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Tuition Reimbursement

The Slow Road Through College: Working And Going To School

We’ve covered stories of people who’ve gone to college without student loans. And we’ve covered stories of people buried in student loan debt. But one of the ways we don’t really talk about too often is the slow road through college – basically people who are working full time and trying to get their college […]

Investing Myth - You should only buy stocks with low price to earning ratios!

Investing Tip #205: You Should Buy Stocks with Low Price to Earnings Ratio is an Investing MYTH

Stocks with low price-to-earnings (PE) ratios may look cheap and attractive. But they may not be worth to buy. Invest only in good companies. Buy a stock with strong fundamentals as and when available at low PE. The advice that you should only buy stocks with low price to earning ration is an investing myth. […]

personal finance lessons

5 Personal Finance Lessons We Can Learn From Our Grandparents

While older doesn’t necessarily mean wiser, there’s a lot to be said for experience when it comes to personal finance. Most of our grandparents’ would have learnt the hardships of the Great Depression from their parents, so they understand hard times, and while they may not understand why Wi-fi is essential these days and why […]

When it comes to debt you always have two options: pay now or pay later. Here's why you should always choose pay now.

Pay Now or Pay Later

When I was in graduate school at NYU, I was painfully aware of my student loan situation. I had just tripled my debt load by deciding to go to my “dream school” and left my career, family, and boyfriend behind for what I thought was an experience of a lifetime. Graduate school was good, but […]

Keep Cash for the Next Three Months' Worth of Expenses

Investing Tip #204: Keep Cash for the Next Three Months’ Worth of Expenses

You should not depend on the stock market to meet your routine expenses. Similarly you should not resort to breaking fixed deposits to meet such expenses. Plan your cash flows for the next three months and keep adequate cash to meet next three months expenses. You can park the fund in money market instruments to […]

start your own business

Steps to Help You Start Your Own Business

“Success is where preparation and opportunity meets”- Bobby Unser If you have an idea… we have a solution! Think of us as a launching pad, we will thrust you beyond gravitational difficulties which are pulling you down and then the rest is up to you. You need to have a thorough chalk out plan if […]

Make Investing Fun

How to Make Investing Fun!

How would you react if I told you that for the next 2 hours, we were going to watch a documentary on Investing 101? I imagine that most of you wouldn’t be all that excited. In fact, some of you might already be clawing and scratching your way to the nearest exit to avoid the […]

You Should Never Invest Your Emergency Fund in the Stock Market. Here's Why.

Investing Tip #203: Never Invest Your Emergency Fund in the Stock Market

The stock market is unpredictable. In case of urgency, you may be forced to sell your investments even if the market is low. Hence you should keep a separate emergency fund with banks that you can access whenever required. The banks offer fixed deposits schemes that allow you to withdraw before maturity too. You should […]

TIAA-CREF – Delivering Financial Services with Relationships at Their Core

Your life and your finances have a habit of walking hand in hand, and more specifically so when you begin to advance in your workforce. As financial considerations grow in stature, managing debt, investing smartly, and planning for retirement become huge decisions, which solicit the services of a professional financial advisor. TIAA-CREF is among the […]

MeetInvest: A Social Network for Investors

MeetInvest Review: Social Networking for Investors

Have you ever wished you could jump on a platform and start chatting with more experienced investors? If so, you’re going to want to check out meetinvest. I took some time this past weekend to dive into MeetInvest, see what it was all about and what I could learn. I was a little blown away […]

Invest in companies with accelerated quarterly earnings growth rate

Investing Tip #202: Look for Companies with Accelerated Quarterly Earnings Growth Rate

If a company’s earnings growth is accelerating, it indicates it’s growing at a faster pace each quarter. Its earnings growth accelerates from quarter to quarter. Growth rate increases. This is characteristic of a winning stock. The acceleration needs not to be continuous, but it should be in recent past. If earnings growth becomes stronger each […]

Overcoming Money Fears

Overcoming The Fear Of Losing Money In The Stock Market

It’s a scientific fact that people will do irrational things to avoid loss. And one of the biggest fears people hold to is the fear of losing money. In fact, studies have shown that the pain of losing is twice as strong as the joy of winning. So, losing $100 hurts twice as much as […]

Juniper Networks

Juniper Networks Replaces CEO after One-Year, Nomura Upgrades to Buy on the News

Juniper Networks (JNPR) decided to part ways with its CEO of just one year.  In an announcement on Tuesday, November 11, 2014, the company stated it was naming Rami Rahim, a longtime executives, as the new CEO.  It replaced Shaygan Kheradpir after a short tenure.   His lack of leadership and the mishandling of a customer […]

Big Institutions' Actions impact the stock market

Investing Tip #201: Big Institutions’ Actions Impact the Stock Market

Big mutual funds, pension funds, hedge funds and banks have strong buying power. They buy and sell in bulk. Their action influences the market. For example, if a stock is included in a market index such as DJIA and S&P,   the Index Funds make purchases of the stock to rebalance their portfolio. This pushes up […]

avoid hefty commissions

Investing Tip #200: Avoid Hefty Commissions

Some Funds charge high entry, exits and annual management fees. Brokerage firms also charge hefty commissions. These fees reduce effective return on your investment. Minimize these expenses and avoid paying hefty commissions. If you want to learn more check out these resources: The Best Online Brokerages The Five Worst IRA Mistakes Made Everyday

Invest in Tax-Free Bonds

Investing Tip #199: Invest in Tax-Free Bonds

The federal and the state governments issue tax-free bonds. The interest is not taxable. If you are in higher income brackets, invest and avail the benefits. Your effective rate of return increases substantially. Moreover, investments in these bonds are safe. If you want to learn more check out these resources: Buying Individual Bonds vs. Bond […]

$20,00 In Student Loans

The Difference $20,000 In Student Loans Can Make

Everyone knows that you should try to take out as little student loans as possible. It’s just common sense, right? But how much of a difference does it make. I mean, if you go to a “good” school, you pay a little more, but you have the potential to earn more – or so they […]

look for higher float stocks

Investing Tip #198: Look for Higher Float Stocks

Float is the total number of shares publicly owned and available for trading, out of the total outstanding shares. Stocks with smaller floats are generally more volatile than those with larger floats. Look for higher float stocks. If you want to learn more check out these resources: Key Financial Ratios for Investing Avoid Value Traps […]