How America Plans for College 2026: Key Stats
New Sallie Mae How America Plans for College 2026 report shows higher savings, earlier planning, and big knowledge gaps about loan interest and aid.
Robert’s latest articles
Cosigner Release on Private Student Loans: The Truth
CFPB data shows 90% of cosigner release applications on private student loans get denied. Here’s why — and how to actually remove a cosigner.
Education Department’s New Rules May Block PAYE Enrollment Before July 1 Deadline
New Education Department rules effective July 1, 2026 may block many borrowers from enrolling in the PAYE student loan repayment plan before its 2028 phaseout.
Credit Union Student Loans: Guide To Direct vs. Partner Programs
Looking for a credit union private student loan? Learn the three lending models, who actually funds the loan, and how to verify before you sign.
College Students Expect $80,000 Starting Salaries — The Real Number Is $24,000 Less
College students expect $80K starting salaries but actual average is $56,153 — a $24K gap that directly affects student loan repayment plans.
Best Investment Accounts For Teens In 2026
Compare the best investment accounts for teens in 2026, including Fidelity Youth, Schwab Teen, Acorns Early, Greenlight, and custodial Roth IRAs.
State Based Non-Profit Student Loan Lenders
Private non-profit student loan providers offer lower interest rates and fees. But where can you find them? Here are the state non-profit student loan providers.
New Parent PLUS Limits Take Effect July 1 — What Families Need To Plan For Fall
Parent PLUS loans will be capped at $20,000/year and $65,000 lifetime starting July 1, and Grad PLUS ends. Here’s what families with fall 2026 students need to know.
Trump’s TrumpIRA Executive Order Rebrands Biden’s $1,000 Saver’s Match
Trump’s executive order launches TrumpIRA.gov by 2027, but the $1,000 federal match it promotes was created under Biden’s SECURE 2.0 Act in 2022.
Students Pick Work Over College As AI Rewrites Career Plans
EAB’s 2026 survey shows 67% of students who skipped college blamed cost of living — up from 51% — as AI uncertainty reshapes major and career choices.
SAVE Borrowers Have 90 Days After July 1 to Switch Plans
The Department of Education will give SAVE borrowers 90 days after July 1 to pick a new plan — or be auto-enrolled in standard repayment. Here are the options.