When you’re in college, it’s the best time to learn how to use credit cards properly. Here are 5 best credit cards for college students.
Using prepaid credit cards is a great way to build your credit while in college. Find out how to get started & what to watch out for.
Many young adults in their early twenties have little or no established credit. Because of this fact, they have very few options for finding housing and buying a car (we’ve talked about this struggle before here). Too many young adults ignore the importance of building credit until it’s too late. At that point, the options to […]
Knowing how to manage money properly is a MUST & can either make or break your financial goals. Here are 5 money musts you need to know.
There are so many money-making ideas that involve maximizing income. While this is a great way to change your financial status and pay off student loans, there are more fundamental steps to improving your financial life. One of the most important is to improve your credit – a concept that is poorly understood by many […]
The most common student loan scams involve paying fees to consolidate or to get forgiveness, law firms and lawsuits, and trying to eliminate your loan debt.
The conversation surrounding student loans is typically pretty negative – and for good reason. Loan rates are rising, and student loan debt is an epidemic affecting millions of Americans. But did you know that student loans can be a good thing? While frustrating to pay back, student loans are also a great way to build a […]
One of the most thrilling parts about growing up is detaching yourself from any monetary support systems you may have and becoming financially independent. Learning how to do so can be quite challenging for many though. Numerous college grads and students have financial responsibilities such as rent, health insurance, auto insurance, cell phone plans and […]
Debt is the American song that we as a country just can’t stop singing. With a rising collective national debt that’s in the trillions of dollars, $15,609 in credit card debt per citizen and a personal student loan debt of $32,956, it seems that this is one hole that keeps growing bigger by the year. […]
April is Financial Literacy Month, and here are five things that Americans need to do during April to tune up their finances and set up their futures.
Your credit score will be very important throughout your life. It will be used to determine if you can get a credit card as well as if you qualify for a home, auto, personal, or business loan. Lenders use your credit score to determine your creditworthiness. If you have a high credit score, lenders will […]
The last thing you worry about when you are in college is your credit, and unfortunately that means when you join the workforce and get ready to start living, you start realizing why that was probably one of the worst things you could have neglected. There is no reason for me to remind you of […]
When looking at getting a student loan, there are some important risks that should be taken into consideration when comparing private versus federal student loans. For most private loans, it is a given that the interest rates will be higher than federal student loans, and you will not get the perks of being subsidized by […]
Sometimes the early choices we make with money come back to bite us in the ass. Say you get a credit card at 18, and then don’t pay your bills. This can damage your credit score early on, and make it hard to get other loans later. And while you’ve learned the error of your […]
Do you currently have student loans? Have you ever wondered how they are affecting your credit score? I know I have. Is it possible that those student loans are actually hurting your credit? Or, is it a benefit to have student loans at the ripe age of 18, because they are providing the creditors with […]
Social media. I love it and I hate it. As a blogger it’s fun to connect with like-minded people who I would never have met in person. On the other hand I don’t use my personal accounts much at all. My Facebook feed is constantly bombarded by “selfies,” “duck faces,” and the same annoying e-cards […]