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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Black Friday Cyber Monday Deals
November 28, 2025

Best Black Friday And Cyber Monday Personal Finance Deals In 2025

The best Black Friday and Cyber Monday deals on personal finance tools, investing and banking bonuses to grow your savings and wealth in 2024.

President Donald Trump holds the executive order to dismantle the Department of Education he just signed with Education Secretary Linda McMahon during an event in the East Room of the White House in Washington, D.C. on March 20, 2025. The Department of Education was first formed in 1980 by President Jimmy Carter and has long been a target for Republicans. (Photo by Samuel Corum/Sipa USA)(Sipa via AP Images)
November 28, 2025

What PSLF Borrowers Need To Know About Green Banners

PSLF borrowers may see a green banner at 120 payments. Here’s what it means and how to know when loans are officially forgiven.

Nurses and Surgeon Working in Operating Room
November 27, 2025

How New Federal Loan Limits Could Shape Nursing Programs

Federal loan caps are shifting for graduate programs. Here’s how the changes affect nursing degrees and why the Department disputes viral claims.

Subsidized vs Unsubsidized Student Loans
November 27, 2025

Subsidized vs. Unsubsidized Student Loans

Understand the key differences between subsidized and unsubsidized student loans, including who qualifies, how interest works, and which loan saves you more money. Learn smart strategies before borrowing for college.

Splash Financial Student Loan Refinancing Review
November 26, 2025

Splash Financial Student Loans Review: Pros And Cons

Splash Financial is a student loan marketplace that has partners that cover roughly one-third of student loan lenders.

A lone figure sits on the jagged edge of a high cliff overlooking a misty river valley. This visualizes the "student loan tax cliff" approaching on December 31, 2025, when the federal tax exemption for loan forgiveness expires. The precarious setting symbolizes the urgency for borrowers, particularly those on the SAVE plan, to act quickly to secure their forgiveness status before facing a potential tax bill. Source: The College Investor
November 26, 2025

Student Loan Tax Cliff Nears: Key Deadline Ahead

The student loan tax exemption ends in 2025. Some borrowers must act now to avoid tax bills on IDR forgiveness.

earn extra money for christmas
November 26, 2025

23 Ways To Earn Extra Cash For Christmas

There are still a few weeks before Christmas which means you still have time to earn extra cash for Christmas shopping.

Grad school
November 25, 2025

Best Graduate School Student Loans And Rates

We break down the best ways to pay and the best student loans for graduate school – so you can know what your options are to make it affordable.

Watching The Clock On SAVE Plan | Source: The College Investor
November 25, 2025

What’s Happening With The SAVE Plan In November 2025?

The SAVE plan is ending—see what repayment changes mean for borrowers and when payments could resume.

Graphic for The College Investor podcast featuring a professional portrait of special guest California State Treasurer Fiona Ma, CPA. Ma is pictured with her arms crossed, wearing a navy blazer and pearl necklace, set against a background featuring an orange silhouette map of California, geometric shapes, and gold coins. The image headers an episode discussing state-sponsored financial security programs, including ScholarShare 529 plans, CalKIDS, and CalABLE. Source: The College Investor
November 24, 2025

Treasurer Fiona Ma on College Savings, CalABLE, and More

Learn how Fiona Ma and CalABLE’s Thomas Martin break down ScholarShare, CalKIDS, and disability savings for California families.

A side view of a young Asian woman with long brown hair, visibly stressed and overwhelmed, sitting at a light wooden desk. Her eyes are closed, her brow furrowed, and her right hand is pressed against her forehead, holding a dark pencil, indicating deep frustration or fatigue. A black laptop is open on the left side of the desk, along with a white coffee mug and a small green plant with white flowers, suggesting a home or office study environment. The background is a blurred light wall and a wooden door. This image powerfully illustrates the immense academic pressure, financial hardship, and mental health struggles that contribute to the alarming college dropout rate, where nearly 40% of students leave without earning a degree due to affordability issues, academic difficulties, and personal responsibilities. Source: The College Investor
November 23, 2025

Why One-Third Of College Students Drop Out Without A Degree

Over one-third of college students drop out and never finish their degree. Here’s why and how families can plan for the financial impact.

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  • UC San Diego, Bachelor of Arts in Political Science
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