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All Investments Carry Some Risk

Investing Tip #210: All Investments Carry Some Risk

All investments carry some risk. You can not eliminate risk, but you can reduce it. While travelling you carry the risk of having an accident and you reduce it by following traffic rules. In investing too, you can minimize the financial risk by following rules of investing. Be disciplined. If you want to learn more […]

Working through college is important but can be hard to do with a busy schedule. To get you started here are five online jobs for college students.

5 Online Jobs for College Students

Working your way through college is one of the things you need to do to graduate with a minimal amount of debt. However, as a busy college student penciling in time to work can be hard to do and can definitely slow down the time it takes to get your degree. The solution? Get an […]

Invest, Don't Gamble

Investing Tip #209: Invest, Don’t Gamble

In gambling, your money can double, triple or quadruple overnight; but not in the stock market. Don’t expect extraordinary gains from stocks. If you want to try your luck, you better go to Las Vegas. In the stock exchange you should expect only reasonably good returns. Invest, don’t gamble. If you want to learn more […]

Patrick O’Shaughnessy Millennial Money

Millennial Investing with Patrick O’Shaughnessy

By now, we know millennials need to invest as much of their income as possible – as early as possible – in the global markets. Even small amounts make a big difference long term. But the fact is they don’t. But why?  Today I invited Patrick O’Shaughnessy, an expert on investment strategy and investor behavior to help us […]

Avoid using leverage when investing.

Investing Tip #208: Avoid Using Leverage

In good times, leverage investing magnifies your gains. And the chances are there that soon you will soon get addicted to leverage. When bad times come, you will lose all the gains. Finally you may be a net loser. Avoid leverage. If you want to learn more check out these resources: The Riskiest Investments You […]

Ignore complex investment products.

Investing Tip #207: Ignore Complex Investment Products

Don’t invest in any new investment product unless you understand it fully. Complex investment products are designed more in favor of their sellers. Investors can come under their trap. Ignore complex investment products. Always remember the Subprime mortgage crisis! If you want to learn more check out these resources: Top Investment Scams 5 Warning Signs […]

You must avail the match on your 401k plan. Find out why.

Investing Tip #206: You Must Avail Matching Benefits Under Your 401k Plan

If your employer matches your contribution under you 401K plan, you must avail this and invest the maximum permissible amount. This is like your additional income. And your investment grows with the power of compounding. If you want to learn more check out these resources: How to Maximize Your Employer’s 401k Contribution How Rollover a […]

Tuition Reimbursement

The Slow Road Through College: Working And Going To School

We’ve covered stories of people who’ve gone to college without student loans. And we’ve covered stories of people buried in student loan debt. But one of the ways we don’t really talk about too often is the slow road through college – basically people who are working full time and trying to get their college […]

Investing Myth - You should only buy stocks with low price to earning ratios!

Investing Tip #205: You Should Buy Stocks with Low Price to Earnings Ratio is an Investing MYTH

Stocks with low price-to-earnings (PE) ratios may look cheap and attractive. But they may not be worth to buy. Invest only in good companies. Buy a stock with strong fundamentals as and when available at low PE. The advice that you should only buy stocks with low price to earning ration is an investing myth. […]

personal finance lessons

5 Personal Finance Lessons We Can Learn From Our Grandparents

While older doesn’t necessarily mean wiser, there’s a lot to be said for experience when it comes to personal finance. Most of our grandparents’ would have learnt the hardships of the Great Depression from their parents, so they understand hard times, and while they may not understand why Wi-fi is essential these days and why […]

When it comes to debt you always have two options: pay now or pay later. Here's why you should always choose pay now.

Pay Now or Pay Later

When I was in graduate school at NYU, I was painfully aware of my student loan situation. I had just tripled my debt load by deciding to go to my “dream school” and left my career, family, and boyfriend behind for what I thought was an experience of a lifetime. Graduate school was good, but […]

Keep Cash for the Next Three Months' Worth of Expenses

Investing Tip #204: Keep Cash for the Next Three Months’ Worth of Expenses

You should not depend on the stock market to meet your routine expenses. Similarly you should not resort to breaking fixed deposits to meet such expenses. Plan your cash flows for the next three months and keep adequate cash to meet next three months expenses. You can park the fund in money market instruments to […]

start your own business

Steps to Help You Start Your Own Business

“Success is where preparation and opportunity meets”- Bobby Unser If you have an idea… we have a solution! Think of us as a launching pad, we will thrust you beyond gravitational difficulties which are pulling you down and then the rest is up to you. You need to have a thorough chalk out plan if […]

Make Investing Fun

How to Make Investing Fun!

How would you react if I told you that for the next 2 hours, we were going to watch a documentary on Investing 101? I imagine that most of you wouldn’t be all that excited. In fact, some of you might already be clawing and scratching your way to the nearest exit to avoid the […]

You Should Never Invest Your Emergency Fund in the Stock Market. Here's Why.

Investing Tip #203: Never Invest Your Emergency Fund in the Stock Market

The stock market is unpredictable. In case of urgency, you may be forced to sell your investments even if the market is low. Hence you should keep a separate emergency fund with banks that you can access whenever required. The banks offer fixed deposits schemes that allow you to withdraw before maturity too. You should […]

TIAA-CREF – Delivering Financial Services with Relationships at Their Core

Your life and your finances have a habit of walking hand in hand, and more specifically so when you begin to advance in your workforce. As financial considerations grow in stature, managing debt, investing smartly, and planning for retirement become huge decisions, which solicit the services of a professional financial advisor. TIAA-CREF is among the […]

MeetInvest: A Social Network for Investors

MeetInvest Review: Social Networking for Investors

Have you ever wished you could jump on a platform and start chatting with more experienced investors? If so, you’re going to want to check out meetinvest. I took some time this past weekend to dive into MeetInvest, see what it was all about and what I could learn. I was a little blown away […]

Invest in companies with accelerated quarterly earnings growth rate

Investing Tip #202: Look for Companies with Accelerated Quarterly Earnings Growth Rate

If a company’s earnings growth is accelerating, it indicates it’s growing at a faster pace each quarter. Its earnings growth accelerates from quarter to quarter. Growth rate increases. This is characteristic of a winning stock. The acceleration needs not to be continuous, but it should be in recent past. If earnings growth becomes stronger each […]