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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Student Loan Refinancing Bonuses
January 27, 2026

Best Student Loan Refinancing Bonuses And Promotional Offers

Before refinancing your student loans, make sure you’re looking for the best student loan refinancing bonuses that could sweeten the deal beyond APR, fees, and more.

Sunny view of a paved pathway leading toward the historic, castle-like red brick buildings of Yale University's campus. This image visually anchors the news of Yale raising its free-tuition income threshold to $200,000, highlighting the elite institution's efforts to expand affordability amidst rising costs. Source: The College Investor
January 27, 2026

Yale Joins Harvard and MIT in Expanding Free Tuition for Middle-Class Families

Yale will offer free tuition to families earning up to $200,000 starting in 2026. Here’s how the policy works and who benefits.

Close-up of a businessman in a gray suit holding a pen while explaining a contract to a client at a wooden table. This image illustrates the consultation process for refinancing private student loans, specifically highlighting the new option of income-based repayment plans offered by lenders like RISLA. Source: The College Investor
January 27, 2026

Income-Based Repayment Comes To Private Student Loans

Income-based repayment is no longer just for federal loans. One private lender is testing a new approach to student debt.

Front facade of the US Supreme Court Building in Washington DC | Photo by PTHamilton
January 27, 2026

When Do You Need A Lawyer For Your Student Loan Debt?

An understanding about when you should contact and get help from a lawyer for your student loan debt problems.

Close-up of a person's hands writing a check on a wooden desk. This image illustrates the reality of out-of-pocket college costs, where most families end up paying between $25,000 and $100,000 for a bachelor's degree after financial aid is applied. Source: The College Investor
January 26, 2026

What Families Really Pay For College Out Of Pocket

Most families pay $25,000 to $100,000 out of pocket for college. Here’s what the data shows about real college costs.

Most Common Multiple Income Streams
January 25, 2026

How To Create Multiple Streams Of Income

You can create multiple streams of income with your salary, side hustle, investments, hobbies, rental property, and more, and all will build real wealth over time.

Education Secretary Linda McMahon speaks to the crowd as protesters gather outside the Supreme Court as it hears arguments over state laws barring transgender girls and women from playing on school athletic teams, Tuesday, Jan. 13, 2026, in Washington. (AP Photo/Jose Luis Magana)
January 24, 2026

Three Myths About Leaving the SAVE Plan — and What Borrowers Should Know

Borrowers hear warnings about delays, consolidation, and interest when leaving SAVE. Here’s what actually happens under current rules.

Capital Gains Tax Calculator | Source: The College Investor
January 24, 2026

Capital Gains Tax Calculator For 2026

Use our free capital gains tax calculator to help you estimate how much in taxes you’ll owe on your capital gains for 2026.

Central Michigan University
January 23, 2026

This Week In College And Money News: January 23, 2026

Tuition-free college expands, wage garnishment returns, forgiveness deadlines approach, and states cut college costs earlier.

The United States Capitol building with American flag | Source: The College Investor
January 22, 2026

New Bill Would Expand Definition Of Professional Degrees

A new House bill would expand which graduate degrees qualify for higher federal student loan limits as Grad PLUS loans end in 2026.

YieldStreet Review
January 22, 2026

Willow Wealth Review: Pros, Cons, And Alternatives

Willow Wealth allows investors to connect with individual high yield alternative assets such as real estate, private equity, and private credit.

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