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Learn from other investors’ mistakes and avoid making such mistakes. This will help you find investing success in a shorter period of time.

Investing Tip #236: Learn from Other Investors’ Mistakes

There are ample examples of unsuccessful investors. Read their case studies and find out common mistakes and strategic errors committed by them. Learn from other investors’ mistakes and avoid making such mistakes. If you want to learn more check out these resources: Review: The Neatest Little Guide to Stock Market Investing Mistakes that Cost These […]

Cash Flow statements reflect more realistic figures of a company’s financial performance. Read and analyze them before choosing a stock.

Investing Tip #235: Focus on the Company’s Cashflow

Cash Flow statements reflect more realistic figures of a company’s financial performance. Read and analyze them. There are other financial statements such as the Income Statement, the Balance Sheet, and the Management Discussion and Analysis. These, however, are more prone to manipulation by the company’s management. They may be misleading. It’s not possible to manipulate […]

Manage Your Emotions When Investing

Investing Tip #234: Manage Your Ego and Emotions When Investing

Behavior Finance says ego and emotion are the greatest enemy in the stock exchange. Losses are always painful. But admit mistakes and accept your losses. This will reduce your further losses. Prompt corrective action is required. This is more true in trading, especially in the derivative market. Time is money. Make sure to manage your […]

If I Don't Repay My Student Loans

What Happens If I Don’t Pay My Student Loans?

I was reading an article yesterday about how 13% of student loan borrowers don’t even consider their student loans to be debt. Crazy? Well, if that didn’t surprise you, it probably also doesn’t surprise you that 13% of all student loans are in default. That works out to 7 million student loans that are behind an […]

Learn from your investing mistakes to become a better investor.

Investing Tip #233: Learn from Your Profits and Loss

Periodically review your previous transactions. See what went right and what went wrong. Remember all decisions need not be correct to be a successful investor. Work hard and learn lessons.  This will improve your success rate. If you want to learn more check out these resources: The Biggest Investing Mistakes You Can Make How to […]

When it comes to picking a college your options are endless. It's so important that you choose wisely. Here are things to consider when choosing a college.

5 Things to Consider When Choosing a College

Choosing which college to attend can be an exciting and difficult decision. After all, it’s where you will be spending the next four years of your life, where friendships will blossom, and where your formative adult years occur. But there are things to consider when making the decision to attend college, aside from where your […]

Record the Reason for Selling a Stock

Investing Tip #232: Record the Reason for Selling a Stock

Warren Buffett says hold a stock longer, may be even forever. But if you want to sell, record reasons for selling a stock. This will force you to rethink before you decide. It will also create a history sheet to look back n for future reference. If you want to learn more check out these […]

how to be the best possible freelancer

How to be the Best Possible Freelancer

Whether you’re new to the world of freelancing or you’ve been doing it for years, there’s always more for you to know. It is estimated that there are around 1.4 million freelancers in the UK. There’s very little written on the web about how to be the best possible freelancer – possibly because freelance writers […]

Millennials Retire Early

Is Early Retirement Even Possible For Millennials?

The dream of retiring early – it’s a dream shared by many millennials. Millennials are a generation that don’t really like working for “the man” and want to setup their lives on their own terms. As such, the structured nine to five world is a bit demoralizing and creates a culture of wanting escape. But […]

Record the reason you buy a stock.

Investing Tip #231: Record the Reason for Making a Buy

Whenever you purchase a stock, record reasons for making a buy. This will bring discipline and you will start following your own set of rules.  In the future, you can analyze your earlier decisions and find your mistakes and learn from them. Similarly, you will learn from your correct decisions. You can use the same […]

Are you thinking of getting a credit card in college? If so, there are some thing you should know first. Here are the pros and cons of getting a credit card

Should You Have a Credit Card in College?

I got my first credit card when I was eighteen. For me, it almost felt like a passage into adulthood. After all, I had witnessed my parents use their credit cards on a fairly regular basis. It just seemed like the thing to do. I saw absolutely no reason why I shouldn’t get one. The […]

Hedge Funds are not for Common Investors

Investing Tip #230: Hedge Funds are Not for Common Investors

Hedge funds, like mutual funds and Private Equity funds, pool cash from investors. But they focus on alternative investment strategies which are generally aggressive and riskier in nature. They may generate higher profits but are not suitable for common investors. If you want to learn more check out these resources: How to Invest in a […]

Comparing Tax Software

Reviewing The Best Tax Software For Early Filers

Early tax filers are chomping at the bit to start getting their tax returns. Why? Because if you’re getting a refund, why wait any longer than you must to file your return. Seriously – don’t let the government hold onto your money any longer than they already have.But the trouble is two-fold. One, we don’t […]

Every Mutual Fund is Different

Investing Tip #229: Every Mutual Fund is Different

Stocks of two companies behave in different ways. Similarly, two mutual funds’ behavior are not alike. Their investing strategies are different. Their fund managers produce drastically different results.  Every mutual fund is different. Do your home work to pick the best fund. If you want to learn more check out these resources: Comparing Stocks, ETFs, […]

Compare the effective annual rate on bank deposits

Investing Tip #228: Compare the Effective Annual Rate on Bank Deposits

Interest rates are generally quoted as annual interest rates. Some banks compound or pay interest on a monthly, quarterly or half-yearly basis. If you take into consideration the effect of periodicity, the effective annual rate works higher than the quoted annual interest rate. While investing, compare the effective annual rate on bank deposits. If you […]

Investing Tip: Learn to Read Charts

Investing Tip #227: Learn to Read Charts

Today you’ll find companies reports and analyst reports are full of graphs and charts. The visual display of data is ideal for comparison. You don’t need to be a statistician or an expert to understand and interpret charts to draw meaningful information. Learn some simple graphs such as the line graph, bar chart and pie […]

end of the year

End of the Year Financial To-Do List

Can you believe that there are only two months left in 2014?  Where did the year go…  It seems like just yesterday we were talking about taxes (oh, because we were talking about taxes – early filers…). Anyway, now is the time to start making some end of the year plans, especially when it comes […]

Use the Carry Trade Strategy in the Currency Market

Investing Tip #226: Use Carry Trade Strategy in the Currency Market

You can make profits by borrowing in low-yielding currencies like the dollar and euro and investing in high-yielding debt in emerging markets. Borrow in one country with low interest rates and use this fund to purchase higher-yielding assets in another country that has high interest rates. If you want to learn more check out these […]