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Home / Earn Money / Side Hustle / Fetch Rewards Review: Pros And Cons

Fetch Rewards Review: Pros And Cons

Updated: February 11, 2025 By Robert Farrington | 6 Min Read 1 Comment

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Fetch rewards
Fetch rewards review | Source: The College Investor

Fetch Rewards is an app that allows shoppers to earn rewards every time they shop for groceries. All you have to do to earn rewards is scan your receipts from your trips to the grocery store.

Fetch Rewards certainly isn’t the only grocery-receipt scanning app on the market. There is a lot of competition in this space, including from popular cashback apps like Ibotta, Rakuten, and Checkout51.

But Fetch Rewards has a few features that help to separate it from the crowd. Let's talk about how to use Fetch Rewards to earn points that you can turn into rewards.


Fetch Rewards

Quick Summary

  • Earn rewards on your grocery purchases no matter where you shop
  • Automatically receive bonus points for Special Offer products 
  • Redeem your points for gift cards to hundreds of restaurants and stores
OPEN AN ACCOUNT

Fetch Rewards Details

Product Name

Fetch Rewards

Cost

Free

 Payout Threshold

3,000 points

Payout Options

Gift Cards

Promotions

2,000 Signup Points (Requires Promotion Code)

Table of Contents
How Do You Earn Points With Fetch Rewards?
How To Use The Fetch Rewards App
How Do You Cash Out Your Fetch Points?
Are There Any Fees?
How Does Fetch Rewards Compare?
Is It Safe And Secure?
Contact
Is Fetch Rewards Worth It?
Features

How Do You Earn Points With Fetch Rewards?

There are three different ways to earn points with Fetch Rewards: purchase participating products, purchase Special Offer Products, and refer friends and family. Here’s how each of the options work.

Purchase Participating Products

With Fetch Rewards, you earn points by buying participating products - regardless of when or where you buy them. This is different from other grocery-receipt scanning apps like iBotta, which require you to unlock offers at specific stores and during specific periods.

Fetch Rewards doesn’t care where you buy their participating products. As long as you buy a product from one of their partners and scan in your receipt, it doesn’t matter to them which store you bought the product from. This makes it less of a hassle to use than other apps, since you can continue to shop at your favorite stores while still earning rewards.

Participating brands in the baby category include names GoodNites and Huggies. Beauty products from St Ives, Ponds and Noxcema are supported as well. And they have a number of beer, spirits and beverage partners as well.

In total, over 200 brands participate on the Fetch Rewards platform. See the full list of brands.

Purchase Special Offer Products

It’s always great to earn extra points on top of your regular points, right? Well, with Special Offer Products, you can do that. On these specific items, Fetch increases the number of points you can earn when you buy them during a specific period.

Again, unlike Ibotta, you don’t need to “redeem” or “activate” these bonus offers. So if your favorite deodorant brand is on the Special Offer list, you’ll automatically earn extra points after scanning your receipt, whether you knew it was a Special Offer product or not.

Refer Friends And Family Members

Inviting friends and family to the Fetch Rewards platform is one of the easiest to earn extra cashback. For every friend you refer with your unique referral code, you’ll both get 2000 points when they scan and complete their first receipt.

Have a lot of friends who you think would like to join? Then you’ll be happy to know that there is no limit on the number of times you can earn referral bonuses.

How To Use The Fetch Rewards App

Fetch Rewards is available on the Google Play store or the App store. Creating an account is free. And you can even get 3,000 bonus Fetch Points if you use the code FRWEB during signup.

Once you download the app and put in the information you’re required to enter, you can begin to browse their offers. This is helpful because you can make a list of items to purchase on your way to your favorite grocery or pharmacy so that you can earn the appropriate points.

Next, go shopping! And, most importantly, make sure to keep your receipt. The receipt needs to include the store name, the items purchased, the date you bought the items, the total amount and the store address.

Now that you have your receipt, submit a picture of it inside the Fetch Rewards app. If the receipt is long, the app will allow you to take up to 4 pictures so you can capture the whole receipt.

Once you submit your receipt, you can expect to receive the corresponding points for each participating item within 24-48 hours. Fetch Rewards encourages users to get in touch with their support team if you haven’t received your points after 72 hours. 

How Do You Cash Out Your Fetch Points?

With Fetch Rewards, 1000 points is the equivalent of $1 (USD). Once you hit the 3000-point threshold (the equivalent of $3 USD), you can begin cashing out on Fetch Rewards.

This is a much lower cashout minimum than iBotta, which requires shoppers to reach a rewards balance of $20 before making a withdrawal.

However, on the downside, Fetch Rewards only offers gift card withdrawals while iBotta will allow you to send your money to PayPal. Read our full review of Ibotta.

Once you accumulate 3000 Fetch Points, you can redeem those points for rewards. Shoppers can access rewards from some of the most popular stores and online sellers around the United States.

You can earn gift cards to restaurants like:

  • BJ's Restaurants
  • AppleBees
  • Chilli’s
  • Maggiano’s Little Italy
  • Buffalo Wild Wings
  • California Pizza Kitchen
  • Caribou Coffee
  • Ihop
  • Olive Garden
  • Dunkin' Donuts

You could also earn gift cards for popular beauty brands like Ulta and Sephora or tech gear from companies like FitBit and Nintendo. And you can redeem your Fetch Points for gift cards to retail favorites like Amazon and Target.

If you don’t want any of these store cards, you can also use your Fetch Points to buy a Mastercard or Visa gift card! See a full list of rewards here.

Are There Any Fees?

You won’t run into any fees to withdraw your funds from Fetch Rewards. However, you’ll need to reach a minimum threshold of 3000 points (basically $3) before you can request a cash out. 

How Does Fetch Rewards Compare?

Fetch Rewards isn't the only store that focuses on rebates from grocery shopping and receipt scanning. The biggest competitor is Ibotta.

Ibotta does have a bigger sign-up bonus than Fetch, but Ibotta requires a much higher payout threshold ($20 currently). Ibotta is much more established, being back by Wal-Mart and even potentially looking to go public on it's own.

See our full Ibotta review here.

Is It Safe And Secure?

The platform only offers gift card withdrawals, which can be annoying. You can request both digital and physical giftcards. There is no need to connect your bank or other secure information, so the program is very secure in that way.

However, do realize that by scanning your receipts, this company is providing your shopping habits to other companies. That is what you're being rewarded for. If you value your privacy, this app isn't for you.

Contact

You can get in touch with Fetch by using a support ticket in their help portal.

With over 1,800 reviews, Fetch has earned a 4.0 out of 5 on Trustpilot. The app also earned 4.7 out of 5 stars in the Google Play Store. While the Apple App Store reviews are higher, at 4.8 out of 5 stars, the reviews suggest you should expect a generally positive experience from the platform.

Is Fetch Rewards Worth It?

Since Fetch Rewards is completely free to use, it can’t hurt to earn free money by scanning your receipts into the app. It offers more shopping flexibility than iBotta, but less cashout flexibility since gift cards are your only redemption option.

But the best part about grocery-receipt-scanning apps like Fetch Rewards and iBotta is that you may even be able to scan the same receipt into multiple apps to double or triple your cash back for the same products! See our full list of the best money-making apps.

Features

Fetch Rewards Features

Cost

Free

Payout Threshold

3,000 points

Payout Options

Gift Cards

Sign-Up Bonus

2,000 points (With Promotion Code FRWEB)

Participating Brands

200+

Eligible Stores

Any store that sells groceries (grocery stores, convenience stores, liquor stores, drug stores, big box stores, club stores, etc.)

Referral Bonus

2,000 points

Referral Bonus Limit

None

Time Limit to Submit A Receipt

14 days

Maximum Number of Scanned Receipts 

14 receipts within a 7-day period

Fetch Rewards Review
  • Earning Potential
  • Ease Of Use
  • Payout Options
  • Customer Service
Overall
3.5

Summary

Fetch Rewards is an app that allows shoppers to earn rewards on their everyday grocery purchases by simply scanning a photo of their receipt.

Pros

  • Easy to use and free
  • Calculates rewards points in real-time

Cons

  • Limited payment options
  • Try Fetch Rewards

Editor: Clint Proctor Reviewed by: Claire Tak

Robert Farrington
Robert Farrington

Robert Farrington is the founder of The College Investor and is widely recognized as one of the nation’s leading voices on student loan debt and saving for college. He holds an MBA from UC San Diego Rady School of Management and has spent over 15 years researching, writing, and advising on student loans, 529 plans, financial aid programs, and saving and investing for young professionals.

Robert has been featured in the The New York Times, The Wall Street Journal, The Washington Post, NBC News, and Forbes, where he has been a regular personal finance contributor for over a decade. His work combines both professional expertise and personal experience – he successfully navigated his own student loan repayment journey and has helped thousands of readers do the same.

He is committed to making the intersection of personal finance and education transparent and accessible. You can learn more about Robert on the About Page or on his personal site RobertFarrington.com.

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Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
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