Would you like to get paid to shop? That might sound like something a scam company would ask you. But TopCashback is a legitimate cashback platform that will pay you a commission for shopping through their website or app.
TopCashback launched in 2005 in the UK and expanded to the USA in 2011. Since then, they’ve garnered amazing traction and now partner with over 4,000 online retailers. They’re also available to shoppers in China, India, Japan and Germany.
If you’ve been thinking of using a cashback program to make some money on the side and beef up your savings, TopCashback may be worth checking out. Continue reading our full TopCashback review to learn more about what it has to offer.
Quick Summary
- Passes on 100% of referral commissions to its members
- No minimum payout restrictions
- Cashback offers at over 4,000 stores
TopCashback Details | |
|---|---|
Product Name | TopCashback |
Number of Stores | 4,000+ |
Cost | Free |
Payout Restrictions | None |
Payout Options | 14 |
Promotions | None |
How TopCashback Works
TopCashback has over 15 million users worldwide. And as already mentioned, they've been in business for the past 15 years.
You can install TopCashback as a browser extension on both Google Chrome and Firebox. Or you can download it as an app from the Google Play Store or the Apple App Store.
After installing the app or extension, you'll be required to sign up for an account. Once you sign up, you’re ready to start shopping and earning cashback!
Earn Cash Back
Once you sign up through TopCashback, you can browse and shop in over 4000 stores including popular online marketplaces like eBay, Walmart, Amazon and Best Buy.
If you'd like to earn money for purchasing through these websites, I recommend you do so through a cashback app like TopCashback.
If you use the browser extension, you can get notified of cashback rates directly through your browser or app so you don’t miss out on any money you deserve.
Score The Best Coupons And Deals
On top earning cashback, you can also use TopCashback to find coupons and deals for your favorite stores. They offer coupon codes and in-store coupons as well.
You’re already shopping and earning cashback, getting a coupon or deal on your purchase will take your savings further.
Shop Various Categories
Every category you want to shop online is covered through the TopCashback app or browser extension. You can shop for groceries, clothing, electronics, home and garden supplies, and much more through the app.
No matter what you need to buy, there's a good chance that TopCashback has a retail partner that is willing to give you cashback for the purchases you make.
Are There Any Special Features?
Most cash back programs only offer you a fraction of their earnings. TopCashback, on the other hand, pays you 100% of the commission it earns from its partners.
How does TopCashback make money if it doesn't keep any of its commissions? TopCashback earns money by selling advertising on its site. But that fact that it passes on 100% of its commissions to its shoppers is a big deal. There's definitely the potential to earn a lot more money with TopCashback than its competitors.
Unlike other cashback programs, there are no minimum thresholds you have to reach before you can request a payout from TopCashback.
You also get more payout options. While many programs only offer PayPal deposit, with TopCashback you can also get your money via Direct Deposit or cash it out as a gift card - including Amazon, Walmart and Target.
What Are Users Saying About TopCashback?
As of this writing, TopCashback has 5895 reviews on TrustPilot. Out of that number, 92% of reviewers have left a review that was “great” or “excellent.” This reflects very well on TopCashback.
Its app has over 1 million downloads in the Google Play Store with a 3.7 rating. And it has over 4000 reviews in the Apple App Store with an average 4.7 rating.
The one complaint that was common in the reviews was that the dashboard took a while to update with the cashback earned. The reason this may happen is because after a purchase through their app or browser extension, cashback websites have to verify the purchase before they can issue cashback.
However, while it may take a few days for earnings to show up in your account, TopCashBack will eventually deliver. It's a legitimate cashback platform that will pay you the cashback you earn for purchases made through them.
What Are The Alternatives?
There are many different cashback programs to choose from today. But one of TopCashback’s fiercest competitors is Rakuten (formerly Ebates).
While both cashback platforms have a lot to offer, TopCashback has far more partners (over 4,000) than Rakuten (over 2,500). Rakuten also currently has a $5.01 minimum payout while TopCashback has no payout restrictions. Here is a full side-by-side comparison of TopCashback and Rakuten.
If you’re looking for cashback programs that reward you for doing online tasks, Swagbucks or Inbox Dollars may be better options. Check out our full list of the best survey and reward sites for 2020.
Final Thoughts
Like other cashback platforms, TopCashback has one major drawback —- you have to spend money to “save” money. If using TopCashback tempts you to shop more frequently and overspend, it ultimately won’t help your budget.
But, like rewards credit cards, if you only use cashback sites to shop for things that are already in your budget, they can definitely help you save.
If you think using a cashback website is right for you, TopCashback’s payouts and store choices are some of the best you’ll find. Compare TopCashback with other popular rewards sites.
TopCashback Review
- Earning Potential
- Ease Of Use
- Payout Options
- Customer Service
Overall
Summary
- TopCashback is a cashback platform that passes on 100% of its referral commissions to its members and has no minimum payout restrictions.
Pros
- Get cashback rewards for the shopping you’re already doing online
- No browser extension or other apps/tools required
Cons
- There are some user complaints about tracking issues
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page, or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared towards anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications including the New York Times, Washington Post, Fox, ABC, NBC, and more. He is also a regular contributor to Forbes.