• Skip to primary navigation
  • Skip to main content
  • Skip to footer

Navigating Money And Education

  • About
  • Podcasts
  • Social
  • Newsletter
  • Save For College
  • Student Loans
  • Investing
  • Earn More Money
  • Banking
  • Taxes
  • Forum
  • Search
Wyoming Student Loan And Financial Aid Programs

Wyoming Student Loans, Financial Aid & College Costs

Quick take: In-state tuition at Wyoming's single public university averages about $6,600 for 2025-26 — among the lowest in the nation. Wyoming borrowers carry roughly $29,800 in federal debt. The Hathaway Scholarship is one of the most widely used state programs.
Wyoming Student Loan And Financial Aid Programs

Wyoming College Cost Snapshot (2025-26)

Published tuition and cost-of-attendance averages across Wyoming institutions.

$6,600
Avg. in-state tuition & fees, public 4-year
$20,400
Avg. in-state total COA (on-campus)
$29,700
Avg. out-of-state total COA (on-campus)
$3,750
Avg. community college tuition & fees
$29,800
Avg. federal student loan balance per borrower
$1.5B
Total federal student loan debt in Wyoming
~47%
Wyoming grads leaving school with debt
$3,750
Lowest published in-state T&F (Wyoming Community Colleges)

Top Wyoming Colleges by Published Tuition (2025-26)

Tuition and fees only. Click any column header to sort.

School ↕ Type ↕ In-state T&F ↕ Out-of-state T&F ↕ Undergrad Enroll. ↕
University of WyomingPublic 4-yr$6,621$22,0119,100
Laramie County CCCommunity$3,750$9,6755,000
Casper CollegeCommunity$3,750$9,6753,500
Northwest CollegeCommunity$3,750$9,6751,700
Central Wyoming CollegeCommunity$3,750$9,6751,900
Sheridan CollegeCommunity$3,750$9,6752,300
Western Wyoming CCCommunity$3,750$9,6753,200

Wyoming State-Funded Aid Programs

Administered by the Wyoming Department of Education and individual institutions.

Hathaway Scholarship

Merit-based · Four tiers

Four-tier merit scholarship (Honor, Performance, Opportunity, Provisional Opportunity) for WY residents at WY public institutions.

$840–$1,680 per semester
Hathaway Scholarship →

Wyoming Works Grant

Workforce training

For WY adults pursuing short-term workforce training at WY community colleges.

Up to $3,200
WY Works →

John P. Ellbogen Foundation Scholarship

Merit + need · Private

Scholarship for WY residents — administered by the Ellbogen Foundation.

Varies by year
Ellbogen Scholarship →

Student Loan Options for Wyoming Students

Start with federal aid before considering private loans. Federal borrower protections are stronger and rates are fixed.

Does Wyoming have a state student loan program?

No. Wyoming does not run a state nonprofit student lender. About a dozen states do — including MEFA (Massachusetts), RISLA (Rhode Island), Minnesota SELF, the Bank of North Dakota DEAL Student Loan, VSAC (Vermont), CHESLA (Connecticut), NJCLASS (New Jersey), ISL Education Lending (Iowa), NHHEAF/Granite State (New Hampshire), FAME (Maine), and Kentucky's Advantage Education Loan. These programs often price below major private banks. Wyoming residents should lean on federal loans first, then compare private lenders directly.

The order to follow

  1. File the FAFSA to unlock federal Pell Grants, Wyoming state grants, and Direct Subsidized/Unsubsidized loans.
  2. Apply scholarships and 529 savings before borrowing a dollar. Every $1,000 in free aid saves roughly $1,400 in total loan cost over 10 years.
  3. Max federal Direct Loans next. Fixed rates, income-driven repayment, and forgiveness programs aren't available on private loans.
  4. Compare private student loans only for any remaining gap. Shop at least 3 lenders; cosigner rates typically run 1-3 points lower.

Private Student Loan Lenders We Recommend

If you've exhausted federal aid and still need to borrow, these are the lenders we track for rates and terms.

BEST FOR COMPARISON
Credible
Multi-lender marketplace

One form, prequalified offers from multiple private lenders. Shop rates without multiple hard credit pulls.

Compare Rates at Credible →
BEST OVERALL
College Ave
Direct private lender

Flexible term lengths, no application or origination fees, and fast decisions.

Get A Quote At College Ave →
Sallie Mae
Direct private lender

Long-established lender with options for undergraduate, graduate, and career training programs.

See Sallie Mae Rates →

Advertiser disclosure: The College Investor earns a commission from some of the lenders listed above. Our rankings are independent — compensation does not influence order or editorial recommendations.

Frequently Asked Questions

Common questions from Wyoming students and families.

How much does college cost in Wyoming?

Average in-state tuition and fees at Wyoming public four-year universities is about $6,600 for 2025-26. Total cost of attendance (tuition, fees, room and board, books, and personal expenses) averages roughly $20,400 on campus for Wyoming residents and $29,700 for non-residents.

What is the average student loan debt in Wyoming?

Wyoming borrowers carry an average federal student loan balance of roughly $29,800. Total outstanding federal student debt for Wyoming residents is approximately $1.5 billion.

Does Wyoming offer state-funded college grants?

Yes. Wyoming's flagship program is the Hathaway Scholarship, with four tiers based on ACT/GPA. Other programs include Wyoming Works Grant (workforce training), the Ellbogen Foundation Scholarship, and WyCOLT Teacher Scholarship.

Does Wyoming have a state student loan program?

No. Wyoming does not operate a state nonprofit student lender. About a dozen states do, including Massachusetts (MEFA), Rhode Island (RISLA), Minnesota (SELF), North Dakota (DEAL), and Kentucky (Advantage Education Loan). Wyoming residents should start with federal student loans through the FAFSA and compare private lenders for any remaining gap financing.

Which Wyoming colleges have the lowest in-state tuition?

Wyoming community colleges all charge $3,750 per year (standardized statewide rate). The University of Wyoming is the only four-year public at $6,621 in-state.

What scholarships are available for Wyoming residents?

Key awards include the Hathaway Scholarship (all four tiers), Wyoming Works Grant, Ellbogen Foundation Scholarship, and WyCOLT.

Related Wyoming Resources

Wyoming Student Loan Forgiveness Programs State-linked repayment and service programs Wyoming 529 Plan Full Review Fees, investment options, tax benefits Best Places to Refinance Student Loans Current lender rankings and rates Student Loan Calculator Estimate monthly payments across repayment plans Best Private Student Loan Lenders Compare top lenders for the year Financial Aid by State Compare all 50 state aid programs

How We Sourced This Data

Data points on this page draw from:
  • Institutional cost pages at Wyoming public universities (2025-26 published rates)
  • Education Data Initiative state-level debt and cost tables
  • WY Dept. of Education program pages
  • NCES IPEDS data for enrollment and institutional cost profiles
Page refreshed annually in August and lightly revised in January to align with tax season. Last full refresh: June 21, 2026.

Editor: Colin Graves Reviewed by: Chris Muller

Please Share And Support

  • Facebook
  • X
  • LinkedIn
  • Reddit
  • Flipboard
  • Bluesky
  • Print
  • Email

Footer

Who We Are

The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.

Connect

  • Social
  • Contact
  • Newsletter
  • Advertise
  • Press & Media
  • Helpful Calculators

About

  • About
  • In The News
  • Research
  • Editorial Guidelines
  • How We Make Money
  • Archives

Social

Copyright © 2026 · The College Investor® · 2514 Jamacha Rd, Ste 502, El Cajon, CA 92019

Privacy Policy ·Terms of Service · DO NOT Sell My Personal Information