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american flag tax day

Happy Labor Day 2014

I hope you're enjoying a fun Labor Day weekend!  Take it easy today, relax, and enjoy the unofficial end of summer. Even in personal finance, it's important to take a break and not worry about your money. If you're here reading this, tell me what you're up to today! … Keep Reading...

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time the market

Investing Tip #124: Don’t Try to Time the Market

It is very difficult to predict and catch extreme peaks or troughs in the market. The investors who attempt to time the market are generally guided by emotion. If you want to be a successful investor, avoid emotional behavior. If you want to learn more check out these resources: Is It Every Okay to Time [...]

market crises

Investing Tip #123: Market Crises, Though Unavoidable, Are Not Permanent

Past events show that the market encounters crises, such as the bursting of the technology and telecom bubble in 2000′s and 9/11. These crises create fear and uncertainty but only for a short period. The market crashes but recovers and continues to move on. The long term trend has remained upward. The market has grown [...]

ignore short term predictions

Investing Tip #122: Ignore Short Term Predictions

If you are a long term investor, your investment decisions should not be guided by short term forecasts. It is very difficult to predict tomorrow’s market. Stick with your chosen investment strategy and ignore short term predictions. If you want to learn more check out the following resources: What Do You Tell the Successful Stock [...]

Microsoft Logo

PC Forecast Improved – Is Microsoft a Buy?

Microsoft (NASDAQ: MSFT) continues to make changes at the organization and there have been some positive trends.  The stock is up over 35% over the past year and we have written positively about it before here.  However, there are increasing concerns that upside is limited and challenges remain.  First, declines in PC sales have hurt [...]

investing for retirement

Investing Tip #121: Start Investing for Retirement Now

Normally you wouldn’t think about retirement when you’ve just started earning an income.  But if you start early, the effects of compounding can be huge.  By planning and investing early for retirement, you allow your investments more time to grow. Your savings will grow with the power of compounding. The sooner you start investing for [...]

Risky Investments

The Riskiest Investments You Can Make

Investing is a game that involves balancing the risk and reward of the thing you’re investing it.  However, there are some investments that are much riskier than others.  And these are investments that you should really think carefully about before jumping in.  Because, even though they’re risky, when they do yield rewards, the rewards are [...]

stock at a 52-week low

Investing Tip #120: A Stock at a 52-week Low is Not Necessarily a Bargain Buy

A stock at a 52-week low not is not necessarily cheap and you shouldn’t automatically add it to your portfolio. Buy a stock only if it qualifies criteria set under your investing strategy. Invest only if the company’s fundamentals are intact. Hefty discounts do not mean a good buy. If you want to learn more check [...]

Student Loan Consolidation

Stop Paying For Student Loan Consolidation

Over the last month we have been getting bombarded with reader questions about student loan consolidation.  It seems that a lot of companies are advertising on TV and other places that they can “help you consolidate or get rid of your student loans”.  But you know what?  That help comes at a cost – and [...]

losing stocks

Investing Tip #119: Sell a Loser

Peter Lynch  says, “In this investing business, if you’re good, you’re right six times out of 10. You’re never going to be right nine times out of 10.” Recognizing your losers is hard because it’s also an acknowledgment of your mistake. But be honest when you realize that a stock is not performing as well [...]

forex

Forex Decisions: Auto or Manual Trading?

Technology is finally catching up to forex trading. Years ago, you had only one option: trade manually. It took a professional, and several assistants, to comb the market for opportunities. Even then, you might lose a lot of money because brokers might not be able to execute your order efficiently. Today, robots can do a [...]

remote worker

How to Get Started as a Remote Worker

In recent years, more and more people prefer to look for work at home, and the reason is that this kind of work has a huge number of advantages. First of all, people working at home have the ability to manage time and build the work schedule on their own. But, what is really important [...]

prodigy finance

Do You Want to Invest in Future Business Leaders? Prodigy Finance Can Help.

Do you want to invest in future business leaders? Dumb question. Who wouldn’t? As you may have noticed the Peer to Peer lending industry is exploding. (Need proof? Read this, this, and this.) And now that these niche markets have emerged you have the opportunity to invest in just about any type of person you can [...]

ambulance

Role Of Private Sectors In Medical Transportation

Some of the brightest entrepreneurs don’t always follow a traditional path toward success in business. A classic advancement along the corporate ladder is not the only portal for achieving something great. Some savvy business people may not even earn an MBA. It is a combination of different life experiences and educational certifications that make up [...]

top performing stocks

Investing Tip #118: Keep the Winners

Do not sell stocks after they have increased by a certain percentage. Instead, keep your top performing stocks forever. Peter Lynch says much of his overall success was due to a small number of stocks in his portfolio that returned big. If you want to learn more check out these resources: Investing for Millennials The Neatest [...]

sports facilities funding

Sports Facilities Funding Opportunities for College

Many colleges in the UK are in desperate need of new sports facilities to improve healthy lifestyles at their organisation and to get students into a wide variety of different activities. However, the problem is that a lot of colleges don’t have the budget to improve their existing sports surfaces or to have brand new [...]

invest in what you know

The Easiest Way To Find Great Companies To Invest In

Thinking and finding companies to invest in can be hard.  That’s why I wanted to share with you the best way to find great companies that you can invest in right now.  It doesn’t require diligent research; it doesn’t require vast investment knowledge; and it doesn’t require any special skills.  All it requires is a [...]

money market mutual funds

Investing Tip #117: Park Money in Money Market Mutual Funds

Money market mutual funds are an open-end mutual fund which invests only in money markets securities and other short-term securities, usually of less than 30 days maturity. They are very liquid and provide good returns. If you want to learn more check out these resources: Comparing Stocks, ETFs, and Mutual Funds The Trouble with Target Date [...]

stock market

3 Stock Market Investment Options

While stock market investment may have been historically associated with experienced traders or those approaching retirement, the financial landscape has changed considerably in the last decade. In fact, technological advancement and the removal of numerous barriers to entry has actually made stock market trading far more accessible to a younger demographic. This does not mean [...]

emergency fund

Investing in Yourself: Start an Emergency Fund

We recently asked “What Do You Consider a Financial Disaster?” It is an incredibly personal question and one that some of us really don’t want to think about. We are all working so hard to be financially smart and responsible. We don’t want to think about something wiping us out! I wonder, though, if for many [...]

masters degrees

Masters Degrees: What You Need to Know About Benefits and Financing

With the soaring cost of college tuition, many people are opting for full-time jobs, especially in these unstable economic times. Although the savings are significant, not attending college is just not smart, according to most education experts. At all levels of employment, a master’s degree comes with a marked increase in pay and career advancement. [...]