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Home / Earn Money / Side Hustle / Shipt Review: Make Money Delivering Groceries

Shipt Review: Make Money Delivering Groceries

By Colin Graves

Published October 30, 2026•7 Min Read

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best side hustle for college students

Shipt Logo 2026

Quick Summary

  • Earn extra money grocery shopping and delivering
  • Shoppers keep 100% of customer tips
  • Available in over 5,000 U.S. cities
START HERE

Pros

  • No minimum order count
  • You keep 100% of tips
  • Daily pay is available to eligible shoppers

Cons

  • Earnings depend on order availability and tips
  • Must account for your expenses (gas, insurance)
  • There may be a waitlist to be accepted

Shipt is a side hustle app that connects customers with personal shoppers who pick out groceries and other store purchases and deliver them to their homes. It lets you earn extra money without committing to a regular part-time job.

The flexibility of gig apps like Shipt, DoorDash, or Instacart is great, but whether they're worth your time will depend on local demand, tips, and your driving expenses. In this Shipt review, I'll explain how the platform works, cover what I see as the pros and cons, and tell you what to consider before you sign up.

Table of Contents
What Is Shipt?
What Does It Offer?
Are There Any Fees?
How Does Shipt Compare?
How Do I Open An Account?
Is It Safe And Secure?
How Do I Contact Shipt?
Is It Worth It?

What Is Shipt?

Shipt is a same-day delivery platform founded in 2014 by Bill Smith. Headquartered in Birmingham, Alabama, it operates as a subsidiary of Target. Customers order groceries, household essentials, and other merchandise from participating retailers, while independent contractors fulfill deliveries. According to Shipt, the company operates in over 5,000 U.S. cities, though it does not operate in Alaska, West Virginia, or Wyoming.

What Does It Offer?

In this review, I'm focusing on the side-hustle opportunity with Shipt and what I believe are its most important features. 

Flexible Shopping and Delivery Work

The Shipt Shopper App is the central hub for scheduling your availability, claiming orders, and managing shopping and delivery. Start by choosing your local market, then select smaller areas, or zones, where you’re willing to work. For shopping orders, you select the customer’s items, communicate about substitutions, and deliver within the requested time frame.

Shipt has no minimum number of orders you must accept. This makes it appealing if you're looking for occasional extra income. That said, there is no guarantee orders will be available when you're free to deliver. 

Preferred Shopper Feature
Customers who give you a five-star rating can add you as a Preferred Shopper. This increases the likelihood that you will be matched with them again in the future. It's a great way to build strong customer relationships and could potentially lead to more income in the future. 

"Offer Pay", Tips And Bonuses

Shipt used to use a flat-rate + commission compensation model ($5 + 7.5% commission). However, it now uses a per-order rate known as "offer pay", which is based on your time and effort. You can also earn tips and qualify for additional earnings on some orders.  

As a shopper, you get to keep 100% of customer tips. According to Shipt, customers can add a tip at checkout, tip you in cash when you make a delivery, or add a tip once their order has been delivered via their Shipt account on the website or mobile app. 

Weekly Payments And Instant Pay

Shipt offers payment either weekly or daily through something called Instant Pay. You can opt for weekly direct deposits every Friday. This pay includes work you completed from the previous Monday through Sunday.

Instant Pay
If you're eligible, you may be able to get paid up to three times per day through Shipt's Instant Pay feature. To qualify, you must agree to Stripe Connect's terms and conditions (in app) and receive at least one successful weekly payout from Shipt. 

To qualify, you must agree to the Stripe Connect terms in the app and receive at least one successful weekly payout. Before withdrawing, check the app for current transfer fees and limits.

Shopper payments include offer pay and any customer tips credited to you. 

Are There Any Fees?

There are no fees to join Shipt as a personal shopper. However, you are responsible for covering all expenses that you'll incur, including maintaining your delivery vehicle (gas, insurance, maintenance). You'll need to budget for these expenses and make sure they don't exceed what you earn through Shipt.

You'll also need to report any Shipt earnings on your tax return, and you may need to pay income tax, depending on how much you earn. As a Shipt shopper, you are considered an independent contractor, so Shipt doesn't withhold taxes on your behalf. 

How Does Shipt Compare?

Perhaps the closest competitor to Shipt is Instacart, which also allows you to shop for and deliver groceries. Instacart pays per batch and factors in your distance traveled, item count, expected shopping time, tips, and potential promotions. DoorDash offers restaurant deliveries alongside grocery and retail Shop & Deliver orders, so it's worth considering if you want both shopping and pickup opportunities. 

Keep in mind that you don't necessarily have to decide between Shipt, DoorDash, and Instacart. In fact, one of the best ways to maximize your side-hustle income is to sign up for multiple gig apps. 

Header
Shipt Logo 2026
DoorDash Logo
Instacart logo

Rating

Base Pay Per Delivery

Varies

$2 - $10+

$5 - $10

Payout Frequency

Weekly or Daily

Weekly or Daily

Weekly or Daily

Min. Cashout

N/A

N/A

$5

Allows Tips

Cell
OPEN AN ACCOUNT
READ THE REVIEW
READ THE REVIEW

How Do I Open An Account?

You can sign up with Shipt by downloading the app and following the instructions. Before signing up, make sure you can fulfill the following requirements: 

  • Be at least 18 years old 
  • Have a valid mailing address
  • Hold a valid U.S. driver’s license, SSN, and car insurance
  • Have access to a reliable, operable vehicle
  • Must be able to lift 50 pounds 
  • Have a mobile phone (iPhone or Android) to access the app

Is It Safe And Secure?

Yes. Shipt is a legitimate delivery platform and should be considered safe to use. That said, remember that while working for Shipt, you will be driving around, delivering orders to customers  (aka strangers) homes, and lifting grocery orders, so take the necessary precautions.  

How Do I Contact Shipt?

Shoppers can reach out to Shipt Support 24/7 via in-app live chat or by calling 205-502-2500. If you have questions about your application, you can contact the Shopper Onboarding team by email at [email protected].

Is It Worth It?

Shipt is a top grocery delivery app, and if it's available in your area, it's definitely worth trying. I like the flexibility of no minimum order commitment, the Instant Pay feature, and the Preferred Customer feature, which may reward you for great service with repeat business. However, before you sign up with Shipt, take a close look at Instacart and DoorDash, as they may be more lucrative platforms in your area. Of course, if you're willing to work, you can always sign up for more than one app to minimize downtime and maximize earnings. 

Check out Shipt here >>

Shipt Review
  • Flexibility
  • Ease of Use
  • Company Support
  • Income Potential
Overall
4.1

Summary

Shipt connects customers with independent shoppers who select and deliver groceries and other retail purchases. Shoppers choose which orders to accept and earn offer pay, customer tips, and potential bonuses.

Pros

  • No minimum order requirement
  • You keep 100% of your tips
  • Instant Pay is available if eligible

Cons

  • Pay will depend on availability and tips
  • Need to cover expenses like fuel costs and vehicle maintenance
  • There may be a waitlist to sign up
  • Get Started With Shipt

Editor: Clint Proctor Reviewed by: Chris Muller

Colin Graves Editor
Colin Graves

Colin Graves is a financial writer and editor with more than 20 years of experience in banking and wealth management. Before joining The College Investor, he managed retail and commercial portfolios exceeding $1 billion, earning multiple awards for leadership and customer service. Colin holds several credentials from the Canadian Securities Institute, including the Canadian Securities Course, Professional Financial Planning Course, and the Certificate of Financial Services Advice.

Today, he applies that expertise to editing and writing about investing, credit, and money management for readers seeking practical, trustworthy financial information. Colin also writes at ColinGraves.com, where he helps people transition from traditional employment to self-employment through financial literacy and business coaching.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
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