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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Save Money In College
February 2, 2026

50 Ways To Save Money In College

Here’s our list of the 50 best ways that you can save money in college and live on a tight budget while still having fun!

Speaker of the House Mike Johnson, R-La., speaks during a news conference at the Capitol, May 6, 2025, in Washington. (AP Photo/Rod Lamkey, Jr., File)
January 31, 2026

Government Shutdown and Student Loans Explained (2026 Update)

Here’s what the government shutdown and your student loans will work, what you need to pay, and what assistance you can expect.

IRS Direct file
January 31, 2026

IRS Transcript Codes And WMR Reference Codes

Here’s what the IRS Where’s My Refund reference codes mean when checking WMR online, or calling the IRS, or using the Refund Status tool.

Should You Pay For Audit Protection For Your Taxes?
January 31, 2026

Should You Pay For Audit Protection For Your Taxes?

Could audit protection for your taxes really help you out? Find out what audit protection insurance actually covers and more.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
January 30, 2026

This Week In College And Money News: January 30, 2026

Pell Grants stay intact, tuition hikes loom, accreditation rules shift, and New York expands state aid.

A better investment strategy for 529 plans
January 30, 2026

College ROI Calculator (Return On Investment For Education)

Use our free College ROI Calculator to determine your estimated return on investment based on how much you spend on college.

How To Use A 529 Plan To Repay Student Loans
January 29, 2026

Best Student Loan Repayment Plans (Updated For OBBBA)

Are you looking for the best student loan repayment plan that works for your unique financial situation? Take a look at your options here!

Student Loan Repayment Restart
January 29, 2026

RAP vs. IBR: What Student Loan Borrowers Need To Know In 2026

The OBBBA changes student loan repayment and offers RAP and IBR for student loans. See side-by-side examples of monthly payments for different borrowers.

Diverse group of smiling elementary school children running away from the camera down a sunny walkway lined with trees and school buildings. The children are wearing backpacks, representing the broad range of K-12 students who could benefit from the new Education Freedom Tax Credit, which aims to fund scholarships for public, private, and charter school expenses. Source: The College Investor
January 29, 2026

Education Freedom Tax Credit: Who Qualifies and When

A new federal tax credit could help pay for private school, tutoring, or supplies. Here’s who qualifies and when it starts.

Organize Your Finances
January 28, 2026

How To Completely Organize Your Finances And Your Money

Here’s how you can completely organize your finances, your budget, your important financial paperwork, and more.

US Bank Bonus Offer | Source: The College Investor
January 27, 2026

U.S. Bank $1,200 Cash Bonus For New Business Checking Accounts

U.S. Bank is offering up to a $1,200 cash bonus offer when you open a new business checking account and complete qualifying activities.

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  • UC San Diego, Bachelor of Arts in Political Science
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