Stopping Tax Offsets Due To Student Loan Debt
If you’re worried about the IRS taking your tax refund due to student loan debt default, here’s how you can challenge tax offsets.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

If you’re worried about the IRS taking your tax refund due to student loan debt default, here’s how you can challenge tax offsets.

Some student loan borrowers report incorrect default notices on StudentAid.gov after a website update. Here’s what to check and what to do next.

New court filing shows IDR backlogs falling, but hundreds of thousands of borrowers are still waiting on student loan decisions.

Learn how scholarships, grants, community college, and earning credits in high school reduce college costs dramatically for families.

Looking to get paid early? These bank accounts offer early direct deposit in 2026 – access your paycheck or tax refund up to 2 days sooner.

New federal loan caps leave graduate students with potentially big gaps. Private lenders may not fill them.

New data shows most student loans remain paused and delinquencies rising as a settlement may force millions to restart payments after five years.

Congress will be eliminating Grad PLUS Loans. Learn how this could affect law, med, and master’s students.

FAFSA adds a lower-earnings alert, SAVE moves toward phase-out, colleges pursue economic diversity, Pell rules emerge, and Texas loses HSI funds.

Didn’t get financial aid freshman year? FAFSA eligibility can change sophomore year. Here’s why filing again matters.

Parent PLUS borrowers must consolidate by June 30, 2026 to keep access to IBR and ICR. March is the latest safe time to apply.
The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.