFSA completions rise 60%, but rates still trail pre-pandemic levels.

Financial Aid If You Take A Gap Year | Source: The College Investor
April 21, 2025

What Happens To Financial Aid If You Take A Gap Year

If you take a gap year, your financial aid package may change. Here’s what happens to your merit aid and need-based aid if you defer enrollment for a year.

A light teal and white graphic depicts a bank building with classic columns at its center, symbolizing financial institutions. Around the bank, several dollar signs in circles are scattered, representing money and banking services. In the foreground, a white check with a dollar sign symbol on it is prominently displayed, emphasizing the core topic of checking accounts. The background features abstract shapes and lines in coordinating teal, white, and dark gray, creating a modern and clean aesthetic. This image illustrates the concept of "second-chance checking accounts," highlighting how these special bank accounts help individuals with past negative banking records, such as bounced checks or overdrafts, get back on track and manage their finances effectively.
April 20, 2025

Best Second-Chance Checking Accounts In 2026

Are you having a difficult time getting approved for a checking account? If so, take a look at these second-chance checking accounts!

Calendar Dates For Student Loans | Photo Credit: The College Investor
April 19, 2025

Key Dates For Student Loan Borrowers In 2025

Key student loan deadlines shift for SAVE, IDR, and new borrowers. Here’s what to keep track of for your student loans.

CFPB | Photo: rafapress
April 18, 2025

Judge Blocks Trump Plan To Fire 90% Of CFPB Staff

A judge has temporarily blocked the Trump administration’s plan to fire 90% of the CFPB’s workforce.

Discover and Capital One To Merge | Photo: Mojahid_Mottakin
April 18, 2025

Capital One And Discover Merger Approved By Fed

The Fed has approved Capital One’s merger with Discover. Discover also faces a $100M fine over credit card fee practices.

Student Loan Statute Of Limitations Timelines
April 18, 2025

Student Loan Statute Of Limitations Timelines (By State)

Private student loans are subject to state statute of limitations laws. Here are the student loan statute of limitations timelines by state.

ScholarshipOwl review
April 18, 2025

ScholarshipOwl Review: A Quick Way To Find And Apply For Scholarships

Scholarship matching services like ScholarshipOwl can help you search thousands of scholarships in one location. Is it worth it? Find out in our full review.

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